Top-Rated Medicare Advantage Plans in Smith County, TN for 2027
Humana, Devoted Health and NHC Advantage have 2027 plans in Smith County rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in Smith County (2027 CMS Star Ratings)
Of the 61 Medicare Advantage plans offered in Smith County for 2027, 0 are rated 5 stars, 16 are rated 4.5 stars and 10 are rated 4 stars in the 2027 CMS Star Ratings.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Aetna Medicare Eagle (PPO) | Aetna (CVS Health) | PPO | 4.5 out of 5 (health plan rating) |
| DEVOTED C-SNP CHOICE ENHANCED 029 TN (PPO C-SNP) | Devoted Health | PPO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 034 TN (PPO C-SNP) | Devoted Health | PPO C-SNP | 4.5 out of 5 |
| DEVOTED C-SNP CHOICE PLUS 031 TN (PPO C-SNP) | Devoted Health | PPO C-SNP | 4.5 out of 5 |
| DEVOTED CHOICE 026 TN (PPO) | Devoted Health | PPO | 4.5 out of 5 |
| DEVOTED CHOICE GIVEBACK 020 TN (PPO) | Devoted Health | PPO | 4.5 out of 5 |
| DEVOTED CHOICE GIVEBACK EXTRAS 042 TN (PPO) | Devoted Health | PPO | 4.5 out of 5 |
| Humana Dual QMB Only (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | Humana | HMO C-SNP | 4.5 out of 5 |
| Humana Gold Plus H4461-025 (HMO) | Humana | HMO | 4.5 out of 5 |
| Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP) | Humana | HMO D-SNP | 4.5 out of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | 4.5 out of 5 |
| Humana USAA Honor Giveback (HMO) | Humana | HMO | 4.5 out of 5 (health plan rating) |
| Humana Value Plus H7617-088 (PPO) | Humana | PPO | 4.5 out of 5 |
| NHC Advantage (HMO I-SNP) | NHC Advantage | HMO I-SNP | 4.5 out of 5 |
| Senior Care (HMO I-SNP) | NHC Advantage | HMO I-SNP | 4.5 out of 5 |
| AARP Medicare Advantage from UHC TN-0006 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage Giveback from UHC TC-4 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Signature Extra (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | 4 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana Value Plus H5216-180 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-097 (PPO) | Humana | PPO | 4 out of 5 |
| UHC Complete Care Support TC-6 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| UHC Complete Care TC-0005 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| AARP Medicare Advantage Patriot No Rx TC-MA01 (HMO-POS) | UnitedHealthcare | HMO-POS | 3.5 out of 5 (health plan rating) |
| Abilis Health (HMO I-SNP) | Abilis Health (HMO SNP) | HMO I-SNP | 3.5 out of 5 |
| Abilis Health Community (HMO I-SNP) | Abilis Health (HMO SNP) | HMO I-SNP | 3.5 out of 5 |
| Aetna Medicare Value Plus (HMO) | Aetna (CVS Health) | HMO | 3.5 out of 5 |
| BlueAdvantage Diamond (PPO) | BlueCross BlueShield of Tennessee | PPO | 3.5 out of 5 |
| BlueAdvantage Extra (PPO) | BlueCross BlueShield of Tennessee | PPO | 3.5 out of 5 |
| BlueAdvantage Freedom (PPO) | BlueCross BlueShield of Tennessee | PPO | 3.5 out of 5 (health plan rating) |
| BlueAdvantage Ruby (PPO) | BlueCross BlueShield of Tennessee | PPO | 3.5 out of 5 |
| BlueAdvantage Total Heart and Diabetes (PPO C-SNP) | BlueCross BlueShield of Tennessee | PPO C-SNP | 3.5 out of 5 |
| BlueAdvantage Total Heart and Diabetes Plus (PPO C-SNP) | BlueCross BlueShield of Tennessee | PPO C-SNP | 3.5 out of 5 |
| DEVOTED C-SNP CHOICE ENHANCED 018 TN (PPO C-SNP) | Devoted Health | PPO C-SNP | 3.5 out of 5 |
| DEVOTED C-SNP CHOICE PLUS 020 TN (PPO C-SNP) | Devoted Health | PPO C-SNP | 3.5 out of 5 |
| DEVOTED CHOICE 015 TN (PPO) | Devoted Health | PPO | 3.5 out of 5 |
| DEVOTED CHOICE GIVEBACK 005 TN (PPO) | Devoted Health | PPO | 3.5 out of 5 |
| DEVOTED CORE 007 TN (HMO) | Devoted Health | HMO | 3.5 out of 5 |
| DEVOTED GIVEBACK 008 TN (HMO) | Devoted Health | HMO | 3.5 out of 5 |
| HealthSpring Courage (HMO) | Blue Cross Blue Shield (HCSC) | HMO | 3.5 out of 5 (health plan rating) |
| HealthSpring Preferred (HMO) | Blue Cross Blue Shield (HCSC) | HMO | 3.5 out of 5 |
| HealthSpring Premier (HMO-POS) | Blue Cross Blue Shield (HCSC) | HMO-POS | 3.5 out of 5 |
| HealthSpring TotalCare Plus (HMO D-SNP) | Blue Cross Blue Shield (HCSC) | HMO D-SNP | 3.5 out of 5 |
| HumanaChoice R0110-017 (Regional PPO) | Humana | PPO | 3.5 out of 5 (health plan rating) |
| HumanaChoice R0110-018 (Regional PPO) | Humana | PPO | 3.5 out of 5 |
| BlueCare Plus (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP | 3 out of 5 |
| BlueCare Plus Choice (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP | 3 out of 5 |
| BlueCare Plus Select (HMO D-SNP) | BlueCare Plus Tennessee | HMO D-SNP | 3 out of 5 |
| HealthSpring True Choice (PPO) | Blue Cross Blue Shield (HCSC) | PPO | 3 out of 5 |
| UHC Dual Complete TN-Q1 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 3 out of 5 |
| UHC Dual Complete TN-Y2 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 3 out of 5 |
| UHC Dual Complete TN-YL (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | 3 out of 5 |
| Wellpoint Dual Advantage Plus (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 3 out of 5 |
| Wellpoint Extra Help (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 3 out of 5 |
| Wellpoint Full Dual Advantage 2 (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 3 out of 5 |
| Wellpoint Full Dual Advantage Support (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP | 3 out of 5 |
| Wellpoint Medicare Advantage (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 3 out of 5 |
| Wellpoint Medicare Advantage 2 (HMO-POS) | Elevance Health (Anthem) | HMO-POS | 3 out of 5 |
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In Smith County, no plan has a 5-star overall rating for 2027, so this window does not apply here; the Annual Enrollment Period, October 15 through December 7, does.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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