Top-Rated Medicare Advantage Plans in West Virginia for 2027
Peak Health, UnitedHealthcare and Humana have 2027 plans in West Virginia rated 4.5 stars or higher by Medicare in the 2027 CMS Star Ratings.
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2027 CMS Star Ratings
Top-rated Medicare Advantage plans in West Virginia (2027 CMS Star Ratings)
Of the 70 Medicare Advantage plans offered in West Virginia for 2027, 7 are rated 5 stars, 5 are rated 4.5 stars and 25 are rated 4 stars in the 2027 CMS Star Ratings, each plan counted once however many counties it serves. 5 plans have no 2027 star score: CMS lists 4 “Plan too new to be measured” and 1 “Not enough data available”.
| Plan | Insurer | Plan type | 2027 overall rating |
|---|---|---|---|
| Peak Advantage Summit (PPO) | Peak Health | PPO | 5 out of 5 |
| Peak Advantage Summit (PPO) | Peak Health | PPO | 5 out of 5 |
| Peak Advantage Summit (PPO) | Peak Health | PPO | 5 out of 5 |
| Peak Advantage Vista (PPO) | Peak Health | PPO | 5 out of 5 |
| Peak Advantage Vista (PPO) | Peak Health | PPO | 5 out of 5 |
| Peak Advantage Vista (PPO) | Peak Health | PPO | 5 out of 5 |
| PeakPlus Rise (PPO D-SNP) | Peak Health | PPO D-SNP | 5 out of 5 |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | 4.5 out of 5 |
| Humana Together in Health (PPO I-SNP) | Humana | PPO I-SNP | 4.5 out of 5 |
| UHC Dual Advantage WV-V1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| UHC Dual Complete WV-Q1 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| UHC Dual Complete WV-S2 (PPO D-SNP) | UnitedHealthcare | PPO D-SNP | 4.5 out of 5 |
| AARP Medicare Advantage from UHC WV-5 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage from UHC WV-6 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 |
| AARP Medicare Advantage Patriot No Rx WV-MA2 (HMO-POS) | UnitedHealthcare | HMO-POS | 4 out of 5 (health plan rating) |
| Aetna Medicare Advantra Classic Giveback (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Advantra Enhanced (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Advantra Enhanced Classic (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Advantra Signature Classic (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Advantra Signature Giveback (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Premier (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Aetna Medicare Premier Classic (PPO) | Aetna (CVS Health) | PPO | 4 out of 5 |
| Humana Dual Select H5619-126 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP | 4 out of 5 |
| Humana Full Access (PPO) | Humana | PPO | 4 out of 5 |
| Humana Gold Choice H8145-052 (PFFS) | Humana | PFFS | 4 out of 5 |
| Humana Gold Plus H5619-113 (HMO-POS) | Humana | HMO-POS | 4 out of 5 |
| Humana Gold Plus SNP-DE H5619-162 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP | 4 out of 5 |
| Humana Gold Plus SNP-DE H5619-179 (HMO-POS D-SNP) | Humana | HMO-POS D-SNP | 4 out of 5 |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana USAA Honor Giveback (PPO) | Humana | PPO | 4 out of 5 (health plan rating) |
| Humana Value Choice (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice Giveback H5216-328 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-019 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5216-425 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice H5525-005 (PPO) | Humana | PPO | 4 out of 5 |
| HumanaChoice SNP-DE H5216-220 (PPO D-SNP) | Humana | PPO D-SNP | 4 out of 5 |
| UHC Complete Care WV-7 (HMO-POS C-SNP) | UnitedHealthcare | HMO-POS C-SNP | 4 out of 5 |
| Aetna Medicare Advantra Eagle Plus (HMO) | Aetna (CVS Health) | HMO | 3.5 out of 5 (health plan rating) |
| Aetna Medicare Advantra Elite (HMO) | Aetna (CVS Health) | HMO | 3.5 out of 5 |
| Aetna Medicare Advantra Signature (HMO) | Aetna (CVS Health) | HMO | 3.5 out of 5 |
| Aetna Medicare Full Dual (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | 3.5 out of 5 |
| Aetna Medicare Full Dual Extra (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | 3.5 out of 5 |
| Aetna Medicare Partial Dual (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | 3.5 out of 5 |
| Aetna Medicare Signature (HMO) | Aetna (CVS Health) | HMO | 3.5 out of 5 |
| Complete Blue PPO Distinct (PPO) | Highmark Blue Cross Blue Shield | PPO | 3.5 out of 5 |
| Complete Blue PPO Distinct (PPO) | Highmark Blue Cross Blue Shield | PPO | 3.5 out of 5 |
| Complete Blue PPO Distinct (PPO) | Highmark Blue Cross Blue Shield | PPO | 3.5 out of 5 |
| Complete Blue PPO Signature (PPO) | Highmark Blue Cross Blue Shield | PPO | 3.5 out of 5 |
| Complete Blue PPO Signature (PPO) | Highmark Blue Cross Blue Shield | PPO | 3.5 out of 5 |
| Complete Blue PPO Signature (PPO) | Highmark Blue Cross Blue Shield | PPO | 3.5 out of 5 |
Plans are offered county by county, so not every plan is available everywhere in West Virginia. Pick your county below for its plans, or use the plan finder on this page.
A plan without Part D drug coverage has no overall rating; its Part C summary rating (health plan rating) is shown instead, as CMS does.
Compare plans for your ZIP code in Medicare's Plan Finder on Medicare.gov.
Top-rated plans in your West Virginia county
| County | Plans offered | Rated 4 stars or higher | Highest rating |
|---|---|---|---|
| Barbour County | 35 | 18 | 5 out of 5 |
| Berkeley County | 49 | 27 | 5 out of 5 |
| Boone County | 48 | 25 | 5 out of 5 |
| Braxton County | 52 | 27 | 5 out of 5 |
| Brooke County | 46 | 21 | 5 out of 5 |
| Cabell County | 57 | 31 | 5 out of 5 |
| Calhoun County | 47 | 24 | 5 out of 5 |
| Clay County | 46 | 21 | 5 out of 5 |
| Doddridge County | 42 | 19 | 5 out of 5 |
| Fayette County | 55 | 29 | 5 out of 5 |
| Gilmer County | 48 | 25 | 5 out of 5 |
| Grant County | 44 | 19 | 5 out of 5 |
| Greenbrier County | 55 | 29 | 5 out of 5 |
| Hampshire County | 43 | 18 | 5 out of 5 |
| Hancock County | 43 | 20 | 5 out of 5 |
| Hardy County | 42 | 19 | 5 out of 5 |
| Harrison County | 47 | 25 | 5 out of 5 |
| Jackson County | 49 | 25 | 5 out of 5 |
| Jefferson County | 42 | 23 | 5 out of 5 |
| Kanawha County | 57 | 31 | 5 out of 5 |
| Lewis County | 44 | 20 | 5 out of 5 |
| Lincoln County | 48 | 22 | 5 out of 5 |
| Logan County | 44 | 22 | 5 out of 5 |
| Marion County | 47 | 25 | 5 out of 5 |
| Marshall County | 45 | 19 | 5 out of 5 |
| Mason County | 55 | 29 | 5 out of 5 |
| Mcdowell County | 51 | 25 | 5 out of 5 |
| Mercer County | 48 | 27 | 5 out of 5 |
| Mineral County | 30 | 13 | 5 out of 5 |
| Mingo County | 56 | 30 | 5 out of 5 |
| Monongalia County | 44 | 22 | 5 out of 5 |
| Monroe County | 44 | 21 | 5 out of 5 |
| Morgan County | 34 | 14 | 5 out of 5 |
| Nicholas County | 45 | 21 | 5 out of 5 |
| Ohio County | 47 | 21 | 5 out of 5 |
| Pendleton County | 49 | 26 | 5 out of 5 |
| Pleasants County | 49 | 26 | 5 out of 5 |
| Pocahontas County | 41 | 20 | 5 out of 5 |
| Preston County | 40 | 18 | 5 out of 5 |
| Putnam County | 56 | 30 | 5 out of 5 |
| Raleigh County | 47 | 24 | 4.5 out of 5 |
| Randolph County | 45 | 23 | 5 out of 5 |
| Ritchie County | 43 | 20 | 5 out of 5 |
| Roane County | 40 | 19 | 5 out of 5 |
| Summers County | 42 | 19 | 5 out of 5 |
| Taylor County | 45 | 25 | 5 out of 5 |
| Tucker County | 39 | 18 | 5 out of 5 |
| Tyler County | 40 | 19 | 5 out of 5 |
| Upshur County | 40 | 22 | 5 out of 5 |
| Wayne County | 56 | 30 | 5 out of 5 |
| Webster County | 42 | 21 | 5 out of 5 |
| Wetzel County | 40 | 19 | 5 out of 5 |
| Wirt County | 50 | 26 | 5 out of 5 |
| Wood County | 45 | 21 | 5 out of 5 |
| Wyoming County | 41 | 17 | 5 out of 5 |
What Medicare Star Ratings measure
CMS rates every Medicare Advantage contract from 1 to 5 stars each year. For 2027, the health plan (Part C) rating looks at five areas: staying healthy (screenings, tests and vaccines), managing chronic (long-term) conditions, members' experience with the plan, member complaints and changes in the plan's performance, and the plan's customer service. A plan with drug coverage is also rated on four drug plan (Part D) areas: customer service, member complaints and changes in performance, members' experience, and drug safety and accuracy of drug pricing.
The scores come from member surveys, information plans and providers report, and Medicare's own data such as complaints and appeals. The overall rating combines the health and drug plan measures; a plan without drug coverage has a Part C summary rating instead. Ratings are given per contract, so every plan under the same contract carries the same stars.
The 5-star Special Enrollment Period
Medicare's 5-star Special Enrollment Period lets you switch, once, to a plan with a 5-star overall rating that is offered where you live, outside the usual enrollment periods. For plans rated 5 stars for 2027, it runs from December 8, 2026 through November 30, 2027.
In West Virginia, 7 Medicare Advantage plans have a 5-star overall rating for 2027, so the 5-star Special Enrollment Period can apply here.
If you switch from a plan with drug coverage to a 5-star plan without it, you could lose your drug coverage, so check before you switch.
Every year, Medicare evaluates plans based on a 5-star rating system.
These ratings are CMS's, not ours, and we do not recommend plans. A rating does not tell you whether a plan covers your doctors and drugs or what it charges.
Source: CMS 2027 Star Ratings Data Tables (Summary Ratings), released October 8, 2026; plans offered: CMS CY2027 Medicare Advantage Landscape file.
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