Medicare Advantage

HealthSpring's 2027 Medicare Advantage lineup in Laredo: two new plans, one not returning

LAREDO, Texas — As the Annual Enrollment Period for 2027 Medicare coverage runs from October 15 to December 7, 2026, HealthSpring's slate of Medicare Advantage plans in Webb County is shifting. For next year, the carrier is offering eight Medicare Advantage plans in the county, including two new plans, one renamed plan, and one plan that is not coming back. The table below lists every HealthSpring plan available in Webb County for 2027 so Laredo residents can see the full lineup in one place before the December 7 deadline.

MyMedicarePlans.org is an independent consumer news site and is not HealthSpring, Medicare, or any government agency. HealthSpring is one of eight carriers offering Medicare Advantage plans in Webb County for 2027; together, those carriers offer 53 plans in the county.

Which HealthSpring Medicare Advantage plans are offered in Laredo for 2027?

In Webb County, where Laredo is located, HealthSpring is offering 8 Medicare Advantage plans for 2027. All eight are HMOs, and seven include prescription drug coverage. Two are Dual Eligible Special Needs Plans (D-SNPs) and two are Chronic Condition Special Needs Plans (C-SNPs); the carrier is not offering an Institutional Special Needs Plan (I-SNP) here.

Spelled exactly as CMS lists them, HealthSpring's 2027 Webb County plans are: HealthSpring Achieve (HMO C-SNP); HealthSpring Achieve Savings (HMO C-SNP); HealthSpring Courage (HMO); HealthSpring Preferred (HMO); HealthSpring Preferred Extra Savings (HMO); HealthSpring Preferred Savings (HMO); HealthSpring TotalCare (HMO D-SNP); and HealthSpring TotalCare Plus (HMO D-SNP). CMS files these under the parent organization, Health Care Service Corporation (HCSC). The full table on this page shows plan type and whether each plan includes drug coverage.

What is new, renamed, or not returning for 2027?

Two HealthSpring plans are new for 2027 in Webb County: HealthSpring Achieve Savings (HMO C-SNP) and HealthSpring TotalCare Plus (HMO D-SNP). One plan has been renamed: HealthSpring Preferred Extra Savings (HMO) was previously called HealthSpring Preferred Full Savings (HMO). And one HealthSpring plan from 2026 is not returning for 2027.

If you are currently enrolled in a plan that is changing names or is not being offered next year, HealthSpring will send you a notice. The Annual Notice of Change (ANOC) explains what is different for 2027 — including anything about premiums, cost sharing, the drug list, or the provider network. The ANOC is the authoritative document for those specifics; this article does not describe plan costs or benefits.

What is a Special Needs Plan, and who can join one?

Special Needs Plans are a type of Medicare Advantage plan limited to people who meet certain eligibility rules. HealthSpring is offering four SNPs in Webb County for 2027: two D-SNPs for people who have both Medicare and Medicaid, and two C-SNPs for people living with certain qualifying chronic conditions.

If you think you may qualify, you can confirm eligibility and compare SNPs at medicare.gov or by calling 1-800-MEDICARE, which is open 24 hours a day, seven days a week.

How do I check a HealthSpring plan against my doctors and prescriptions before December 7?

The most reliable way to check a plan against your doctors and prescriptions is to use the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, add your prescriptions and pharmacies, and see each plan's drug coverage, costs, and network details for 2027.

For questions a tool cannot answer, call 1-800-MEDICARE. You can also request the plan's Evidence of Coverage and provider and pharmacy directories directly from the carrier. Doing both — checking the Plan Finder and reviewing the plan's own documents — is the best way to confirm your medications are covered and that your doctors are in network before you enroll.

What are the 2027 Medicare dates and figures I should know?

The Annual Enrollment Period runs October 15 through December 7, 2026, and any change you make takes effect January 1, 2027. If you do nothing and your current plan is being offered again next year, it will renew automatically with the changes described in its ANOC. A separate Medicare Advantage Open Enrollment Period runs January 1 through March 31, 2027, for people already in a Medicare Advantage plan who want to switch once.

CMS has confirmed a few Part D figures for 2027: the out-of-pocket cap on covered drugs will be $2,400 (up from $2,100 in 2026), the maximum Part D deductible will be $700 (up from $615 in 2026), and the national base beneficiary premium will be $41.33 (a formula input, not what any plan charges). The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet; CMS typically publishes them later in the fall.