Top-Rated Medicare Advantage Plans in Michigan for 2027
Longevity Health Plan, Blue Cross Blue Shield of Michigan and Priority Health Medicare have 2027 plans in Michigan rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in Michigan (2027 CMS Star Ratings)
Of the 181 Medicare Advantage plans offered in Michigan for 2027, 1 is rated 5 stars, 65 are rated 4.5 stars and 40 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves. 23 plans have no 2027 star score: CMS lists 23 “Plan too new to be measured”.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Longevity Health Plan (HMO I-SNP) | Longevity Health Plan | HMO I-SNP | 5 out of 5 |
| Aetna Medicare Eagle (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| BCN Advantage Classic (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Classic (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Classic (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Classic (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Classic (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage ConnectedCare (HMO) | Blue Care Network | HMO | 4.5 out of 5 |
| BCN Advantage Prestige (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Prestige (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Prestige (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Prestige (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Prestige (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Prime Value (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Prime Value (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Prime Value (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| BCN Advantage Prime Value (HMO-POS) | Blue Care Network | HMO-POS | 4.5 out of 5 |
| Humana Full Access (PPO) | Humana | PPO | 4.5 out of 5 |
| Humana Full Access Giveback (PPO) | Humana | PPO | 4.5 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4.5 out of 5 (health plan rating) |
| Medicare Plus Blue + Meijer (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue + Meijer (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Assure (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Assure (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Assure (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Assure (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Assure (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Essential (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Essential (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Essential (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Essential (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Giveback (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Secure (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Signature (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Signature (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Signature (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Signature (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Signature (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Value (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Vitality (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Vitality (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Vitality (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Vitality (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| Medicare Plus Blue Vitality (PPO) | Blue Cross Blue Shield of Michigan | PPO | 4.5 out of 5 |
| PriorityMedicare (HMO-POS) | Priority Health Medicare | HMO-POS | 4.5 out of 5 |
| PriorityMedicare (HMO-POS) | Priority Health Medicare | HMO-POS | 4.5 out of 5 |
| PriorityMedicare (HMO-POS) | Priority Health Medicare | HMO-POS | 4.5 out of 5 |
| PriorityMedicare (HMO-POS) | Priority Health Medicare | HMO-POS | 4.5 out of 5 |
| PriorityMedicare (HMO-POS) | Priority Health Medicare | HMO-POS | 4.5 out of 5 |
| PriorityMedicare Align (HMO-POS) | Priority Health Medicare | HMO-POS | 4.5 out of 5 |
Plans are offered county by county, so not every plan is available everywhere in Michigan. Pick your county below for its plans, or use the plan finder on this page.
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
Top-rated plans in your Michigan county
| County | Plans offered | Rated 4 stars or higher | Highest rating |
|---|---|---|---|
| Alcona County | 24 | 19 | 4.5 out of 5 |
| Alger County | 11 | 8 | 4.5 out of 5 |
| Allegan County | 69 | 40 | 4.5 out of 5 |
| Alpena County | 23 | 19 | 4.5 out of 5 |
| Antrim County | 50 | 26 | 4.5 out of 5 |
| Arenac County | 61 | 32 | 4.5 out of 5 |
| Baraga County | 10 | 7 | 4.5 out of 5 |
| Barry County | 55 | 37 | 4.5 out of 5 |
| Bay County | 66 | 35 | 5 out of 5 |
| Benzie County | 51 | 27 | 4.5 out of 5 |
| Berrien County | 48 | 34 | 4.5 out of 5 |
| Branch County | 68 | 37 | 4.5 out of 5 |
| Calhoun County | 61 | 36 | 5 out of 5 |
| Cass County | 55 | 29 | 4.5 out of 5 |
| Charlevoix County | 47 | 23 | 4.5 out of 5 |
| Cheboygan County | 38 | 20 | 4.5 out of 5 |
| Chippewa County | 12 | 9 | 4.5 out of 5 |
| Clare County | 45 | 28 | 5 out of 5 |
| Clinton County | 62 | 38 | 4.5 out of 5 |
| Crawford County | 54 | 27 | 4.5 out of 5 |
| Delta County | 19 | 16 | 4.5 out of 5 |
| Dickinson County | 18 | 15 | 4.5 out of 5 |
| Eaton County | 64 | 39 | 5 out of 5 |
| Emmet County | 40 | 22 | 4.5 out of 5 |
| Genesee County | 89 | 46 | 5 out of 5 |
| Gladwin County | 50 | 25 | 4.5 out of 5 |
| Gogebic County | 11 | 8 | 4.5 out of 5 |
| Grand Traverse County | 53 | 29 | 5 out of 5 |
| Gratiot County | 73 | 40 | 4.5 out of 5 |
| Hillsdale County | 80 | 43 | 4.5 out of 5 |
| Houghton County | 13 | 10 | 4.5 out of 5 |
| Huron County | 59 | 28 | 4.5 out of 5 |
| Ingham County | 74 | 40 | 5 out of 5 |
| Ionia County | 57 | 40 | 4.5 out of 5 |
| Iosco County | 50 | 24 | 4.5 out of 5 |
| Iron County | 11 | 8 | 4.5 out of 5 |
| Isabella County | 43 | 29 | 4.5 out of 5 |
| Jackson County | 76 | 45 | 5 out of 5 |
| Kalamazoo County | 61 | 39 | 5 out of 5 |
| Kalkaska County | 53 | 26 | 4.5 out of 5 |
| Kent County | 89 | 45 | 5 out of 5 |
| Keweenaw County | 12 | 9 | 4.5 out of 5 |
| Lake County | 64 | 31 | 4.5 out of 5 |
| Lapeer County | 79 | 36 | 5 out of 5 |
| Leelanau County | 49 | 25 | 4.5 out of 5 |
| Lenawee County | 55 | 41 | 4.5 out of 5 |
| Livingston County | 87 | 44 | 5 out of 5 |
| Luce County | 13 | 10 | 4.5 out of 5 |
| Mackinac County | 11 | 8 | 4.5 out of 5 |
| Macomb County | 79 | 42 | 5 out of 5 |
| Manistee County | 48 | 24 | 4.5 out of 5 |
| Marquette County | 19 | 16 | 4.5 out of 5 |
| Mason County | 50 | 32 | 4.5 out of 5 |
| Mecosta County | 59 | 33 | 4.5 out of 5 |
| Menominee County | 18 | 15 | 4.5 out of 5 |
| Midland County | 48 | 31 | 5 out of 5 |
| Missaukee County | 56 | 28 | 4.5 out of 5 |
| Monroe County | 76 | 39 | 5 out of 5 |
| Montcalm County | 77 | 44 | 4.5 out of 5 |
| Montmorency County | 48 | 25 | 4.5 out of 5 |
| Muskegon County | 71 | 42 | 5 out of 5 |
| Newaygo County | 69 | 36 | 4.5 out of 5 |
| Oakland County | 93 | 45 | 5 out of 5 |
| Oceana County | 60 | 30 | 5 out of 5 |
| Ogemaw County | 56 | 29 | 5 out of 5 |
| Ontonagon County | 11 | 8 | 4.5 out of 5 |
| Osceola County | 65 | 32 | 4.5 out of 5 |
| Oscoda County | 38 | 21 | 4.5 out of 5 |
| Otsego County | 52 | 25 | 4.5 out of 5 |
| Ottawa County | 75 | 42 | 5 out of 5 |
| Presque Isle County | 24 | 19 | 4.5 out of 5 |
| Roscommon County | 55 | 27 | 4.5 out of 5 |
| Saginaw County | 69 | 40 | 5 out of 5 |
| Sanilac County | 66 | 29 | 4.5 out of 5 |
| Schoolcraft County | 13 | 10 | 4.5 out of 5 |
| Shiawassee County | 64 | 40 | 5 out of 5 |
| St. Clair County | 64 | 41 | 5 out of 5 |
| St. Joseph County | 45 | 29 | 4.5 out of 5 |
| Tuscola County | 67 | 30 | 5 out of 5 |
| Van Buren County | 63 | 38 | 4.5 out of 5 |
| Washtenaw County | 93 | 44 | 5 out of 5 |
| Wayne County | 86 | 42 | 5 out of 5 |
| Wexford County | 57 | 30 | 4.5 out of 5 |
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Michigan, 1 Medicare Advantage plan has a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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