Top-Rated Medicare Advantage Plans in South Carolina for 2027
Clover Health, UnitedHealthcare and Devoted Health have 2027 plans in South Carolina rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in South Carolina (2027 CMS Star Ratings)
Of the 97 Medicare Advantage plans offered in South Carolina for 2027, 3 are rated 5 stars, 24 are rated 4.5 stars and 25 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves. 4 plans have no 2027 star score: CMS lists 2 “Not enough data available” and 2 “Plan too new to be measured”.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Clover Health LiveHealthy (PPO) | Clover Health | PPO | 5 out of 5 |
| Clover Health LiveHealthy Giveback (PPO) | Clover Health | PPO | 5 out of 5 |
| UHC Nursing Home Plan SC-F001 (PPO I-SNP) | UnitedHealthcare | PPO I-SNP | 5 out of 5 |
| AARP Medicare Advantage from UHC SC-0004 (PPO) | UnitedHealthcare | PPO | 4.5 out of 5 |
| AARP Medicare Advantage Patriot No Rx SC-MA2 (PPO) | UnitedHealthcare | PPO | 4.5 out of 5 (health plan rating) |
| Aetna Medicare Eagle (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| DEVOTED C-SNP CHOICE 004 SC (PPO C-SNP) | Devoted Health | PPO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP CHOICE ENHANCED 005 SC (PPO C-SNP) | Devoted Health | PPO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 045 SC (PPO C-SNP) | Devoted Health | PPO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP CHOICE PLUS 006 SC (PPO C-SNP) | Devoted Health | PPO C-SNP | 4.5 out of 5 |
| DEVOTED CHOICE 001 SC (PPO) | Devoted Health | PPO | 4.5 out of 5 |
| DEVOTED CHOICE GIVEBACK 002 SC (PPO) | Devoted Health | PPO | 4.5 out of 5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 040 SC (PPO) | Devoted Health | PPO | 4.5 out of 5 |
| DEVOTED CHOICE MA ONLY 003 SC (PPO) | Devoted Health | PPO | 4.5 out of 5 (health plan rating) |
| DEVOTED CORE 001 SC (HMO) | Devoted Health | HMO | 4.5 out of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | 4.5 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4.5 out of 5 (health plan rating) |
| HumanaChoice Giveback H7617-094 (PPO) | Humana | PPO | 4.5 out of 5 |
| HumanaChoice Giveback H7617-119 (PPO) | Humana | PPO | 4.5 out of 5 |
| HumanaChoice H7617-095 (PPO) | Humana | PPO | 4.5 out of 5 |
| NHC Advantage (HMO I-SNP) | NHC Advantage | HMO I-SNP | 4.5 out of 5 |
| Senior Care (HMO I-SNP) | NHC Advantage | HMO I-SNP | 4.5 out of 5 |
| UHC Complete Care SC-1 (PPO C-SNP) | UnitedHealthcare | PPO C-SNP | 4.5 out of 5 |
| UHC Complete Care Support SC-7 (PPO C-SNP) | UnitedHealthcare | PPO C-SNP | 4.5 out of 5 |
| UHC Dual Advantage SC-V1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| UHC Dual Complete SC-S001 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| UHC Dual Complete SC-S2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| Aetna Medicare Enhanced (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Giveback (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| BlueCross Blue Basic (PPO) | Blue Cross Blue Shield of South Carolina | PPO | 4 out of 5 (health plan rating) |
| Clover Health Valor (PPO) | Clover Health | PPO | 4 out of 5 (health plan rating) |
| Humana Gold Choice H8145-069 (PFFS) | Humana | PFFS | 4 out of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | 4 out of 5 |
| Humana Gold Plus Giveback H5619-169 (HMO) | Humana | HMO | 4 out of 5 |
| Humana Gold Plus H5619-152 (HMO) | Humana | HMO | 4 out of 5 |
| Humana Gold Plus H5619-171 (HMO) | Humana | HMO | 4 out of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | 4 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | Humana | PPO C-SNP | 4 out of 5 |
| HumanaChoice Giveback H5216-154 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice Giveback H5216-345 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-157 (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| HumanaChoice H5216-280 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-347 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-423 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-466 (PPO) | Humana | PPO | 4 out of 5 |
Plans are offered county by county, so not every plan is available everywhere in South Carolina. Pick your county below for its plans, or use the plan finder on this page.
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
Top-rated plans in your South Carolina county
| County | Plans offered | Rated 4 stars or higher | Highest rating |
|---|---|---|---|
| Abbeville County | 62 | 42 | 5 out of 5 |
| Aiken County | 60 | 37 | 5 out of 5 |
| Allendale County | 58 | 39 | 5 out of 5 |
| Anderson County | 74 | 45 | 5 out of 5 |
| Bamberg County | 64 | 44 | 5 out of 5 |
| Barnwell County | 61 | 41 | 5 out of 5 |
| Beaufort County | 51 | 31 | 5 out of 5 |
| Berkeley County | 69 | 41 | 5 out of 5 |
| Calhoun County | 54 | 34 | 5 out of 5 |
| Charleston County | 70 | 44 | 5 out of 5 |
| Cherokee County | 61 | 38 | 4.5 out of 5 |
| Chester County | 55 | 32 | 4.5 out of 5 |
| Chesterfield County | 47 | 27 | 5 out of 5 |
| Clarendon County | 49 | 30 | 4.5 out of 5 |
| Colleton County | 69 | 42 | 5 out of 5 |
| Darlington County | 44 | 24 | 4.5 out of 5 |
| Dillon County | 53 | 30 | 4.5 out of 5 |
| Dorchester County | 70 | 43 | 5 out of 5 |
| Edgefield County | 62 | 43 | 5 out of 5 |
| Fairfield County | 67 | 39 | 4.5 out of 5 |
| Florence County | 49 | 28 | 4.5 out of 5 |
| Georgetown County | 67 | 45 | 5 out of 5 |
| Greenville County | 78 | 46 | 5 out of 5 |
| Greenwood County | 58 | 39 | 4.5 out of 5 |
| Hampton County | 61 | 41 | 5 out of 5 |
| Horry County | 65 | 41 | 5 out of 5 |
| Jasper County | 64 | 43 | 5 out of 5 |
| Kershaw County | 61 | 35 | 5 out of 5 |
| Lancaster County | 51 | 26 | 5 out of 5 |
| Laurens County | 66 | 43 | 4.5 out of 5 |
| Lee County | 54 | 32 | 4.5 out of 5 |
| Lexington County | 57 | 34 | 5 out of 5 |
| Marion County | 64 | 41 | 5 out of 5 |
| Marlboro County | 51 | 29 | 5 out of 5 |
| Mccormick County | 62 | 42 | 5 out of 5 |
| Newberry County | 63 | 41 | 4.5 out of 5 |
| Oconee County | 57 | 34 | 4.5 out of 5 |
| Orangeburg County | 56 | 34 | 5 out of 5 |
| Pickens County | 76 | 44 | 4.5 out of 5 |
| Richland County | 60 | 36 | 5 out of 5 |
| Saluda County | 67 | 44 | 5 out of 5 |
| Spartanburg County | 78 | 46 | 5 out of 5 |
| Sumter County | 53 | 30 | 4.5 out of 5 |
| Union County | 60 | 33 | 4.5 out of 5 |
| Williamsburg County | 65 | 41 | 5 out of 5 |
| York County | 72 | 43 | 4.5 out of 5 |
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In South Carolina, 3 Medicare Advantage plans have a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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