Medicare Advantage

Blue Cross Blue Shield of South Carolina Medicare Advantage in South Carolina for 2027: 7

COLUMBIA, S.C. — For the 2027 plan year, Blue Cross Blue Shield of South Carolina will offer seven Medicare Advantage plans across South Carolina, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files for CY2027. All seven are Preferred Provider Organization (PPO) plans, and six of them include prescription drug coverage. The carrier is one of 12 Medicare Advantage organizations active in the state next year, and together those carriers list 97 plans statewide.

2027 plan lineupSouth Carolina

This article is published by an independent Medicare education site. It is privately owned, is not the government, is not affiliated with CMS, and is not Blue Cross Blue Shield of South Carolina or any other insurance carrier. Its purpose is to help South Carolinians read the CMS numbers for their state before the Annual Enrollment Period closes on December 7, 2026.

What is Blue Cross Blue Shield of South Carolina offering statewide for 2027?

Blue Cross Blue Shield of South Carolina is offering 7 Medicare Advantage plans in South Carolina for 2027, and every one of them is a PPO. Six of the seven plans include Part D prescription drug coverage; one is offered without drug coverage. The carrier lists zero Special Needs Plans in the state for 2027 — that means no Dual-Eligible (D-SNP), no Chronic Condition (C-SNP), and no Institutional (I-SNP) options under this carrier's name.

For broader context, CMS shows 12 Medicare Advantage organizations serving South Carolina in 2027, with 97 plans counted across all of them. Blue Cross Blue Shield of South Carolina is one of those 12. The full carrier-by-carrier and plan-by-plan lists appear as tables elsewhere on this page.

Which Blue Cross Blue Shield of South Carolina plans reach the most South Carolina counties in 2027?

The widest county reach among Blue Cross Blue Shield of South Carolina's 2027 plans belongs to BlueCross Blue Basic (PPO), a PPO without drug coverage, which is listed in 29 South Carolina counties. After that, the carrier's Part D-included PPOs appear in smaller regional footprints.

The remaining six plans use two product names — BlueCross Total (PPO) and BlueCross Total Value (PPO). CMS lists three separate BlueCross Total (PPO) offerings in 2027, available in 12, 6, and 5 counties respectively, and three separate BlueCross Total Value (PPO) offerings available in 15, 7, and 7 counties. Each of those six includes prescription drug coverage. Because Medicare Advantage plans are sold county by county, a plan listed statewide here may or may not be offered in the specific county where you live. The county-level breakdown is shown in the tables on this page.

What is new or not returning from Blue Cross Blue Shield of South Carolina in South Carolina for 2027?

For 2027 in South Carolina, Blue Cross Blue Shield of South Carolina has 0 new Medicare Advantage plans and 0 plans leaving the market, according to the CMS Landscape files for CY2026 and CY2027. In plain terms, the carrier's 2027 lineup is the same count of plans it carried into the comparison year.

Even when the plan list is unchanged year over year, the details inside a plan — the premium, deductible, drug formulary, provider network, and extra benefits — can shift from one year to the next. Those details are not in the Landscape file and are not quoted here; they live in each plan's Annual Notice of Change (ANOC) and Evidence of Coverage (EOC), and on the Medicare Plan Finder at medicare.gov.

How do I check whether a Blue Cross Blue Shield of South Carolina plan is offered in my South Carolina county and covers my doctors and prescriptions?

To confirm whether any specific Blue Cross Blue Shield of South Carolina plan is available in your South Carolina county for 2027, use the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (1-800-633-4227), which operates 24 hours a day, 7 days a week. The seven plans listed in the CMS Landscape are statewide counts; county availability varies plan by plan, as the county reach numbers above make clear.

Three checks are worth doing in the same sitting: 1. Doctors and hospitals — look up each provider in the plan's own online directory, or call the provider's billing office and ask whether they are in-network for that specific 2027 plan. 2. Prescriptions — enter each drug, dose, and pharmacy into the Plan Finder to see whether it is on the plan's formulary and at what tier. 3. Plan type rules — PPOs generally allow out-of-network care at a higher cost share; the specifics are in the Evidence of Coverage.

What should South Carolina Medicare beneficiaries do before December 7, 2026?

Any Medicare Advantage election for 2027 must be made during the Annual Enrollment Period, which runs October 15 through December 7, 2026, and the choice takes effect January 1, 2027. That is the date, not a countdown — plenty of beneficiaries review options early in the window and confirm later.

A straightforward sequence works for most people:

• Read the Annual Notice of Change that your current plan mailed in September 2026.
• Make a short list of must-keep doctors, hospitals, and prescriptions.
• Run that list through the Medicare Plan Finder at medicare.gov for every 2027 plan you are considering, from any carrier.
• Write down the plan name and plan ID (contract and plan number) before you enroll.

Where can South Carolina residents get free Medicare help for 2027?

Two no-cost, non-sales resources are available to every Medicare beneficiary in South Carolina. The Medicare Plan Finder at medicare.gov lets you compare every 2027 Medicare Advantage plan offered in your ZIP code side by side. 1-800-MEDICARE (1-800-633-4227, TTY 1-877-486-2048) is staffed around the clock and can walk you through enrollment, disenrollment, and complaints.

For questions about Medicare eligibility tied to Social Security or disability benefits, the Social Security Administration can be reached at 1-800-772-1213.