Medicare Advantage

Aetna Medicare Advantage in Rhode Island for 2027: 4 Plans, County by County

PROVIDENCE — For the 2027 plan year, Aetna (grouped by the Centers for Medicare & Medicaid Services as Aetna (CVS Health)) is offering four Medicare Advantage plans across Rhode Island, according to the CMS Medicare Advantage Landscape Source Files for CY2027. The lineup is one of several Rhode Islanders will see when the Annual Enrollment Period runs October 15 through December 7, 2026, with any choice made then taking effect January 1, 2027.

This explainer is published by an independent Medicare education site. It is privately owned and is not Medicare, not a government agency, and not Aetna or any other insurance carrier.

What is Aetna Medicare Advantage offering in Rhode Island for 2027?

Aetna is offering 4 Medicare Advantage plans in Rhode Island for the 2027 plan year, per the CMS Landscape file. The mix is 1 HMO-POS plan and 3 PPO plans, and 3 of the 4 include Part D prescription drug coverage. One PPO is offered without drug coverage.

Aetna is not offering any Special Needs Plans in Rhode Island for 2027: zero Dual Eligible SNPs, zero Chronic Condition SNPs and zero Institutional SNPs. Rhode Islanders who need an SNP will need to look at other carriers' listings. For context, three other carriers are offering Medicare Advantage plans in the state for 2027, and together all carriers list 22 Medicare Advantage plans statewide.

Which Aetna Medicare Advantage plans have the widest county reach in Rhode Island for 2027?

Three of Aetna's four Rhode Island plans for 2027 are listed in 5 counties, which is the widest county reach on Aetna's statewide list. Those are Aetna Medicare Eagle Giveback (PPO), which is offered without drug coverage; Aetna Medicare Enhanced (PPO), which includes drug coverage; and Aetna Medicare Signature (PPO), which includes drug coverage. The fourth plan, Aetna Medicare Prime Care (HMO-POS), is listed in 2 counties and includes drug coverage.

The full plan-by-plan table appears elsewhere on this page. "Listed in 5 counties" reflects the statewide Landscape data; it does not guarantee that any given plan is sold in every ZIP code within those counties.

What is new or not returning from Aetna in Rhode Island for 2027?

Aetna has 0 plans new for 2027 and 0 plans not returning for 2027 in Rhode Island, according to the CMS Landscape comparison between CY2026 and CY2027. The lineup carries over, with one naming change: Aetna Medicare Enhanced (PPO) was previously called Aetna Medicare Value Plus (PPO).

A rename is not the same as a new plan, but it can be confusing on paper. If you were enrolled in Aetna Medicare Value Plus (PPO) for 2026 and see Aetna Medicare Enhanced (PPO) on your 2027 paperwork, that is the same plan under a new name in the CMS file. Always read the Annual Notice of Change your plan mails you in the fall; it spells out what, if anything, changed for 2027.

How do I check whether an Aetna plan is offered in my Rhode Island county and covers my doctors and drugs?

Start at the Medicare Plan Finder at medicare.gov and enter your ZIP code; the tool will show only the plans actually offered where you live for 2027. You can also call 1-800-MEDICARE, which operates 24 hours a day, seven days a week.

Medicare Advantage plans are sold county by county, so a plan listed on Aetna's Rhode Island roster — including those shown as offered in 5 counties — may not appear in your particular county. To confirm that your doctors, hospitals and prescriptions are covered under a specific Aetna plan for 2027, check the plan's provider directory, pharmacy directory and formulary, or review the plan's Evidence of Coverage. Those documents are the authoritative source for networks, drug lists and cost sharing; this article does not quote any of those details.

What should Rhode Islanders do before December 7, 2026?

Before December 7, 2026, Rhode Islanders on Medicare should review their current coverage against the plans available for 2027 and make any change they want to take effect January 1, 2027. That is the close of the Annual Enrollment Period for 2027 coverage.

A simple checklist:

• Read the Annual Notice of Change from your current plan when it arrives in the fall of 2026.
• List the doctors, hospitals and prescription drugs you want covered in 2027.
• Use the Medicare Plan Finder at medicare.gov to compare the plans offered in your county, including Aetna's and the three other carriers in Rhode Island.
• If something fits, enroll on or before December 7, 2026. If your current coverage still fits, you do not have to do anything.

Where can Rhode Islanders get free help choosing a 2027 Medicare Advantage plan?

Free, unbiased help is available directly from Medicare. Go to medicare.gov to use the Plan Finder and read plan documents, or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, any time of day.

These federal resources can show you every Medicare Advantage plan available at your Rhode Island address for 2027 — Aetna's and others — and walk you through enrollment during the October 15 through December 7, 2026 window.