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HomeMedicare AdvantageTennesseeMemphisAnthem's 2027 Medicare Advantage plans in Memphis: a plan-by-plan look

Medicare Advantage

Anthem's 2027 Medicare Advantage plans in Memphis: a plan-by-plan look

MEMPHIS — If you have an Anthem Medicare Advantage plan in Memphis, or you are weighing one for next year, here is the lineup the carrier filed with Medicare for 2027. Shelby County will see six Anthem plans next year, all sold under the Wellpoint name, and one of them is being renamed. The Annual Enrollment Period runs October 15 through December 7, 2026, and any choice you make during that window takes effect January 1, 2027.

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2027 plan lineupMemphis, TN
Video: 3593622 Video by 3593622 on Pixabay

Key takeaways

  • Anthem is offering 6 Medicare Advantage plans in Shelby County for 2027: 3 HMO and 3 HMO-POS, and all 6 include drug coverage.
  • Three of the six are Dual Eligible Special Needs Plans (D-SNPs) for people who have both Medicare and Medicaid.
  • No Anthem plans are leaving Shelby County for 2027 and none are brand new, but one plan is being renamed — the details are in its Annual Notice of Change.
  • You have until **December 7, 2026** to pick or switch a plan for 2027 coverage; if you do nothing, your current plan renews with the changes in its ANOC.

MyMedicarePlans.org is an independent consumer site and is not Anthem or Medicare. We are focusing on one carrier here because readers keep asking what their current insurer is offering next year — but Anthem is one of 11 carriers selling Medicare Advantage plans in Shelby County in 2027, so this is a slice of the picture, not the whole market.

What Anthem is offering in Shelby County for 2027

Anthem — which CMS groups under its parent company Elevance Health — is filing six Medicare Advantage plans in Shelby County for the 2027 plan year. All six carry the Wellpoint brand. By plan type, there are three HMOs and three HMO-POS plans. Every one of the six includes Part D prescription drug coverage built in, so a separate standalone drug plan is not needed with these.

The table below lists every Anthem plan available in the county for 2027.

Special Needs Plans in the lineup

Three of Anthem's six plans in Shelby County are Dual Eligible Special Needs Plans, or D-SNPs. These plans are built for people who qualify for both Medicare and Medicaid, and enrollment has eligibility rules you will need to meet. Anthem is not offering a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) here for 2027.

The three D-SNPs for 2027 are Wellpoint Dual Advantage Plus (HMO D-SNP), Wellpoint Full Dual Advantage 2 (HMO D-SNP) and Wellpoint Full Dual Advantage Support (HMO D-SNP). The remaining three plans — Wellpoint Extra Help (HMO-POS), Wellpoint Medicare Advantage (HMO-POS) and Wellpoint Medicare Advantage 2 (HMO-POS) — are open to any Medicare-eligible resident of the service area who meets the general enrollment rules.

What's new, what's gone, what's changed

For 2027 in Shelby County, Anthem has:

A rename does not automatically mean the benefits are identical to last year. If you are in that plan, read your Annual Notice of Change (ANOC) — Anthem mails it in late September — for the specifics on what, if anything, is different for 2027.

How to check a plan against your doctors and prescriptions

Before you commit to any plan for next year, the two questions worth answering are: are my doctors in network, and are my prescriptions covered at a price I can live with? Here is how to check without relying on a sales call:

1. Use the Medicare Plan Finder at medicare.gov. Enter your ZIP code and your prescriptions. The tool will show which plans in Shelby County cover your drugs and estimate your yearly drug cost under each one. 2. Check the provider directory on the plan's own website, and then call your doctor's office to confirm. Networks change during the year, so a quick call is worth it. 3. Read the Evidence of Coverage (EOC) for the plan you are considering. It is the full rulebook — what is covered, what needs prior authorization, and how referrals work. 4. Call 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7, if you want to walk through options with someone who does not sell plans.

A few 2027 program numbers to keep in mind

Separate from any one carrier, these are the Part D figures CMS has already set for 2027:

The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet. CMS typically publishes those in the fall, usually in November.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

By the numbers

How people get Medicare in Shelby County

48% are on Medicare Advantage
(MA penetration in Shelby County)
48%
52%
Medicare Advantage Medicare Supplement (Medigap) Original Medicare only
U.S. average

MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.

2027 plan lineup

Anthem Medicare Advantage plans in Shelby County for 2027

CMS lists 6 Anthem Medicare Advantage plans in Shelby County for 2027, alphabetically by carrier. 10 other carriers also offer plans there.

PlanTypeDrug coverageFor 2027
Elevance Health (Anthem) 6 plans
Wellpoint Dual Advantage Plus (HMO D-SNP)HMO D-SNPYesRenamed
Wellpoint Extra Help (HMO-POS)HMO-POSYesReturning
Wellpoint Full Dual Advantage 2 (HMO D-SNP)HMO D-SNPYesReturning
Wellpoint Full Dual Advantage Support (HMO D-SNP)HMO D-SNPYesReturning
Wellpoint Medicare Advantage (HMO-POS)HMO-POSYesReturning
Wellpoint Medicare Advantage 2 (HMO-POS)HMO-POSYesReturning

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

How Anthem Medicare Advantage plans in Shelby County break down for 2027

6
Medicare Advantage plans
3
HMO plans
3
HMO-POS plans
3
Dual Special Needs (D-SNP)

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

Key dates

Medicare enrollment periods at a glance

  • Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
  • October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
  • January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
  • January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
  • VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.

Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.

Compare with a licensed agent

See Medicare options serving Memphis & speak with a licensed agent

Medicare Advantage companies in Shelby County

By local enrollment size · informational, not a ranking
CompanyLocal enrollmentPlans offeredLocal agentsAction
HumanaNational—Yes
UnitedHealthcareNational—Yes
Bluecross Blueshield of TennesseeRegional—Yes
Blue Cross Blue Shield (HCSC)Regional—Yes
Elevance Health (Anthem)National—Yes
Devoted Health IncRegional—Yes
Enrollment data: CMS Medicare Advantage enrollment by company (county level). Listed by enrollment size, largest first — this is not a ranking, recommendation, or endorsement of any company or plan.

Provided by licensed insurance partners; MyMedicarePlans.org may be compensated. Not a ranking or endorsement of any plan.

Explore

When can you enroll? An interactive year

JFMAMJJASOND
October 15 – December 7 — anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan. Changes take effect January 1.

Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.

Explore

The parts of Medicare

Part A covers inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Most people pay no premium for Part A.

Good to know

Frequently asked questions

Do I need to do anything if I want to keep my current Anthem plan?
No. If your plan is being offered again in 2027 — and all six Anthem plans in Shelby County are — it renews automatically on January 1, 2027. Just read the Annual Notice of Change that arrived in late September to see what is changing, since premiums, drug lists and extras can shift from year to year.
What is the difference between an HMO and an HMO-POS plan?
An HMO generally requires you to use doctors and hospitals in the plan's network, except for emergencies. An HMO-POS (Point of Service) plan works like an HMO but lets you go out of network for certain services, usually at a higher cost. The specifics depend on each plan's rules, which are in its Evidence of Coverage.
Can I enroll in a D-SNP if I only have Medicare?
No. Dual Eligible Special Needs Plans require you to have both Medicare and Medicaid. If you are not sure whether you qualify for Medicaid in Tennessee, check with TennCare before applying.
What if I miss the December 7 deadline?
If you are already in a Medicare Advantage plan, you get a second window — the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027 — when you can switch to another Advantage plan or go back to Original Medicare. Outside those windows, you generally need a Special Enrollment Period, which is triggered by life events like moving or losing other coverage. ## Where to go for the official details For plan-specific premiums, drug lists, provider networks and star ratings, use the Medicare Plan Finder at **medicare.gov**, call **1-800-MEDICARE** (TTY 1-877-486-2048), or read the plan's own Evidence of Coverage and provider directory. Those are the sources that are kept current and personalized to your ZIP code, your doctors and your medications.
Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Also for Memphis

Content Integrity Standards

  • No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
  • No plan rankings or recommendations. This is educational content. We don't rank, score, or recommend specific plans.
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  • Inline sourcing. Facts and figures are cited to primary sources — CMS, SSA, and Medicare.gov.
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This page was last updated: October 2026.

Medicare plans in your area changing for 2027 — check yoursCall