Top-Rated Medicare Advantage Plans in Cambridge (Middlesex County) for 2027
Blue Cross Blue Shield of Massachusetts, Molina Healthcare of Massachusetts and Aetna (CVS Health) have 2027 plans in Middlesex County rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in Middlesex County (2027 CMS Star Ratings)
Of the 50 Medicare Advantage plans offered in Middlesex County for 2027, 0 are rated 5 stars, 8 are rated 4.5 stars and 18 are rated 4 stars in the 2027 CMS Star Ratings. 9 plans have no 2027 star score: CMS lists 8 “Plan too new to be measured” and 1 “Not enough data available”.
Middlesex County includes Cambridge, Lowell, Newton, Somerville, Framingham, Malden, Waltham, Medford, Everett, Woburn and Marlborough. Plans are approved for the whole county, so the same plans are offered in each of them.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Aetna Medicare Eagle Giveback (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| CCA Senior Care Options (HMO D-SNP) | Commonwealth Care Alliance Massachusetts | HMO D-SNP | 4.5 out of 5 |
| Medicare HMO Blue FlexRx (HMO-POS) | Blue Cross Blue Shield of Massachusetts | HMO-POS | 4.5 out of 5 |
| Medicare HMO Blue PlusRx (HMO) | Blue Cross Blue Shield of Massachusetts | HMO | 4.5 out of 5 |
| Medicare HMO Blue SaverRx (HMO-POS) | Blue Cross Blue Shield of Massachusetts | HMO-POS | 4.5 out of 5 |
| Medicare HMO Blue ValueRx (HMO) | Blue Cross Blue Shield of Massachusetts | HMO | 4.5 out of 5 |
| Senior Whole Health SCO (HMO D-SNP) | Molina Healthcare of Massachusetts | HMO D-SNP | 4.5 out of 5 |
| Senior Whole Health SCO NHC (HMO D-SNP) | Molina Healthcare of Massachusetts | HMO D-SNP | 4.5 out of 5 |
| AARP Medicare Advantage from UHC MA-0003 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC MA-0006 (PPO) | UnitedHealthcare | PPO | 4 out of 5 |
| Aetna Medicare Elite (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Fallon Medicare Plus Blue (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Green (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Orange (HMO) | Fallon Health | HMO | 4 out of 5 |
| Fallon Medicare Plus Saver No Rx (HMO) | Fallon Health | HMO | 4 out of 5 (health plan rating) |
| Medicare PPO Blue EssentialRx (PPO) | Blue Cross Blue Shield of Massachusetts | PPO | 4 out of 5 |
| Medicare PPO Blue PlusRx (PPO) | Blue Cross Blue Shield of Massachusetts | PPO | 4 out of 5 |
| Tufts Medicare Preferred HMO Basic Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| Tufts Medicare Preferred HMO Prime No Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 (health plan rating) |
| Tufts Medicare Preferred HMO Prime Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| Tufts Medicare Preferred HMO Prime Rx Plus (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| Tufts Medicare Preferred HMO Value No Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 (health plan rating) |
| Tufts Medicare Preferred HMO Value Rx (HMO) | Tufts Health Plan | HMO | 4 out of 5 |
| AARP Medicare Advantage Patriot No Rx MA-MA01 (PPO) | UnitedHealthcare | PPO | 3.5 out of 5 (health plan rating) |
| AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 (health plan rating) |
| Mass General Brigham Advantage Core (HMO-POS) | Mass General Brigham Health Plan | HMO-POS | 3.5 out of 5 |
| Mass General Brigham Advantage Plus (HMO-POS) | Mass General Brigham Health Plan | HMO-POS | 3.5 out of 5 |
| Mass General Brigham Advantage Secure (HMO-POS) | Mass General Brigham Health Plan | HMO-POS | 3.5 out of 5 |
| NaviCare (HMO D-SNP) | Fallon Health | HMO D-SNP | 3.5 out of 5 |
| NaviCare NHC (HMO D-SNP) | Fallon Health | HMO D-SNP | 3.5 out of 5 |
| Tufts Health Plan Senior Care Options (HMO D-SNP) | Tufts Health Plan | HMO D-SNP | 3.5 out of 5 |
| Tufts Health Plan Senior Care Options CW (HMO D-SNP) | Tufts Health Plan | HMO D-SNP | 3.5 out of 5 |
| Tufts Medicare Preferred PPO RX (PPO) | Tufts Health Plan | PPO | 3.5 out of 5 |
| UHC Senior Care Options MA-Y001 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | 3.5 out of 5 |
| UHC Senior Care Options MA-YL (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | 3.5 out of 5 |
| Aetna Medicare Signature (HMO-POS) | Aetna (CVS Health) | HMO-POS | 3 out of 5 |
| eternalHealth Freedom (PPO) | eternalHealth | PPO | 2.5 out of 5 |
| eternalHealth Give Back (PPO) | eternalHealth | PPO | 2.5 out of 5 |
| CCA One Care (HMO D-SNP) | Commonwealth Care Alliance, Inc. | HMO D-SNP | Plan too new to be measured |
| eternalHealth Forever (HMO) | eternalHealth | HMO | Not enough data available |
| Mass General Brigham One Care (HMO D-SNP) | Mass General Brigham Health Plan | HMO D-SNP | Plan too new to be measured |
| Mass General Brigham SCO (HMO D-SNP) | Mass General Brigham Health Plan | HMO D-SNP | Plan too new to be measured |
| Molina One Care (HMO D-SNP) | Molina Healthcare of Massachusetts | HMO D-SNP | Plan too new to be measured |
| Tufts Health One Care (HMO D-SNP) | Tufts Health Plan | HMO D-SNP | Plan too new to be measured |
| Tufts Health One Care CW (HMO D-SNP) | Tufts Health Plan | HMO D-SNP | Plan too new to be measured |
| UHC One Care MA-Y3 (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | Plan too new to be measured |
| UHC One Care MA-YL (HMO D-SNP) | UnitedHealthcare | HMO D-SNP | Plan too new to be measured |
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Middlesex County, no plan has a 5-star overall rating for 2027, so this window does not apply here; the Annual Enrollment Period, October 15 through December 7, does.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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