Top-Rated Medicare Advantage Plans in Torrington (Litchfield County) for 2027
UnitedHealthcare, Aetna (CVS Health) and Humana have 2027 plans in Litchfield County rated 4 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in Litchfield County (2027 CMS Star Ratings)
Of the 34 Medicare Advantage plans offered in Litchfield County for 2027, 1 is rated 5 stars, 4 are rated 4.5 stars and 9 are rated 4 stars in the 2027 CMS Star Ratings. 3 plans have no 2027 star score: CMS lists 3 “Plan too new to be measured”.
Litchfield County includes Torrington. Plans are approved for the whole county, so the same plans are offered in all of it.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| UHC Nursing Home Plan EX-F003 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 5 out of 5 |
| Aetna Medicare Eagle Giveback (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| UHC Dual Complete CT-Q001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| UHC Dual Complete CT-S001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| UHC Dual Complete CT-S2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| Aetna Medicare Elite (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Elite Enhanced (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Elite Extra (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| HumanaChoice Giveback H5216-138 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice Giveback H5216-476 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-288 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-289 (PPO) | Humana | PPO | 4 out of 5 |
| Anthem Dual Advantage Plus (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 3.5 out of 5 |
| Anthem Full Dual Advantage (PPO D-SNP) | Elevance Health (Anthem) | PPO D-SNP | 3.5 out of 5 |
| Anthem Full Dual Advantage Select (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 3.5 out of 5 |
| Anthem Kidney Care (HMO-POS C-SNP) | Elevance Health (Anthem) | HMO-POS C-SNP | 3.5 out of 5 |
| Anthem Medicare Advantage (HMO) | Elevance Health (Anthem) | HMO | 3.5 out of 5 |
| Anthem Veteran (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 3.5 out of 5 (health plan rating) |
| UHC Medicare Advantage CT-0001 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 |
| UHC Medicare Advantage CT-0002 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 |
| UHC Medicare Advantage CT-0003 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 |
| UHC Medicare Advantage Patriot No Rx CT-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 (health plan rating) |
| Wellcare Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP | 3.5 out of 5 |
| Wellcare Dual Liberty (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | 3.5 out of 5 |
| Wellcare Simple (HMO-POS) | Centene (WellCare) | HMO-POS | 3.5 out of 5 |
| Aetna Medicare Full Dual (HMO-POS D-SNP) | Aetna (CVS Health) | HMO-POS D-SNP | 3 out of 5 |
| Aetna Medicare QMB Only (HMO-POS D-SNP) | Aetna (CVS Health) | HMO-POS D-SNP | 3 out of 5 |
| Aetna Medicare Signature (HMO-POS) | Aetna (CVS Health) | HMO-POS | 3 out of 5 |
| Wellcare Simple Open (PPO) | Centene (WellCare) | PPO | 3 out of 5 |
| Aetna Medicare Enhanced (HMO-POS) | Aetna (CVS Health) | HMO-POS | Plan too new to be measured |
| Aetna Medicare Full Dual Extra (HMO-POS D-SNP) | Aetna (CVS Health) | HMO-POS D-SNP | Plan too new to be measured |
| Aetna Medicare QMB Only Extra (HMO-POS D-SNP) | Aetna (CVS Health) | HMO-POS D-SNP | Plan too new to be measured |
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Litchfield County, 1 Medicare Advantage plan has a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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