Top-Rated Medicare Advantage Plans in San Diego (San Diego County) for 2027
Clever Care Health Plan, Kaiser Permanente and SCAN Health Plan have 2027 plans in San Diego County rated 4 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in San Diego County (2027 CMS Star Ratings)
Of the 85 Medicare Advantage plans offered in San Diego County for 2027, 0 are rated 5 stars, 9 are rated 4.5 stars and 27 are rated 4 stars in the 2027 CMS Star Ratings. 11 plans have no 2027 star score: CMS lists 10 “Not enough data available” and 1 “Plan too new to be measured”.
San Diego County includes San Diego, Chula Vista, Oceanside, Escondido, Carlsbad, El Cajon and Vista. Plans are approved for the whole county, so the same plans are offered in each of them.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Clever Care Breathe Select+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP | 4.5 out of 5 |
| Clever Care Breathe+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP | 4.5 out of 5 |
| Clever Care Longevity (HMO) | Clever Care Health Plan | HMO | 4.5 out of 5 |
| Clever Care Total Choice+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP | 4.5 out of 5 |
| Clever Care Total+ (HMO C-SNP) | Clever Care Health Plan | HMO C-SNP | 4.5 out of 5 |
| Clever Care Value (HMO) | Clever Care Health Plan | HMO | 4.5 out of 5 |
| Kaiser Permanente Dual Complete South P1 (HMO D-SNP) | Kaiser Permanente | HMO D-SNP | 4.5 out of 5 |
| Kaiser Permanente Senior Advantage San Diego (HMO) | Kaiser Permanente | HMO | 4.5 out of 5 |
| Kaiser Permanente Senior Advantage San Diego Value (HMO) | Kaiser Permanente | HMO | 4.5 out of 5 |
| Alignment Health Advantage 005 (PPO) | Alignment Health Plan | PPO | 4 out of 5 |
| Alignment Health Balance Plus 004 (PPO) | Alignment Health Plan | PPO | 4 out of 5 |
| Astiva Health C-SNP Bloom (HMO C-SNP) | Astiva Health | HMO C-SNP | 4 out of 5 |
| Astiva Health C-SNP Deluxe (HMO C-SNP) | Astiva Health | HMO C-SNP | 4 out of 5 |
| Astiva Health C-SNP Fountain (HMO C-SNP) | Astiva Health | HMO C-SNP | 4 out of 5 |
| Astiva Health C-SNP WOW (HMO C-SNP) | Astiva Health | HMO C-SNP | 4 out of 5 |
| Astiva Health Savings Plan (HMO) | Astiva Health | HMO | 4 out of 5 |
| Blue Shield 65 Plus (HMO) | Blue Shield of California | HMO | 4 out of 5 |
| Blue Shield Advantage (HMO) | Blue Shield of California | HMO | 4 out of 5 |
| Blue Shield Medicare + Medi-Cal Plan (HMO D-SNP) | Blue Shield of California | HMO D-SNP | 4 out of 5 |
| Blue Shield Value Advantage Plan (HMO) | Blue Shield of California | HMO | 4 out of 5 |
| Humana Gold Plus Giveback H5619-150 (HMO) | Humana | HMO | 4 out of 5 |
| Humana Gold Plus H5619-016 (HMO) | Humana | HMO | 4 out of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | 4 out of 5 (health plan rating) |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana USAA Honor Giveback with Rx (PPO) | Humana | PPO | 4 out of 5 |
| Imperial Dynamic Plan (HMO) | Imperial Health Plan of California, Inc. | HMO | 4 out of 5 |
| Imperial Flex (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP | 4 out of 5 |
| Imperial Senior Value (HMO C-SNP) | Imperial Health Plan of California, Inc. | HMO C-SNP | 4 out of 5 |
| SCAN Alta (HMO) | SCAN Health Plan | HMO | 4 out of 5 |
| SCAN Balance (HMO C-SNP) | SCAN Health Plan | HMO C-SNP | 4 out of 5 |
| SCAN Classic (HMO) | SCAN Health Plan | HMO | 4 out of 5 |
| SCAN Connections (HMO D-SNP) | SCAN Health Plan | HMO D-SNP | 4 out of 5 |
| SCAN Connections at Home (HMO D-SNP) | SCAN Health Plan | HMO D-SNP | 4 out of 5 |
| SCAN Costco Medicare Advantage (HMO) | SCAN Health Plan | HMO | 4 out of 5 |
| SCAN Select (HMO) | SCAN Health Plan | HMO | 4 out of 5 |
| SCAN Strive (HMO C-SNP) | SCAN Health Plan | HMO C-SNP | 4 out of 5 |
| AARP Medicare Advantage Patriot No Rx CA-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 (health plan rating) |
| Alignment Health BreathEasy Plus 041 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 3.5 out of 5 |
| Alignment Health Clarity Plus 042 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 3.5 out of 5 |
| Alignment Health Heart & Diabetes 010 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 3.5 out of 5 |
| Alignment Health Heart & Diabetes 051 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 3.5 out of 5 |
| Alignment Health Heart & Diabetes 054 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 3.5 out of 5 |
| Alignment Health Heart & Diabetes Plus 039 (HMO C-SNP) | Alignment Health Plan | HMO C-SNP | 3.5 out of 5 |
| Alignment Health Honor Plus 060 (HMO) | Alignment Health Plan | HMO | 3.5 out of 5 |
| Alignment Health My Choice 050 (HMO) | Alignment Health Plan | HMO | 3.5 out of 5 |
| Alignment Health Platinum + Instacart 016 (HMO-POS) | Alignment Health Plan | HMO-POS | 3.5 out of 5 |
| Alignment Health Smart 013 (HMO) | Alignment Health Plan | HMO | 3.5 out of 5 |
| Alignment Health Smart 047 (HMO) | Alignment Health Plan | HMO | 3.5 out of 5 |
| Alignment Health Smart 056 (HMO) | Alignment Health Plan | HMO | 3.5 out of 5 |
| Alignment Health ValorCare 053 (HMO) | Alignment Health Plan | HMO | 3.5 out of 5 |
| Anthem Medicare Advantage (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 3.5 out of 5 |
| Anthem Select (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 3.5 out of 5 |
| Blue Shield AdvantageOptimum Plan 1 (HMO) | Blue Shield of California | HMO | 3.5 out of 5 |
| Imperial Courage Plan (HMO) | Imperial Health Plan of California, Inc. | HMO | 3.5 out of 5 (health plan rating) |
| Wellcare Health Net Dual Liberty (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | 3.5 out of 5 |
| Wellcare Low Premium (HMO) | Centene (WellCare) | HMO | 3.5 out of 5 |
| Wellcare Low Premium Focus (HMO) | Centene (WellCare) | HMO | 3.5 out of 5 |
| Wellcare Specialty Simple (HMO C-SNP) | Centene (WellCare) | HMO C-SNP | 3.5 out of 5 |
| AARP Medicare Advantage from UHC CA-0001 (HMO-POS) | UnitedHealthcare | HMO-POS | 3 out of 5 |
| AARP Medicare Advantage from UHC CA-0007 (HMO-POS) | UnitedHealthcare | HMO-POS | 3 out of 5 |
| AARP Medicare Advantage from UHC CA-0012 (HMO-POS) | UnitedHealthcare | HMO-POS | 3 out of 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP | 3 out of 5 |
| Aetna Medicare Eagle (HMO) | Aetna (CVS Health) | HMO | 3 out of 5 (health plan rating) |
| Aetna Medicare Prime (HMO) | Aetna (CVS Health) | HMO | 3 out of 5 |
| Aetna Medicare Signature Legacy (HMO) | Aetna (CVS Health) | HMO | 3 out of 5 |
| Anthem Kidney Care (PPO C-SNP) | Elevance Health (Anthem) | PPO C-SNP | 3 out of 5 |
| Anthem Prime (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 3 out of 5 |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of California | HMO D-SNP | 3 out of 5 |
| UHC Sharp Complete Care CA-15P (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 3 out of 5 |
| UHC Sharp Complete Care Support CA-6AP (HMO C-SNP) | UnitedHealthcare | HMO C-SNP | 3 out of 5 |
| UHC Sharp Medicare Advantage CA-001P (HMO-POS) | UnitedHealthcare | HMO-POS | 3 out of 5 |
| UHC Sharp Medicare Advantage CA-026P (HMO-POS) | UnitedHealthcare | HMO-POS | 3 out of 5 |
| UHC Sharp Medicare Advantage ValueRx CA-12P (HMO-POS) | UnitedHealthcare | HMO-POS | 3 out of 5 |
| CommuniCare Advantage (HMO D-SNP) | Community Health Group | HMO D-SNP | 2.5 out of 5 |
| Champion Advantage (HMO-POS C-SNP) | Champion Heath Plan | HMO-POS C-SNP | Not enough data available |
| Champion Ally (HMO) | Champion Heath Plan | HMO | Not enough data available |
| Champion Care (HMO C-SNP) | Champion Heath Plan | HMO C-SNP | Not enough data available |
| Champion Choice (HMO C-SNP) | Champion Heath Plan | HMO C-SNP | Not enough data available |
| Champion Compass (HMO C-SNP) | Champion Heath Plan | HMO C-SNP | Not enough data available |
| Champion Connect (HMO-POS C-SNP) | Champion Heath Plan | HMO-POS C-SNP | Not enough data available |
| Champion Home (HMO C-SNP) | Champion Heath Plan | HMO C-SNP | Not enough data available |
| Champion Plus (HMO C-SNP) | Champion Heath Plan | HMO C-SNP | Not enough data available |
| Champion Secure (HMO C-SNP) | Champion Heath Plan | HMO C-SNP | Not enough data available |
| Community y Más (HMO C-SNP) | Community Health Group | HMO C-SNP | Not enough data available |
| Humana Gold Plus H3767-001 (HMO) | Humana | HMO | Plan too new to be measured |
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In San Diego County, no plan has a 5-star overall rating for 2027, so this window does not apply here; the Annual Enrollment Period, October 15 through December 7, does.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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