Medicare Advantage
One Plan Change Allowed for Herriman Medicare Advantage Members
Salt Lake County has 46 Medicare Advantage plans for 2027. Compared with 2026, 6 plans are not coming back, 4 are new, and 22 continuing plans changed in some way you should check before December 7, 9 of them under a new name. This guide covers what those numbers mean for Herriman, not which plan to pick.
Compare Medicare Advantage options near you
Answer 3 quick questions to see Medicare Advantage listings from licensed insurance partners.
What’s your ZIP code?
Plan availability is set by your county, so we start here.
How old are you?
This helps match you with options you’re eligible for.
Do you have Medicare Parts A & B?
This affects which Medicare Advantage options you can choose.
These listings are provided by licensed insurance partners.
Medicare Advantage plans in your area are changing or leaving for 2027.
One call tells you whether your plan is on the list — before enrollment opens.
Available now — current wait: 0 min
A real person answers. No phone menu, ever.
Want to see more plan options?
Answer a few more questions to continue to additional options from licensed partners.
Continue →Advertising disclosure: MyMedicarePlans.org may be compensated when you contact a partner or licensed agent. Listings are not ranked or endorsed by us, and we do not recommend specific plans. You can also contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.
Speak to a Licensed Insurance Agent
Click to call 855-729-3240Found a plan you like online?
One free call confirms it's actually right for you — online directories are wrong more often than you'd think.
- Your doctors — confirmed in-network for 2027
- Your prescriptions — checked against the plan's 2027 drug tiers
855-729-3240 · free · about 5 minutes
Herriman, Utah — The calendar has flipped, and with it comes a second chance many Medicare Advantage members forget they have. From January 1 through March 31, people already enrolled in a Medicare Advantage plan can make one change if their current plan is not the right fit. It's called the Medicare Advantage Open Enrollment Period, and it's shorter and more limited than the fall window most people know.
Key takeaways
- The Medicare Advantage Open Enrollment Period runs January 1 through March 31 every year, giving current Medicare Advantage members a chance to make one change if their plan isn't working out.
- You can only use this window if you're already enrolled in a Medicare Advantage plan on January 1; people on Original Medicare need to wait for the fall Annual Enrollment Period or qualify for a Special Enrollment Period.
- You're allowed just one change during this period, and it takes effect the first day of the month after your request is received.
- Certain moves allowed in the fall Annual Enrollment Period are off-limits during this window, and rules around Medigap policies may involve medical underwriting depending on your state.
Here's what you can — and can't — do during this stretch.
What This Window Is (and Isn't)
The Medicare Advantage Open Enrollment Period (often shortened to MA-OEP) runs January 1 to March 31 every year. It exists so that people who signed up for a Medicare Advantage plan during the fall Annual Enrollment Period (Oct. 15 – Dec. 7) — or who are otherwise already in one on Jan. 1 — have a chance to correct course if the plan isn't working out.
Think of it as a do-over window, not a first-time signup window.
Who Can Use It
You can use the MA-OEP only if, on January 1, you are already enrolled in a Medicare Advantage plan. That includes plans with drug coverage (MA-PD) and plans without.
If you're on Original Medicare (Part A and Part B) with or without a stand-alone Part D drug plan, this window is not for you. You'd need to wait for the next fall Annual Enrollment Period, or qualify for a Special Enrollment Period.
What You Can Change
During January 1 – March 31, if you're in a Medicare Advantage plan, you can make one change. Your options are:
- Switch to a different Medicare Advantage plan (with or without drug coverage).
- Drop your Medicare Advantage plan and return to Original Medicare. If you do that, you can also join a stand-alone Part D drug plan.
That's it. You get one move, and it takes effect the first day of the month after the plan gets your request.
What You Can't Do
Some things are off-limits during this window, even though they're allowed in the fall:
- You can't switch from Original Medicare to a Medicare Advantage plan for the first time.
- You can't join or switch stand-alone Part D drug plans unless you're also leaving Medicare Advantage.
- You can't make a second change later in the window if you already used your one switch.
For anything involving a Medigap (Medicare Supplement) policy, separate rules and medical underwriting may apply depending on your state and situation.
How to Decide If You Should Switch
Herriman is in Salt Lake County, where beneficiaries typically have a wide range of Medicare Advantage plans to compare. Having choices is good, but it can also make the decision feel heavy. A few honest questions can help:
- Are your doctors still in-network for 2027? Provider networks change every January. Call your doctor's office and confirm.
- Are your prescriptions still covered the same way? Plan formularies (drug lists) and tiers can shift year to year.
- Did your out-of-pocket costs change? The plan's Annual Notice of Change, mailed this fall, spells out what's different for 2027.
- Are you using benefits you thought you'd use? Dental, vision, transportation, and fitness extras only matter if you actually reach them.
2026 and 2027 Facts Worth Knowing
A few program-level numbers apply no matter which plan you're in:
- The Part D out-of-pocket cap is $2,100 in 2026 and $2,400 in 2027. Once your prescription spending hits that ceiling, you pay nothing for covered drugs the rest of the year.
- The maximum Part D deductible is $615.
- The old "donut hole" coverage gap was eliminated in 2025; Part D now has three phases instead of four.
- The Medicare Prescription Payment Plan lets you spread your drug costs into monthly payments rather than paying big amounts at the pharmacy counter. It's optional and free to opt into.
- IRMAA (the income-related premium surcharge for Part B and Part D) starts above $109,000 in income for a single filer in 2026.
None of these depend on which plan you pick — they're set by Medicare itself.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Salt Lake County
(MA penetration in Salt Lake County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Q: I just enrolled in a Medicare Advantage plan in December. Can I really switch again?
Q: I have Original Medicare and want to join a Medicare Advantage plan now. Can I?
Q: When does my new plan actually start if I switch in February?
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov, 1-800-MEDICARE, or your local SHIP.