Top-Rated Medicare Advantage Plans in Puerto Rico for 2027
MCS Classicare, Triple S Advantage and Elevance Health (Anthem) have 2027 plans in Puerto Rico rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in Puerto Rico (2027 CMS Star Ratings)
Of the 63 Medicare Advantage plans offered in Puerto Rico for 2027, 37 are rated 5 stars, 26 are rated 4.5 stars and 0 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Ahorro Plus (HMO) | Triple S Advantage | HMO | 5 out of 5 |
| Ahorro Plus (HMO) | Triple S Advantage | HMO | 5 out of 5 |
| Ahorro Plus (HMO) | Triple S Advantage | HMO | 5 out of 5 |
| Brillante (HMO-POS) | Triple S Advantage | HMO-POS | 5 out of 5 |
| Contigo Plus (HMO C-SNP) | Triple S Advantage | HMO C-SNP | 5 out of 5 |
| ContigoEnMente (HMO C-SNP) | Triple S Advantage | HMO C-SNP | 5 out of 5 |
| Enlace Plus (HMO) | Triple S Advantage | HMO | 5 out of 5 |
| MCS Classicare Efectivo (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare En Tu Hogar (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare Essential (HMO-POS) | MCS Classicare | HMO-POS | 5 out of 5 |
| MCS Classicare Estrella (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare Excede (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare Excede (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare Excede (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare Firme (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare Hero (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare InteliCare (HMO) | MCS Classicare | HMO | 5 out of 5 |
| MCS Classicare Patriot (HMO) | MCS Classicare | HMO | 5 out of 5 (health plan rating) |
| MCS Classicare Platino 202 (HMO D-SNP) | MCS Classicare | HMO D-SNP | 5 out of 5 |
| MCS Classicare Platino Ideal (HMO D-SNP) | MCS Classicare | HMO D-SNP | 5 out of 5 |
| MCS Classicare Platino Maximo (HMO D-SNP) | MCS Classicare | HMO D-SNP | 5 out of 5 |
| MCS Classicare Platino Maximo (HMO D-SNP) | MCS Classicare | HMO D-SNP | 5 out of 5 |
| MCS Classicare Platino Maximo (HMO D-SNP) | MCS Classicare | HMO D-SNP | 5 out of 5 |
| MCS Classicare Platino Progreso (HMO D-SNP) | MCS Classicare | HMO D-SNP | 5 out of 5 |
| MCS Classicare Platino Total (HMO D-SNP) | MCS Classicare | HMO D-SNP | 5 out of 5 |
| MCS Classicare Platino Ultra (HMO D-SNP) | MCS Classicare | HMO D-SNP | 5 out of 5 |
| MCS Classicare Primero (HMO C-SNP) | MCS Classicare | HMO C-SNP | 5 out of 5 |
| MCS Classicare RxMax (HMO) | MCS Classicare | HMO | 5 out of 5 |
| PLATINO ADVANCE (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| PLATINO ADVANCE (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| PLATINO ADVANCE (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| Platino Enlace (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| PLATINO PLUS (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| PLATINO PLUS (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| PLATINO PLUS (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| Platino Uno (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| Platino Vita Plus (HMO D-SNP) | Triple S Advantage | HMO D-SNP | 5 out of 5 |
| MMM Balance (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Balance (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Balance (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Combo Platino (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4.5 out of 5 |
| MMM Deluxe (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Diamante Platino (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4.5 out of 5 |
| MMM Dorado Platino (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 4.5 out of 5 |
| MMM Elite (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Estela (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Estela (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Estela (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Grandioso (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
| MMM Mega Flex (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 4.5 out of 5 |
Plans are offered county by county, so not every plan is available everywhere in Puerto Rico. Pick your county below for its plans, or use the plan finder on this page.
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
Top-rated plans in your Puerto Rico county
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Puerto Rico, 36 Medicare Advantage plans have a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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