Medicare Advantage

Frisco 2027: 21 Medicare Advantage plans arrive without ratings

People in Frisco can choose from 81 Medicare Advantage plans for 2027, against 97 this year. 37 of this year’s plans are gone, 21 are new to Collin County, and 30 that continue have changed their premium, deductible, plan type or name, 9 of them under a new name.

FRISCO, Texas — For the plan year that starts January 1, 2027, seven carriers are introducing 21 Medicare Advantage plans that were not sold in Collin County for 2026, according to the CMS Medicare Advantage Landscape Source Files. If you live in Frisco and one of these new plans catches your eye during Annual Enrollment 2027, the review step matters a little more than usual — a brand-new plan has no prior-year track record to lean on, so you have to check it against your own doctors and prescriptions yourself.

The window to make a change is October 15 – December 7, 2026. Do nothing, and your current plan simply renews on January 1, 2027 with whatever changes are listed in its Annual Notice of Change (ANOC).

What is new for Frisco Medicare Advantage shoppers in 2027?

In Collin County — the county Frisco sits in — 21 of the 81 Medicare Advantage plans offered for 2027 are brand new, meaning they were not sold in the county in 2026. Seven carriers are responsible for them: Aetna (CVS Health) with 3, Centene (WellCare) with 1, Elevance Health (Anthem) with 3, HealthSpring with 1, Humana with 7, Texas Independence Health Plan with 2, and UnitedHealthcare with 4.

Separately, CMS data for the county also show 37 plans not returning for 2027 and 9 renamed. The full 2027 plan lineup is in the table below.

Which new Medicare Advantage plans are available in Collin County for 2027?

Here are the 21 new plans, listed alphabetically by carrier, with plan type and whether drug coverage is included. These names come straight from the CMS Landscape file.

Aetna (CVS Health)

• Aetna Medicare Enhanced Extra (PPO) — PPO, with drug coverage
• Aetna Medicare QMB Only Care (HMO D-SNP) — HMO D-SNP, with drug coverage
• Aetna Medicare Signature (HMO) — HMO, with drug coverage

Centene (WellCare)

• Wellcare Superior HealthPlan Dual Reserve Value (HMO D-SNP) — HMO D-SNP, with drug coverage

Elevance Health (Anthem)

• Wellpoint Dual Advantage (HMO D-SNP) — HMO D-SNP, with drug coverage
• Wellpoint Dual Advantage Plus (HMO D-SNP) — HMO D-SNP, with drug coverage
• Wellpoint Full Dual Advantage (HMO D-SNP) — HMO D-SNP, with drug coverage

HealthSpring

• HealthSpring TotalCare Plus (HMO D-SNP) — HMO D-SNP, with drug coverage

Humana

• Humana DaVita Kidney Care (PPO C-SNP) — PPO C-SNP, with drug coverage
• Humana DaVita Kidney Care (PPO C-SNP) — PPO C-SNP, with drug coverage
• Humana Essentials Plus Giveback (PPO) — PPO, with drug coverage
• Humana Together in Health (PPO I-SNP) — PPO I-SNP, with drug coverage
• Humana Value Choice (PPO) — PPO, with drug coverage
• HumanaChoice Giveback H5216-358 (PPO) — PPO, with drug coverage
• HumanaChoice H5216-352 (PPO) — PPO, with drug coverage

Texas Independence Health Plan

• Texas Independence Community Plan (HMO I-SNP) — HMO I-SNP, with drug coverage
• Texas Independence Health Plan, Inc. (HMO I-SNP) — HMO I-SNP, with drug coverage

UnitedHealthcare

• UHC Dual Advantage TX-V11 (HMO-POS D-SNP) — HMO-POS D-SNP, with drug coverage
• UHC Dual Complete TX-Q6 (HMO-POS D-SNP) — HMO-POS D-SNP, with drug coverage
• UHC Dual Complete TX-S6 (HMO-POS D-SNP) — HMO-POS D-SNP, with drug coverage
• UHC Dual Complete TX-YL2 (HMO-POS D-SNP) — HMO-POS D-SNP, with drug coverage

How many of the new Frisco plans are Special Needs Plans or include drug coverage?

Most of the 21 new plans in Collin County for 2027 are Special Needs Plans, and nearly all include Part D drug coverage. SNPs come in three flavors and all three are represented in the new list:

• D-SNPs (dual-eligible) are for people enrolled in both Medicare and Medicaid.
• C-SNPs (chronic condition) are for people with specific long-term conditions, such as diabetes, heart conditions, or end-stage renal disease.
• I-SNPs (institutional) are for people who live in a nursing home or need a similar level of care at home.

If you do not qualify for the SNP category, you cannot enroll in that plan, so the SNP label is as much a gate as a feature.

How is a new Medicare Advantage plan different from one that is renewing?

A new plan is a plan with no history in your county. That has one concrete consequence under Medicare's rules: CMS assigns Star Ratings based on actual performance data, so a plan in its first year does not yet have a rating of its own. New plans may inherit a contract-level rating or show as "not enough data" on Medicare Plan Finder. This is simply how the rating system works — it is not a mark against the plan.

The practical difference for you is that there are no past member experiences, no last-year's drug list to compare to, and no past provider directory in the county. Everything has to be checked from the 2027 documents.

How do I check a new plan against my doctors and prescriptions before December 7?

Do these four checks for any 2027 plan — new or renewing — before you enroll. All of them are free and official:

1. Use Medicare Plan Finder at medicare.gov. Enter your Frisco ZIP code, add every prescription with the dose and quantity you actually take, and add your preferred pharmacy. The tool will show which plans cover your drugs and estimate your yearly drug cost under each one. 2. Check the plan's provider directory on the carrier's own website for your primary care doctor, any specialists you see, and the hospital you prefer. For a new plan, the directory is the only way to confirm the network — there is no prior year to compare. 3. Read the Evidence of Coverage (EOC) and the formulary for the 2027 plan year. The formulary tells you which drugs are covered and on which tier; the EOC spells out rules like prior authorization and referrals. 4. Call 1-800-MEDICARE (TTY 1-877-486-2048), 24/7, if anything on Plan Finder is unclear, or call the plan directly to confirm a specific doctor or drug.

If you already have a Medicare Advantage plan, read your Annual Notice of Change (ANOC), which arrived or will arrive by late September 2026. It lists exactly what changes about your current plan for 2027.

What are the key 2027 dates and figures to keep in mind?

• Annual Enrollment Period: October 15 – December 7, 2026. Changes take effect January 1, 2027.
• Medicare Advantage Open Enrollment: January 1 – March 31, 2027, if you are already in a Medicare Advantage plan and want to switch once or go back to Original Medicare.
• Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
• Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
• Part D national base beneficiary premium: $41.33 for 2027 (this is a formula input, not what any specific plan charges).
• 2027 Part B premium, Part B deductible, and IRMAA brackets: CMS has not yet announced these for 2027 and typically publishes them in the fall. Do not plan around estimates.