Top-Rated Medicare Advantage Plans in Idaho for 2027
UnitedHealthcare, Humana and Blue Cross of Idaho have 2027 plans in Idaho rated 3.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in Idaho (2027 CMS Star Ratings)
Of the 44 Medicare Advantage plans offered in Idaho for 2027, 1 is rated 5 stars, 4 are rated 4.5 stars and 17 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves. 10 plans have no 2027 star score: CMS lists 9 “Plan too new to be measured” and 1 “Not enough data available”.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| UHC Nursing Home Plan ID-F1 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 5 out of 5 |
| Humana Full Access (PPO) | Humana | PPO | 4.5 out of 5 |
| Humana Value Choice (PPO) | Humana | PPO | 4.5 out of 5 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | Humana | PPO C-SNP | 4.5 out of 5 |
| UHC Complete Care Support ID-1A (PPO C-SNP) | UnitedHealthcare | PPO C-SNP | 4.5 out of 5 |
| AARP Medicare Advantage from UHC ID-0001 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| AARP Medicare Advantage from UHC ID-0003 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| AARP Medicare Advantage from UHC ID-0005 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC ID-0006 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC ID-0007 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC ID-0008 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC ID-0009 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage Patriot No Rx ID-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 (health plan rating) |
| Humana Gold Plus H2486-005 (HMO) | Humana | HMO | 4 out of 5 |
| Humana Total Complete (HMO) | Humana | HMO | 4 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana Value Choice (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-048 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5525-054 (PPO) | Humana | PPO | 4 out of 5 |
| UHC Complete Care ID-12 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| UHC Complete Care ID-13 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| True Blue Valor (HMO) | Blue Cross of Idaho | HMO | 3.5 out of 5 (health plan rating) |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Utah & Idaho | HMO D-SNP | 3 out of 5 |
| Molina Medicare Complete Care (HMO D-SNP) | Molina Healthcare of Utah & Idaho | HMO D-SNP | 3 out of 5 |
| PacificSource Medicare Idaho Basic (HMO-POS) | PacificSource Medicare | HMO-POS | 3 out of 5 (health plan rating) |
| PacificSource Medicare River Select Rx (HMO-POS) | PacificSource Medicare | HMO-POS | 3 out of 5 |
| True Blue Rx 32PSP (HMO) | Blue Cross of Idaho | HMO | 3 out of 5 |
| True Blue Rx 33 (HMO) | Blue Cross of Idaho | HMO | 3 out of 5 |
| True Blue Rx 34 (HMO) | Blue Cross of Idaho | HMO | 3 out of 5 |
| True Blue Rx 35PSP (HMO) | Blue Cross of Idaho | HMO | 3 out of 5 |
| True Blue Rx 36 (HMO) | Blue Cross of Idaho | HMO | 3 out of 5 |
| True Blue Rx 37 (HMO) | Blue Cross of Idaho | HMO | 3 out of 5 |
| Secure Blue Courage (PPO) | Blue Cross of Idaho | PPO | 2.5 out of 5 (health plan rating) |
| American Health Advantage of Idaho (HMO I-SNP) | American Health Advantage of Utah | HMO I-SNP | Not enough data available |
| St. Luke's Advantage Rx 01 (HMO) | St. Luke's Health Plan | HMO | Plan too new to be measured |
| St. Luke's Advantage Rx 02 (HMO) | St. Luke's Health Plan | HMO | Plan too new to be measured |
| St. Luke's Advantage Rx 03 (HMO) | St. Luke's Health Plan | HMO | Plan too new to be measured |
| True West No Rx 3 (PPO) | Range Health | PPO | Plan too new to be measured |
| True West Rx 4 (PPO) | Range Health | PPO | Plan too new to be measured |
| True West Rx 5 (PPO) | Range Health | PPO | Plan too new to be measured |
| UHC Dual Complete ID-QV1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Plan too new to be measured |
| UHC Dual Complete ID-Y1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Plan too new to be measured |
| UHC Dual Complete ID-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Plan too new to be measured |
Plans are offered county by county, so not every plan is available everywhere in Idaho. Pick your county below for its plans, or use the plan finder on this page.
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
Top-rated plans in your Idaho county
| County | Plans offered | Rated 4 stars or higher | Highest rating |
|---|---|---|---|
| Ada County | 27 | 15 | 4.5 out of 5 |
| Adams County | 9 | 5 | 4.5 out of 5 |
| Bannock County | 13 | 5 | 4.5 out of 5 |
| Bear Lake County | 9 | 5 | 4.5 out of 5 |
| Benewah County | 5 | 1 | 4.5 out of 5 |
| Bingham County | 12 | 5 | 4.5 out of 5 |
| Blaine County | 7 | 1 | 4.5 out of 5 |
| Boise County | 21 | 13 | 4.5 out of 5 |
| Bonner County | 14 | 5 | 4.5 out of 5 |
| Bonneville County | 18 | 9 | 4.5 out of 5 |
| Boundary County | 9 | 5 | 4.5 out of 5 |
| Butte County | 4 | 0 | 3 out of 5 |
| Camas County | 12 | 8 | 4.5 out of 5 |
| Canyon County | 27 | 15 | 4.5 out of 5 |
| Caribou County | 9 | 5 | 4.5 out of 5 |
| Cassia County | 9 | 1 | 4.5 out of 5 |
| Clark County | 13 | 9 | 4.5 out of 5 |
| Clearwater County | 9 | 5 | 4.5 out of 5 |
| Custer County | 9 | 5 | 4.5 out of 5 |
| Elmore County | 16 | 6 | 4.5 out of 5 |
| Franklin County | 9 | 5 | 4.5 out of 5 |
| Fremont County | 16 | 9 | 4.5 out of 5 |
| Gem County | 22 | 13 | 4.5 out of 5 |
| Gooding County | 14 | 5 | 4.5 out of 5 |
| Idaho County | 5 | 1 | 4.5 out of 5 |
| Jefferson County | 17 | 9 | 4.5 out of 5 |
| Jerome County | 11 | 1 | 4.5 out of 5 |
| Kootenai County | 15 | 6 | 5 out of 5 |
| Latah County | 7 | 1 | 4.5 out of 5 |
| Lemhi County | 3 | 0 | None yet |
| Lewis County | 5 | 1 | 4.5 out of 5 |
| Lincoln County | 10 | 5 | 4.5 out of 5 |
| Madison County | 13 | 6 | 4.5 out of 5 |
| Minidoka County | 8 | 1 | 4.5 out of 5 |
| Nez Perce County | 7 | 1 | 4.5 out of 5 |
| Oneida County | 13 | 9 | 4.5 out of 5 |
| Owyhee County | 21 | 13 | 4.5 out of 5 |
| Payette County | 24 | 13 | 4.5 out of 5 |
| Power County | 16 | 9 | 4.5 out of 5 |
| Shoshone County | 12 | 5 | 4.5 out of 5 |
| Teton County | 8 | 4 | 4.5 out of 5 |
| Twin Falls County | 16 | 5 | 4.5 out of 5 |
| Valley County | 16 | 6 | 4.5 out of 5 |
| Washington County | 21 | 13 | 4.5 out of 5 |
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Idaho, 1 Medicare Advantage plan has a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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