Medicare Advantage
HealthSpring Medicare Advantage in South Carolina for 2027: 11 Plans, County by County
COLUMBIA, S.C. — South Carolina Medicare households comparing coverage for next year now have the 2027 lineup from CMS to work with, and HealthSpring, which CMS lists under its parent organization Health Care Service Corporation (HCSC), is one of 12 carriers offering Medicare Advantage plans in the state. For 2027, HealthSpring lists 11 Medicare Advantage plans statewide in South Carolina, a mix of HMO and PPO products, with most including drug coverage. Because every plan is sold county by county, a plan listed statewide may not actually be available where you live. This explainer, published by an independent Medicare education site that is not the government and not affiliated with any insurance carrier, walks through what the CMS files show for HealthSpring in South Carolina and how to check your own county.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Medicare Advantage plans in your area are changing or leaving for 2027.
Is your plan on the list? One call tells you — before enrollment opens.
Available now — current wait: 0 min
A real person answers. About 5 minutes, no obligation.
Agents available Mon–Fri, 8am–6pm CT
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov or 1-800-MEDICARE.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Key takeaways
- HealthSpring lists 11 Medicare Advantage plans in South Carolina for 2027: 8 HMO and 3 PPO, with 10 including drug coverage.
- One HealthSpring plan is new for 2027, a C-SNP for people with certain chronic conditions, and no D-SNP or I-SNP is listed in the state.
- Plan availability is set county by county, so you need to check your ZIP code on the Medicare Plan Finder before deciding.
- The Annual Enrollment Period runs October 15 through December 7, 2026, and a choice made in that window takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many HealthSpring Medicare Advantage plans are offered in South Carolina for 2027?
HealthSpring lists 11 Medicare Advantage plans across South Carolina for 2027, divided into 8 HMO plans and 3 PPO plans. Ten of the 11 include Part D prescription drug coverage, and one does not. Among Special Needs Plans in South Carolina, HealthSpring lists one C-SNP (a Chronic Condition SNP), with no D-SNP (Dual Eligible) and no I-SNP (Institutional) plans in the state for 2027. For context, 12 carriers are offering Medicare Advantage plans in South Carolina for 2027, and together they list 97 plans statewide. The full plan-by-plan breakdown appears in the table on this page.
Which HealthSpring plans reach the most South Carolina counties in 2027?
The HealthSpring plan with the widest county footprint in South Carolina for 2027 is HealthSpring Courage (HMO), which is offered in 16 counties and is listed without drug coverage. After that, the next widest reach belongs to HealthSpring Achieve (HMO C-SNP), HealthSpring Preferred (HMO), HealthSpring Preferred Savings (HMO), and HealthSpring True Choice (PPO), each listed in 6 counties in one of their variants. Several other HealthSpring Preferred (HMO), HealthSpring Preferred Savings (HMO), and HealthSpring True Choice (PPO) variants are offered in 5 counties. "Widest reach" refers only to how many counties list the plan — not to price, benefits, network, or any quality rating. The complete county-by-county list is in the table above.
What is new or not returning for HealthSpring in South Carolina for 2027?
HealthSpring has one plan that is new for 2027 in South Carolina: HealthSpring Achieve (HMO C-SNP), a Chronic Condition Special Needs Plan listed in 6 counties and including drug coverage. CMS's count of HealthSpring plans not returning for 2027 is not available in the source file, so we are stating none here. If you are currently enrolled in a HealthSpring plan and want to confirm whether your specific plan is continuing, changing its service area, or being renamed in your county, the Annual Notice of Change (ANOC) your carrier mails each fall is the document that spells that out for your contract.
How do I check whether a HealthSpring plan is offered in my South Carolina county and covers my doctors and prescriptions?
Use the Medicare Plan Finder at medicare.gov and enter your ZIP code; it will show only the plans actually offered in your county for 2027. Because HealthSpring sells plans county by county in South Carolina, a plan named in the statewide list — including HealthSpring Courage (HMO) or any HealthSpring Preferred, Preferred Savings, True Choice, or Achieve variant — may or may not appear in your ZIP. Once you see which plans are available to you, confirm your doctors and hospitals in each plan's provider directory and look up each of your prescriptions in the plan's formulary. For the official details that bind the plan, read the Evidence of Coverage (EOC) and Summary of Benefits for the exact plan ID. You can also call 1-800-MEDICARE around the clock for help.
What should South Carolina Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, review your current coverage against the 2027 options in your county so any change you make takes effect January 1, 2027. The Annual Enrollment Period runs October 15 through December 7, 2026, and that is the standard window to join, switch, or drop a Medicare Advantage plan for the coming year. A short checklist: read the ANOC from your current plan; list your doctors, pharmacies, and medications; run those through the Medicare Plan Finder for each 2027 plan you're considering; and check whether any plan you like is actually offered in your county. There is no need to rush — the date is fixed, not a sales deadline.
Where can South Carolina residents get free help comparing 2027 Medicare plans?
The official, no-cost places to get help in South Carolina are Medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048), which is staffed 24 hours a day, seven days a week. On medicare.gov you can use the Plan Finder to compare every 2027 Medicare Advantage plan available in your ZIP code — HealthSpring plans alongside those from the other 11 carriers in the state — and view each plan's full details, provider look-up links, and formulary. Calling 1-800-MEDICARE connects you with a representative who can walk through options with you. If you receive Social Security, the Social Security Administration (ssa.gov, 1-800-772-1213) handles Medicare enrollment and premium questions tied to your Social Security record.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
HealthSpring Medicare Advantage plans in South Carolina for 2027
CMS lists 11 HealthSpring Medicare Advantage plans across South Carolina for 2027, alphabetically by carrier, widest county reach first. 11 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| HealthSpring 11 plans | |||
| HealthSpring Courage (HMO) | HMO | No | 16 |
| HealthSpring Achieve (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| HealthSpring Preferred (HMO) | HMO | Yes | 6 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 6 |
| HealthSpring True Choice (PPO) | PPO | Yes | 6 |
| HealthSpring Preferred (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 5 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 5 |
| HealthSpring True Choice (PPO) | PPO | Yes | 5 |
| HealthSpring True Choice (PPO) | PPO | Yes | 5 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How HealthSpring Medicare Advantage plans across South Carolina break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Does HealthSpring offer the same Medicare Advantage plans in every South Carolina county for 2027?
Does HealthSpring have a D-SNP in South Carolina for 2027?
When does a plan I pick during the Annual Enrollment Period start?
How many Medicare Advantage carriers are competing in South Carolina for 2027?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): HealthSpring's 2027 plan count in South Carolina (11), HMO/PPO split, SNP counts, drug-coverage count, new-plan count, and county reach for each plan.
- CMS — MA Landscape Source Files (CY2026 and CY2027): year-over-year comparison used to identify the new plan for 2027.
- Medicare.gov: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the Plan Finder used to check county-level availability.
- Social Security Administration: Medicare enrollment tied to Social Security.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
- No plan recommendations. This is educational content. We don't score or recommend specific plans; any Star Ratings shown are Medicare's own CMS ratings, stated as published.
- AI-assisted, human-reviewed. Articles are produced with AI-assisted tools and reviewed by the responsible desk before publishing.
- Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
- Correction transparency. We fix errors openly and note when a page was last updated.
- Not a government site. MyMedicarePlans.org is privately owned and not affiliated with or endorsed by Medicare or any government agency.
This page was last updated: October 2026.