Medicare Advantage
Humana Medicare Advantage in Texas for 2027: 72 Plans, County by County
AUSTIN — For the 2027 plan year, Humana is offering 72 Medicare Advantage plans across Texas, according to the CMS Medicare Advantage Landscape Source Files. Because Medicare Advantage is sold county by county, any single plan listed statewide may or may not appear on a given reader's doorstep. This article, published by an independent Medicare education site that is not Humana, not any insurance carrier, and not affiliated with the government, walks through what the CMS files say for Texas and how to check your own county before the Annual Enrollment Period closes on December 7, 2026.
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Key takeaways
- Humana lists 72 Medicare Advantage plans statewide in Texas for 2027, alongside 20 other carriers offering plans in the state.
- Of those 72 Humana plans, all 72 include drug coverage, and 16 are Special Needs Plans (6 D-SNP, 8 C-SNP, 2 I-SNP).
- The Annual Enrollment Period runs October 15 through December 7, 2026, and any choice you make takes effect January 1, 2027.
- Use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE to confirm which Humana plans are actually offered in your county and whether your doctors and prescriptions are covered.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Humana Medicare Advantage plans are offered in Texas for 2027?
Humana is offering 72 Medicare Advantage plans in Texas for the 2027 plan year, according to the CMS Landscape files. By plan type, that breaks down to 37 HMO plans, 34 PPO plans, and 1 PFFS plan. Sixteen of the 72 are Special Needs Plans: 6 Dual-Eligible SNPs (D-SNP), 8 Chronic Condition SNPs (C-SNP), and 2 Institutional SNPs (I-SNP). All 72 Humana plans in Texas for 2027 include Part D prescription drug coverage. For context, CMS lists 20 other Medicare Advantage carriers in Texas for 2027, and 421 Medicare Advantage plans statewide across all carriers combined.
Which Humana Medicare Advantage plans reach the most Texas counties in 2027?
The widest-reaching Humana plans in Texas for 2027, measured by county count in the CMS file, are three HumanaChoice regional PPOs — HumanaChoice R4182-001, R4182-003, and R4182-004 — each listed in 254 counties. Humana Together in Health (PPO I-SNP) is listed in 203 counties, and a second Humana Together in Health (PPO I-SNP) entry, new for next year, in 199 counties. Humana USAA Honor Giveback (PPO) appears in 198 and 195 counties on two separate entries. You can see the full county counts for every Humana plan in the table on this page. A statewide listing is not a guarantee the plan is sold in your specific county — the CMS file is the definitive source for county-level availability.
What Humana plans are new or not returning in Texas for 2027?
For 2027 in Texas, Humana is introducing 7 new plans and ending 6 plans that were offered in 2026, per the CMS year-over-year comparison. The new entries include Humana DaVita Kidney Care (PPO C-SNP), a Humana Gold Plus - Diabetes and Heart (HMO C-SNP), a Humana Gold Plus H4461-084 (HMO), a second Humana Together in Health (PPO I-SNP), and two Humana Value Choice (PPO) entries. Several continuing plans have also been renamed — for example, certain Humana Essentials Plus Giveback (PPO), Humana Total Complete (HMO), HumanaChoice (PPO), and Humana Value Choice (PPO) entries carry forward under new names. If you are currently enrolled in a Humana plan, watch for the Annual Notice of Change your plan mails each fall; it will tell you if your specific plan is renamed, changed, or discontinued for 2027.
How do I check whether a Humana plan is offered in my Texas county and covers my doctors and prescriptions?
The reliable way to confirm whether a specific Humana plan is offered in your Texas county for 2027, and whether it covers your doctors and prescriptions, is the Medicare Plan Finder at medicare.gov or a call to 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. Enter your ZIP code and county, then your prescriptions and pharmacy. Plan Finder will show the Humana plans available where you live, and you can compare them against other carriers in your county. For provider networks, check the plan's online directory or call Humana directly using the number on the plan's page. The Evidence of Coverage document for any plan spells out the specific rules, cost-sharing, and covered services.
What should Texas Medicare beneficiaries do before December 7, 2026?
Before December 7, 2026, Texas Medicare beneficiaries should review their current coverage, confirm their 2027 options at medicare.gov, and make any change they want to take effect January 1, 2027. The Annual Enrollment Period runs October 15 through December 7, 2026. A few concrete steps: read the Annual Notice of Change from your current plan; make a list of your prescriptions, pharmacies, and doctors; run those through the Medicare Plan Finder for your county; and, if you qualify for a Special Needs Plan based on dual eligibility, a chronic condition, or institutional status, look at whether a D-SNP, C-SNP, or I-SNP fits your situation. The deadline is a date on the calendar, not a reason to rush — give yourself time to compare.
Where can Texas residents get free help comparing Medicare Advantage plans for 2027?
Texas residents can get free help comparing Medicare Advantage plans for 2027 directly from Medicare at 1-800-MEDICARE (TTY 1-877-486-2048), available 24/7, or online at medicare.gov. The Medicare Plan Finder is the official tool for seeing which plans — from Humana and from the 20 other carriers in Texas — are offered in your county. For Social Security questions related to Medicare enrollment, premium withholding, or Extra Help with drug costs, contact the Social Security Administration at 1-800-772-1213 or ssa.gov.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Humana Medicare Advantage plans in Texas for 2027
CMS lists 72 Humana Medicare Advantage plans across Texas for 2027, alphabetically by carrier, widest county reach first. 20 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Humana 72 plans | |||
| HumanaChoice R4182-001 (Regional PPO) | PPO | Yes | 254 |
| HumanaChoice R4182-003 (Regional PPO) | PPO | Yes | 254 |
| HumanaChoice R4182-004 (Regional PPO) | PPO | Yes | 254 |
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | 203 |
| Humana Together in Health (PPO I-SNP) | PPO I-SNP | Yes | 199 |
| Humana USAA Honor Giveback (PPO) | PPO | Yes | 198 |
| Humana USAA Honor Giveback (PPO) | PPO | Yes | 195 |
| HumanaChoice H5216-042 (PPO) | PPO | Yes | 84 |
| HumanaChoice H7617-027 (PPO) | PPO | Yes | 81 |
| HumanaChoice Giveback H5216-358 (PPO) | PPO | Yes | 77 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 76 |
| HumanaChoice H5216-043 (PPO) | PPO | Yes | 57 |
| HumanaChoice H7617-059 (PPO) | PPO | Yes | 57 |
| Humana Gold Plus SNP-DE H0028-032 (HMO D-SNP) | HMO D-SNP | Yes | 48 |
| Humana Gold Plus SNP-DE H4461-071 (HMO D-SNP) | HMO D-SNP | Yes | 48 |
| Humana Gold Choice H8145-126 (PFFS) | PFFS | Yes | 41 |
| HumanaChoice H0473-004 (PPO) | PPO | Yes | 36 |
| Humana Value Choice (PPO) | PPO | Yes | 29 |
| HumanaChoice H5216-043 (PPO) | PPO | Yes | 25 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 22 |
| Humana Value Choice (PPO) | PPO | Yes | 21 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 19 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 19 |
| Humana Gold Plus H4461-053 (HMO) | HMO | Yes | 19 |
| Humana Gold Plus SNP-DE H0028-036 (HMO D-SNP) | HMO D-SNP | Yes | 19 |
| Humana Gold Plus SNP-DE H4461-069 (HMO D-SNP) | HMO D-SNP | Yes | 19 |
| Humana Gold Plus SNP-DE H4461-070 (HMO D-SNP) | HMO D-SNP | Yes | 19 |
| Humana Gold Plus SNP-DE H4461-072 (HMO D-SNP) | HMO D-SNP | Yes | 19 |
| HumanaChoice H0473-005 (PPO) | PPO | Yes | 19 |
| Humana DaVita Kidney Care (PPO C-SNP) | PPO C-SNP | Yes | 18 |
| Humana DaVita Kidney Care (PPO C-SNP) | PPO C-SNP | Yes | 18 |
| HumanaChoice H5216-043 (PPO) | PPO | Yes | 15 |
| Humana Gold Plus H0028-043 (HMO) | HMO | Yes | 14 |
| Humana Gold Plus H0028-070 (HMO) | HMO | Yes | 14 |
| Humana Total Complete (HMO) | HMO | Yes | 14 |
| Humana Value Choice (PPO) | PPO | Yes | 14 |
| HumanaChoice H5216-352 (PPO) | PPO | Yes | 14 |
| Humana Gold Plus H0028-059 (HMO) | HMO | Yes | 13 |
| Humana Gold Plus H4461-050 (HMO) | HMO | Yes | 13 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 12 |
| Humana Gold Plus H0028-041 (HMO) | HMO | Yes | 12 |
| Humana Gold Plus H4461-055 (HMO) | HMO | Yes | 12 |
| Humana USAA Honor Giveback with Rx (PPO) | PPO | Yes | 11 |
| Humana USAA Honor Giveback with Rx (PPO) | PPO | Yes | 11 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 9 |
| Humana Gold Plus H0028-042 (HMO) | HMO | Yes | 9 |
| Humana Total Complete (HMO) | HMO | Yes | 9 |
| Humana Gold Plus H0028-030 (HMO) | HMO | Yes | 8 |
| Humana Gold Plus H4461-058 (HMO) | HMO | Yes | 8 |
| Humana Value Choice (PPO) | PPO | Yes | 8 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 7 |
| Humana Gold Plus H0028-037 (HMO) | HMO | Yes | 7 |
| Humana Gold Plus H0028-043 (HMO) | HMO | Yes | 7 |
| Humana Gold Plus H4461-054 (HMO) | HMO | Yes | 7 |
| Humana Gold Plus H4461-062 (HMO) | HMO | Yes | 7 |
| HumanaChoice Giveback H5216-350 (PPO) | PPO | Yes | 7 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| Humana Gold Plus H0028-029 (HMO) | HMO | Yes | 6 |
| Humana Gold Plus H4461-060 (HMO) | HMO | Yes | 6 |
| HumanaChoice H5216-432 (PPO) | PPO | Yes | 6 |
| HumanaChoice H7617-029 (PPO) | PPO | Yes | 6 |
| Humana Gold Plus H4461-084 (HMO) | HMO | Yes | 5 |
| Humana Gold Plus H0028-046 (HMO) | HMO | Yes | 3 |
| Humana Gold Plus H0028-072 (HMO) | HMO | Yes | 3 |
| Humana Total Complete (HMO) | HMO | Yes | 3 |
| Humana Total Complete (HMO) | HMO | Yes | 3 |
| HumanaChoice H0473-003 (PPO) | PPO | Yes | 3 |
| Humana Direct Choice Giveback (PPO) | PPO | Yes | 2 |
| Humana Gold Plus H0028-035 (HMO) | HMO | Yes | 2 |
| Humana Gold Plus H4461-061 (HMO) | HMO | Yes | 2 |
| HumanaChoice Giveback H5216-433 (PPO) | PPO | Yes | 1 |
| HumanaChoice H7617-063 (PPO) | PPO | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans across Texas break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Good to know
Frequently asked questions
How many Humana Medicare Advantage plans are offered in Texas for 2027?
Does a plan listed statewide mean it is available in my county?
When do I need to make a decision for 2027 coverage?
What if my current Humana plan is renamed or not returning for 2027?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File: Humana's 2027 Texas plan counts, plan types, SNP counts, drug coverage count, and county-level availability.
- CMS — MA Landscape Source Files, 2026 and 2027: year-over-year comparison identifying new plans, non-returning plans, and renamed plans.
- Medicare.gov (CMS — Medicare enrollment periods): Annual Enrollment Period dates and January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.