Top-Rated Medicare Advantage Plans in Clermont (Lake County) for 2027
Longevity Health Plan, UnitedHealthcare and Humana have 2027 plans in Lake County rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in Lake County (2027 CMS Star Ratings)
Of the 102 Medicare Advantage plans offered in Lake County for 2027, 2 are rated 5 stars, 28 are rated 4.5 stars and 47 are rated 4 stars in the 2027 CMS Star Ratings. 2 plans have no 2027 star score: CMS lists 2 “Not enough data available”.
Lake County includes Clermont and Leesburg. Plans are approved for the whole county, so the same plans are offered in each of them.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP | 5 out of 5 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 5 out of 5 |
| Aetna Medicare Eagle Giveback (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| DEVOTED C-SNP ENHANCED 070 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP PLUS 091 FL (HMO C-SNP) | Devoted Health | HMO C-SNP | 4.5 out of 5 |
| DEVOTED CORE 027 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED CORE 060 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED DUAL 033 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 4.5 out of 5 |
| DEVOTED DUAL FULL 101 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 4.5 out of 5 |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) | Devoted Health | HMO D-SNP | 4.5 out of 5 |
| DEVOTED GIVEBACK 035 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED GIVEBACK EXTRAS 108 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| DEVOTED PREMIUM 044 FL (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| Humana Community (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Community HMO Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | 4.5 out of 5 |
| Humana Dual Integrated (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Dual Select H1036-213 (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Dual Select H1036-314 (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | 4.5 out of 5 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | 4.5 out of 5 |
| Humana Gold Plus Giveback H1036-269 (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Gold Plus H1036-146 (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Gold Plus Lung (HMO C-SNP) | Humana | HMO C-SNP | 4.5 out of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | 4.5 out of 5 (health plan rating) |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4.5 out of 5 (health plan rating) |
| Optimum Diamond Savings (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP | 4.5 out of 5 |
| Optimum Diamond Savings COPD (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP | 4.5 out of 5 |
| Optimum Emerald Partial (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4.5 out of 5 |
| Optimum Gold Rewards Plan (HMO) | Elevance Health (Anthem) | HMO | 4.5 out of 5 |
| AARP Medicare Advantage from UHC FL-0024 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP | 4 out of 5 |
| Aetna Medicare Full Dual Select (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | 4 out of 5 |
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | 4 out of 5 |
| Aetna Medicare Select (HMO) | Aetna (CVS Health) | HMO | 4 out of 5 |
| Aetna Medicare Select Extra (HMO) | Aetna (CVS Health) | HMO | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Legacy (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| CareAccess (HMO) | Humana | HMO | 4 out of 5 |
| CareBreeze (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareBreeze Platinum (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareComplete (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareComplete Local (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareComplete Platinum (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| CareFree Giveback (HMO) | Humana | HMO | 4 out of 5 |
| CareFree Platinum Giveback (HMO) | Humana | HMO | 4 out of 5 |
| CareNeeds Platinum (HMO D-SNP) | Humana | HMO D-SNP | 4 out of 5 |
| CareNeeds Plus (HMO D-SNP) | Humana | HMO D-SNP | 4 out of 5 |
| CareOne Plus (HMO-POS) | Humana | HMO-POS | 4 out of 5 |
| CareOne Plus Local (HMO-POS) | Humana | HMO-POS | 4 out of 5 |
| Freedom Medi-Medi Partial (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4 out of 5 |
| Freedom Platinum Plan Rx (HMO) | Elevance Health (Anthem) | HMO | 4 out of 5 |
| Freedom Platinum Rewards Plan Rx (HMO) | Elevance Health (Anthem) | HMO | 4 out of 5 |
| Freedom Savings Plan (HMO) | Elevance Health (Anthem) | HMO | 4 out of 5 (health plan rating) |
| Freedom VIP Care (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP | 4 out of 5 |
| Freedom VIP Savings (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP | 4 out of 5 |
| Freedom VIP Savings COPD (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP | 4 out of 5 |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | 4 out of 5 |
| Humana Dual Select H5216-394 (PPO D-SNP) | Humana | PPO D-SNP | 4 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana Value Choice (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice Florida H5216-074 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice R5826-005 (Regional PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice R5826-074 (Regional PPO) | Humana | PPO | 4 out of 5 |
| Simply Complete Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4 out of 5 |
| Simply Integrated Platinum (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4 out of 5 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 4 out of 5 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 4 out of 5 |
| UHC The Villages Medicare Advantage FL-0004 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| UHC The Villages Medicare Advantage FL-004P (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| Wellcare Giveback (HMO-POS) | Centene (WellCare) | HMO-POS | 4 out of 5 |
| Wellcare Simple (HMO-POS) | Centene (WellCare) | HMO-POS | 4 out of 5 |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP | 4 out of 5 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | 4 out of 5 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP | 4 out of 5 |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | UnitedHealthcare | PPO | 3.5 out of 5 |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | UnitedHealthcare | PPO | 3.5 out of 5 (health plan rating) |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | UnitedHealthcare | PPO | 3.5 out of 5 (health plan rating) |
| Advantage Care by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP | 3.5 out of 5 |
| Advantage Care COPD by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP | 3.5 out of 5 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) | Ultimate Health Plans | HMO D-SNP | 3.5 out of 5 |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) | Ultimate Health Plans | HMO D-SNP | 3.5 out of 5 |
| BlueMedicare Classic (HMO) | Florida Blue HMO | HMO | 3.5 out of 5 |
| BlueMedicare Focus (HMO C-SNP) | Florida Blue HMO | HMO C-SNP | 3.5 out of 5 |
| BlueMedicare Premier (HMO) | Florida Blue HMO | HMO | 3.5 out of 5 |
| HumanaChoice Florida H7284-009 (PPO) | Humana | PPO | 3.5 out of 5 |
| HumanaChoice R5826-018 (Regional PPO) | Humana | PPO | 3.5 out of 5 (health plan rating) |
| Premier by Ultimate (HMO) | Ultimate Health Plans | HMO | 3.5 out of 5 |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 3.5 out of 5 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 3.5 out of 5 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 3.5 out of 5 |
| UHC Dual Complete FL-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 3.5 out of 5 |
| BlueMedicare Patriot (PPO) | Florida Blue | PPO | 3 out of 5 (health plan rating) |
| BlueMedicare Value (PPO) | Florida Blue | PPO | 3 out of 5 |
| CareSalute (HMO) | Humana | HMO | 3 out of 5 (health plan rating) |
| HealthSpring Preferred (HMO) | Blue Cross Blue Shield (HCSC) | HMO | 3 out of 5 |
| HealthSpring TotalCare (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP | 3 out of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP | 3 out of 5 |
| American Health Advantage of Florida (HMO I-SNP) | American Health Advantage of Florida | HMO I-SNP | Not enough data available |
| AmeriHealth Caritas VIP Care (HMO D-SNP) | AmeriHealth Caritas VIP Care (HMO-D-SNP) | HMO D-SNP | Not enough data available |
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Lake County, 2 Medicare Advantage plans have a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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