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Top-Rated Medicare Advantage Plans in Tennessee for 2027

Devoted Health, Humana and NHC Advantage have 2027 plans in Tennessee rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.

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2027 CMS Star Ratings

Top-rated Medicare Advantage plans in Tennessee (2027 CMS Star Ratings)

Of the 155 Medicare Advantage plans offered in Tennessee for 2027, 0 are rated 5 stars, 43 are rated 4.5 stars and 21 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves. 1 plan has no 2027 star score: CMS lists 1 “Not enough data available”.

2027 CMS Star Ratings of the Medicare Advantage plans offered in Tennessee, highest first (top 50 of 155)
PlanInsurerPlan type2027 overall rating
AARP Medicare Advantage from UHC TN-0002 (PPO)UnitedHealthcarePPO4.5 out of 5
Aetna Medicare Eagle (PPO)Aetna (CVS Health)PPO4.5 out of 5 (health plan rating)
DEVOTED C-SNP CHOICE ENHANCED 027 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE ENHANCED 028 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE ENHANCED 029 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE ENHANCED 030 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE ENHANCED 037 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 032 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 034 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 035 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 036 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED C-SNP CHOICE PLUS 031 TN (PPO C-SNP)Devoted HealthPPO C-SNP4.5 out of 5
DEVOTED CHOICE 022 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE 023 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE 024 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE 026 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE GIVEBACK 019 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE GIVEBACK 020 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE GIVEBACK 021 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE GIVEBACK 025 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE GIVEBACK EXTRAS 041 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE GIVEBACK EXTRAS 042 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE GIVEBACK EXTRAS 043 TN (PPO)Devoted HealthPPO4.5 out of 5
DEVOTED CHOICE GIVEBACK EXTRAS 044 TN (PPO)Devoted HealthPPO4.5 out of 5
Humana Dual QMB Only (HMO D-SNP)HumanaHMO D-SNP4.5 out of 5
Humana Essentials Plus Giveback (HMO)HumanaHMO4.5 out of 5
Humana Gold Plus - Diabetes and Heart (HMO C-SNP)HumanaHMO C-SNP4.5 out of 5
Humana Gold Plus H4461-025 (HMO)HumanaHMO4.5 out of 5
Humana Gold Plus H4461-080 (HMO)HumanaHMO4.5 out of 5
Humana Gold Plus H4461-080 (HMO)HumanaHMO4.5 out of 5
Humana Gold Plus H4461-081 (HMO)HumanaHMO4.5 out of 5
Humana Gold Plus H4461-081 (HMO)HumanaHMO4.5 out of 5
Humana Gold Plus H4461-083 (HMO)HumanaHMO4.5 out of 5
Humana Gold Plus H4461-083 (HMO)HumanaHMO4.5 out of 5
Humana Gold Plus SNP-DE H4461-022 (HMO D-SNP)HumanaHMO D-SNP4.5 out of 5
Humana Together in Health (PPO I-SNP)HumanaPPO I-SNP4.5 out of 5
Humana Total Complete (HMO)HumanaHMO4.5 out of 5
Humana Total Complete (HMO)HumanaHMO4.5 out of 5
Humana USAA Honor Giveback (HMO)HumanaHMO4.5 out of 5 (health plan rating)
Humana Value Plus H7617-088 (PPO)HumanaPPO4.5 out of 5
NHC Advantage (HMO I-SNP)NHC AdvantageHMO I-SNP4.5 out of 5
Senior Care (HMO I-SNP)NHC AdvantageHMO I-SNP4.5 out of 5
UHC Medicare Advantage TC-0001 (PPO)UnitedHealthcarePPO4.5 out of 5
AARP Medicare Advantage Direct Plus from UHC TN-8 (HMO-POS)UnitedHealthcareHMO-POS4 out of 5
AARP Medicare Advantage Essentials from UHC TC-2 (HMO-POS)UnitedHealthcareHMO-POS4 out of 5
AARP Medicare Advantage Extras from UHC TC-7 (HMO-POS)UnitedHealthcareHMO-POS4 out of 5
AARP Medicare Advantage from UHC TC-0003 (HMO-POS)UnitedHealthcareHMO-POS4 out of 5
AARP Medicare Advantage from UHC TN-0003 (HMO-POS)UnitedHealthcareHMO-POS4 out of 5
AARP Medicare Advantage from UHC TN-0004 (HMO-POS)UnitedHealthcareHMO-POS4 out of 5
AARP Medicare Advantage from UHC TN-0006 (HMO-POS)UnitedHealthcareHMO-POS4 out of 5

Plans are offered county by county, so not every plan is available everywhere in Tennessee. Pick your county below for its plans, or use the plan finder on this page.

A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.

Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.

Top-rated plans in your Tennessee county

2027 CMS Star Ratings by county
CountyPlans offeredRated 4 stars or higherHighest rating
Anderson County64284.5 out of 5
Bedford County3694.5 out of 5
Benton County64264.5 out of 5
Bledsoe County52194.5 out of 5
Blount County62264.5 out of 5
Bradley County61274.5 out of 5
Campbell County60264.5 out of 5
Cannon County59234.5 out of 5
Carroll County48174.5 out of 5
Carter County53254.5 out of 5
Cheatham County63234.5 out of 5
Chester County50204.5 out of 5
Claiborne County59264.5 out of 5
Clay County61264.5 out of 5
Cocke County61264.5 out of 5
Coffee County47174.5 out of 5
Crockett County50204.5 out of 5
Cumberland County63284.5 out of 5
Davidson County69234.5 out of 5
Decatur County51204.5 out of 5
Dekalb County56254.5 out of 5
Dickson County46174.5 out of 5
Dyer County44194.5 out of 5
Fayette County70284.5 out of 5
Fentress County64274.5 out of 5
Franklin County46214.5 out of 5
Gibson County50204.5 out of 5
Giles County61264.5 out of 5
Grainger County61264.5 out of 5
Greene County46194.5 out of 5
Grundy County60284.5 out of 5
Hamblen County59264.5 out of 5
Hamilton County63284.5 out of 5
Hancock County61274.5 out of 5
Hardeman County62264.5 out of 5
Hardin County51204.5 out of 5
Hawkins County50194.5 out of 5
Haywood County62254.5 out of 5
Henderson County47174.5 out of 5
Henry County48204.5 out of 5
Hickman County58224.5 out of 5
Houston County62264.5 out of 5
Humphreys County59224.5 out of 5
Jackson County59234.5 out of 5
Jefferson County62264.5 out of 5
Johnson County56254.5 out of 5
Knox County64284.5 out of 5
Lake County51264.5 out of 5
Lauderdale County56254.5 out of 5
Lawrence County59254.5 out of 5
Lewis County62254.5 out of 5
Lincoln County48144.5 out of 5
Loudon County60264.5 out of 5
Macon County60244.5 out of 5
Madison County46164.5 out of 5
Marion County64294.5 out of 5
Marshall County60244.5 out of 5
Maury County48194.5 out of 5
Mcminn County46224.5 out of 5
Mcnairy County51204.5 out of 5
Meigs County59274.5 out of 5
Monroe County60264.5 out of 5
Montgomery County49154.5 out of 5
Moore County60244.5 out of 5
Morgan County63284.5 out of 5
Obion County47234.5 out of 5
Overton County57264.5 out of 5
Perry County61254.5 out of 5
Pickett County57264.5 out of 5
Polk County62294.5 out of 5
Putnam County53234.5 out of 5
Rhea County59274.5 out of 5
Roane County58264.5 out of 5
Robertson County66224.5 out of 5
Rutherford County57194.5 out of 5
Scott County59254.5 out of 5
Sequatchie County63294.5 out of 5
Sevier County61264.5 out of 5
Shelby County74274.5 out of 5
Smith County61264.5 out of 5
Stewart County61244.5 out of 5
Sullivan County58274.5 out of 5
Sumner County69224.5 out of 5
Tipton County51164.5 out of 5
Trousdale County61234.5 out of 5
Unicoi County55254.5 out of 5
Union County59264.5 out of 5
Van Buren County65294.5 out of 5
Warren County64284.5 out of 5
Washington County58274.5 out of 5
Wayne County48144.5 out of 5
Weakley County47194.5 out of 5
White County60294.5 out of 5
Williamson County71254.5 out of 5
Wilson County72264.5 out of 5

What Medicare Star Ratings measure

CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.

The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.

The 5-star Special Enrollment Period

Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.

In Tennessee, no plan has a 5-star overall rating for 2027, so this window does not apply here; the Annual Enrollment Period, October 15 through December 7, does.

If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.

Every year, Medicare evaluates plans based on a 5-star rating system.

These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.

Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.

More on Medicare Advantage in Tennessee

Medicare Advantage in TennesseePlans changing or leaving Tennessee for 2027Top-rated Medicare Advantage plans in every state

Good to know

Top-rated plans in Tennessee: questions (2027)

Which Medicare Advantage plans in Tennessee have 5 stars for 2027?
None of the 155 Medicare Advantage plans offered in Tennessee is rated 5 stars in the 2027 CMS Star Ratings. The highest rating there is 4.5 out of 5, held by 43 plans. Every year, Medicare evaluates plans based on a 5-star rating system. A rating does not tell you whether a plan covers your doctors and drugs or what it charges; compare plans for your ZIP code in Medicare's Plan Finder.
What do Medicare Star Ratings measure?
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing. The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
Can I switch to a 5-star Medicare Advantage plan in Tennessee outside open enrollment?
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027. In Tennessee, no plan has a 5-star overall rating for 2027, so this window does not apply here; the Annual Enrollment Period, October 15 through December 7, does. If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Does a higher star rating mean a plan is right for me?
Not by itself. A Star Rating is CMS's measure of a plan's quality and service; it does not tell you whether a plan covers your doctors, hospitals and prescriptions or what it charges. Compare those for your ZIP code in Medicare's Plan Finder, call 1-800-MEDICARE, or talk with a licensed agent. We do not recommend plans.
When does Medicare publish Star Ratings?
CMS publishes Star Ratings every October for the coming plan year. The 2027 ratings on this page were released October 8, 2026. Ratings can change from one year to the next. Every year, Medicare evaluates plans based on a 5-star rating system.
Medicare plans in your area changing for 2027 — check yoursCall