Top-Rated Medicare Advantage Plans in Waukegan (Lake County) for 2027
Longevity Health, UnitedHealthcare and Devoted Health have 2027 plans in Lake County rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in Lake County (2027 CMS Star Ratings)
Of the 48 Medicare Advantage plans offered in Lake County for 2027, 2 are rated 5 stars, 6 are rated 4.5 stars and 17 are rated 4 stars in the 2027 CMS Star Ratings. 4 plans have no 2027 star score: CMS lists 4 “Plan too new to be measured”.
Lake County includes Waukegan. Plans are approved for the whole county, so the same plans are offered in all of it.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Longevity Health Plan (HMO I-SNP) | Longevity Health | HMO I-SNP | 5 out of 5 |
| UHC Nursing Home Plan IL-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 5 out of 5 |
| Aetna Medicare Eagle (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| DEVOTED CHOICE 001 IL (PPO) | Devoted Health | PPO | 4.5 out of 5 |
| DEVOTED CHOICE 010 IL (PPO) | Devoted Health | PPO | 4.5 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4.5 out of 5 (health plan rating) |
| Humana Value Choice (PPO) | Humana | PPO | 4.5 out of 5 |
| UHC Complete Care Support IL-1A (PPO C-SNP) | UnitedHealthcare | PPO C-SNP | 4.5 out of 5 |
| AARP Medicare Advantage from UHC IL-0004 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| AARP Medicare Advantage from UHC IL-5 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| Aetna Medicare Premier (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| DEVOTED C-SNP ENHANCED 005 IL (HMO C-SNP) | Devoted Health | HMO C-SNP | 4 out of 5 |
| DEVOTED C-SNP GIVEBACK EXTRAS 007 IL (HMO C-SNP) | Devoted Health | HMO C-SNP | 4 out of 5 |
| DEVOTED C-SNP PLUS 006 IL (HMO C-SNP) | Devoted Health | HMO C-SNP | 4 out of 5 |
| DEVOTED CORE 001 IL (HMO) | Devoted Health | HMO | 4 out of 5 |
| DEVOTED GIVEBACK 003 IL (HMO) | Devoted Health | HMO | 4 out of 5 |
| DEVOTED GIVEBACK EXTRAS 008 IL (HMO) | Devoted Health | HMO | 4 out of 5 |
| Humana Essentials Plus Giveback (HMO) | Humana | HMO | 4 out of 5 |
| Humana Total Complete (HMO) | Humana | HMO | 4 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana Value Choice (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-013 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-283 (PPO) | Humana | PPO | 4 out of 5 |
| AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 |
| AARP Medicare Advantage Extras from UHC IL-9 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 |
| AARP Medicare Advantage from UHC IL-0001 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 |
| AARP Medicare Advantage from UHC IL-2 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 |
| AARP Medicare Advantage Patriot No Rx IL-MA01 (PPO) | UnitedHealthcare | PPO | 3.5 out of 5 (health plan rating) |
| AARP Medicare Advantage Patriot No Rx IL-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 (health plan rating) |
| Aetna Medicare Prime (HMO-POS) | Aetna (CVS Health) | HMO-POS | 3.5 out of 5 |
| Aetna Medicare Prime Chronic Care (HMO C-SNP) | Aetna (CVS Health) | HMO C-SNP | 3.5 out of 5 |
| Aetna Medicare Prime Extra Care (HMO) | Aetna (CVS Health) | HMO | 3.5 out of 5 |
| Aetna Medicare Signature (HMO-POS) | Aetna (CVS Health) | HMO-POS | 3.5 out of 5 |
| Humana USAA Honor Giveback (Regional PPO) | Humana | PPO | 3.5 out of 5 (health plan rating) |
| HumanaChoice R5361-002 (Regional PPO) | Humana | PPO | 3.5 out of 5 |
| Provider Partners Illinois Advantage Plan (HMO I-SNP) | Provider Partners Health Plans | HMO I-SNP | 3.5 out of 5 |
| UHC Complete Care Support IL-7 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 3.5 out of 5 |
| Zing Select Care IL (HMO) | Zing Health | HMO | 3.5 out of 5 |
| Zing Select Diabetes & Heart Complete IL (HMO C-SNP) | Zing Health | HMO C-SNP | 3.5 out of 5 |
| Zing Select Diabetes & Heart IL (HMO C-SNP) | Zing Health | HMO C-SNP | 3.5 out of 5 |
| Zing Select Dialysis IL (HMO C-SNP) | Zing Health | HMO C-SNP | 3.5 out of 5 |
| Wellcare Simple (HMO-POS) | Centene (WellCare) | HMO-POS | 3 out of 5 |
| Aetna Medicare FIDE (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | Plan too new to be measured |
| Humana Dual Fully Integrated (HMO D-SNP) | Humana | HMO D-SNP | Plan too new to be measured |
| Molina Medicare Complete Care Plus (HMO D-SNP) | Molina Healthcare of Illinois | HMO D-SNP | Plan too new to be measured |
| Wellcare Meridian Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | Plan too new to be measured |
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Lake County, 2 Medicare Advantage plans have a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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