Medicare Advantage

Philadelphia's 2027 Medicare Advantage map: who's in, who's out, and the 13 new plans

People in Philadelphia can choose from 98 Medicare Advantage plans for 2027, against 97 this year. Twelve of this year’s plans are gone, 13 are new to Philadelphia County, and 39 that continue have changed their premium, deductible, plan type or name, 9 of them under a new name.

PHILADELPHIA — As the Annual Enrollment Period opens on October 15, 2026, the Medicare Advantage menu in Philadelphia County is shifting again. Twelve plans sold here in 2026 will not return for 2027, thirteen new ones are joining the lineup, and nine others are keeping the same contract but trading in their old names. For anyone in the city who gets a thick envelope from an insurer this fall, those three categories explain most of what is inside.

The 2027 lineup, by the numbers

Philadelphia sits inside Philadelphia County, and Medicare plan availability is set at the county level. For 2026, the county's menu includes 97 Medicare Advantage plans from 17 carriers — 42 HMOs, 18 HMO-POS plans, 36 PPOs, and 1 PFFS plan, with 31 of those being Special Needs Plans. All 97 include prescription drug coverage.

For 2027, 76 of those plans continue, 12 are not returning, and 13 new plans are joining. CMS also flags about 30 plans as changing on premium, deductible, type or name — the kind of detail that always lives in the plan's own Annual Notice of Change.

The table on this page lists every plan available in Philadelphia County, grouped by carrier and plan type.

The 12 plans not returning for 2027

If you are enrolled in one of these for 2026, it will not be offered in 2027. The non-renewing plans are, in alphabetical order by carrier:

• Aetna (CVS Health): Aetna Community HealthChoices (HMO D-SNP); Aetna Medicare Enhanced (PPO); Aetna Medicare Premier (HMO-POS)
• Centene (WellCare): Wellcare Assist (HMO-POS); Wellcare Patriot Giveback (HMO-POS)
• Devoted Health: DEVOTED CHOICE PREMIUM 002 PA (PPO)
• Humana: Humana Gold Choice H8145-163 (PFFS)
• Independence Blue Cross: Personal Choice 65 Plus Rx (PPO)
• Jefferson Health Plans: Jefferson Health Plans Flex Plus (PPO); Jefferson Health Plans Flex Pro (PPO)
• Provider Partners Health Plans: Provider Partners Pennsylvania Community Plan (HMO I-SNP); Provider Partners Pennsylvania Essential Plan (HMO I-SNP)

Being on this list is not a bad thing on its own — it just means you need to make an active choice. More on that below.

The 13 plans new for 2027

New entries sometimes come from carriers already in the market, sometimes from a plan being reshaped and relaunched. Here is what Philadelphia County shoppers will see for the first time this fall:

• Aetna (CVS Health): Aetna Medicare Advantra Eagle (HMO-POS); Aetna Medicare Full Dual Care (HMO D-SNP); Aetna Medicare Signature Extra (PPO)
• Devoted Health: DEVOTED C-SNP GIVEBACK EXTRAS 027 PA (HMO C-SNP); DEVOTED GIVEBACK EXTRAS 036 PA (HMO)
• Humana: Humana Dual Select H6622-103 (HMO D-SNP); HumanaChoice - Diabetes and Heart (PPO C-SNP)
• Independence Blue Cross: Keystone 65 Assured Rx (HMO)
• Jefferson Health Plans: Jefferson Health Plans Preferred (PPO)
• Provider Partners Health Plans: Provider Partners Pennsylvania Community Plan (HMO I-SNP); Provider Partners Pennsylvania Essential Plan (HMO I-SNP)
• UnitedHealthcare: UHC Complete Care Support PA-1A (HMO-POS C-SNP)
• UPMC for Life: UPMC for Life HMO No Rx (HMO)

Several of these are Special Needs Plans — for people with Medicaid (D-SNP), with certain chronic conditions (C-SNP), or living in an institution (I-SNP). Those are not for everyone; eligibility rules apply.

The nine plans with a new name

A rename is not a new plan — it is the same contract with a different label on the front page. If you see your plan under a different name in your mail, this list is probably why:

• Aetna Medicare Dual Care (HMO D-SNP) — was Aetna Medicare Advantra Dual Care (HMO D-SNP)
• Aetna Medicare Elite (PPO) — was Aetna Medicare Signature (PPO)
• Wellcare PA Health & Wellness Dual Liberty Sync (HMO-POS D-SNP) — was Wellcare Dual Liberty Sync (HMO-POS D-SNP)
• Wellcare PA Health & Wellness Dual Select (HMO-POS D-SNP) — was Wellcare Dual Select (HMO-POS D-SNP)
• DEVOTED C-SNP ENHANCED 016 PA (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 016 PA (HMO C-SNP)
• Humana Essentials Plus Giveback (PPO) — was HumanaChoice Giveback H5525-085 (PPO)
• Humana Total Complete (HMO) — was Humana Gold Plus H6622-037 (HMO)
• Humana Value Choice (PPO) — was HumanaChoice H5525-051 (PPO)
• UHC Dual Advantage PA-V1 (HMO-POS D-SNP) — was UHC Dual Complete PA-V001 (HMO-POS D-SNP)

Even though the plan continues, costs or benefits may still change year to year — your Annual Notice of Change is the source of truth.

Who else is in the market

Beyond the carriers in the lists above, Philadelphia County shoppers also have options from Blue Cross Blue Shield (HCSC), Clover Health, Geisinger Gold, Highmark Blue Cross Blue Shield (and Highmark Blue Shield), Highmark Wholecare Medicare Assured, Perennial Advantage, UPMC for Life Complete Care, and VISTA Health Plan Inc. The full table shows how many plans each carrier offers and which plan types — HMO, HMO-POS, PPO, or PFFS — they cover for 2027.

If your plan is on the "leaving" list

A non-renewal triggers a Special Enrollment Period. In short:

• You can switch to another Medicare Advantage plan, generally from December 8, 2026 through the end of February 2027.
• You can drop Advantage and go back to Original Medicare, and add a stand-alone Part D plan during the same window.
• You will not be left without Medicare — Parts A and B stay in place.

If you also want a Medigap (Medicare Supplement) policy after returning to Original Medicare, special "guaranteed issue" rights may apply because your plan is non-renewing. Those rules are federal, and your state insurance department can help with the Pennsylvania details.

What else is changing for 2027

A few program-level numbers are already set for 2027:

• The Part D out-of-pocket cap rises to $2,400 in 2027, up from $2,100 in 2026.
• The Part D maximum deductible increases to $700 in 2027, from $615 in 2026.
• The Part D national base beneficiary premium for 2027 is $41.33 — a formula input, not what any plan actually charges.

The 2027 Part B standard premium and deductible, and the IRMAA income brackets, are set to be published by CMS later this fall, usually in November. We will update coverage when those numbers are official. The coverage gap, or "donut hole," remains gone — Part D has three phases now — and the optional Medicare Prescription Payment Plan is still available if you want to spread your drug costs evenly across the year.

Dates to put on the cal