Medicare Advantage
Humana Medicare Advantage in Utah for 2027: 15 Plans, County by County
SALT LAKE CITY — Humana is bringing 15 Medicare Advantage plans to Utah for the 2027 plan year, according to the federal Medicare Advantage Landscape Source Files released by the Centers for Medicare & Medicaid Services. The mix includes one HMO and 14 PPOs, and sits alongside offerings from seven other carriers for a statewide total of 51 Medicare Advantage plans. This explainer, published by an independent Medicare education site that is not the government and not affiliated with any insurance carrier, walks through what the CMS files show for Humana in Utah — and what they do not show, which is whether any specific plan is available in your county.
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Key takeaways
- Humana is offering 15 Medicare Advantage plans across Utah for 2027, counted once statewide — one HMO and 14 PPOs.
- Four of Humana's Utah plans are Special Needs Plans: three D-SNPs for people with both Medicare and Medicaid, and one C-SNP for a chronic condition.
- Two Humana plans are new for 2027 and two are not returning; several others have been renamed.
- The Annual Enrollment Period for Medicare Open Enrollment 2027 runs October 15 through December 7, 2026, and any choice you make takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Humana Medicare Advantage plans are offered in Utah for 2027?
Humana is offering 15 Medicare Advantage plans in Utah for the 2027 plan year, each counted once statewide. By plan type, the CMS Landscape file lists one HMO and 14 PPOs. Twelve of the 15 include Part D prescription drug coverage, and three do not.
Four of the 15 are Special Needs Plans: three Dual Eligible SNPs (D-SNPs) for people enrolled in both Medicare and Medicaid, and one Chronic Condition SNP (C-SNP). There are no Institutional SNPs (I-SNPs) from Humana in Utah for 2027. Humana is one of eight carriers offering Medicare Advantage in the state for the year; the full statewide total across all carriers is 51 plans. The complete Humana lineup is shown in the plan table on this page.
Which Humana plans in Utah have the widest county reach for 2027?
Several Humana plans in Utah are listed in the CMS file as available in 23 of the state's counties for 2027, which is the widest reach in Humana's Utah lineup. Those include Humana Dual Select H7617-039 (PPO D-SNP), Humana Essentials Plus Giveback (PPO), HumanaChoice H5216-048 (PPO), HumanaChoice H7617-016 (PPO), HumanaChoice SNP-DE H7617-038 (PPO D-SNP), and three plans sharing the name Humana USAA Honor Giveback (PPO). HumanaChoice SNP-DE H5216-296 (PPO D-SNP) is listed in 22 counties.
Other Humana plans in Utah are offered in a narrower set of counties — Humana Value Choice (PPO) variants appear in seven, four and two counties depending on the contract, and Humana Full Access (PPO), Humana Total Complete (HMO), and HumanaChoice – Diabetes and Heart (PPO C-SNP) each appear in four counties. County counts come from the CMS Landscape file; the plan table on this page shows them side by side.
What is new or not returning from Humana in Utah for 2027?
Humana has two Medicare Advantage plans that are new in Utah for 2027 and two that are not returning for 2027, according to the CMS year-over-year comparison. The new plans are Humana Value Choice (PPO), listed in seven counties, and HumanaChoice – Diabetes and Heart (PPO C-SNP), listed in four counties.
Several continuing plans show up under new names in the 2027 file. Humana Essentials Plus Giveback (PPO), Humana Full Access (PPO), Humana Total Complete (HMO), and two of the Humana Value Choice (PPO) entries are renames of 2026 contracts. A rename does not by itself mean the plan's rules are unchanged, so even if your plan is simply listed under a new name, review the materials your plan mails you in the fall.
How do I check whether a Humana plan is offered in my Utah county and covers my doctors and prescriptions?
Use the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. The statewide plan list on this page shows every Humana Medicare Advantage plan filed for Utah in 2027, but Medicare Advantage plans are sold county by county, so a plan listed statewide may not be available where you live.
To confirm doctors, hospitals and prescriptions, go to the source documents for the specific plan: the provider directory, the pharmacy directory, the drug list (formulary), and the Evidence of Coverage. Those are published by the plan itself and are the authoritative word on networks, drug tiers and cost-sharing. This site does not quote premiums, copays, benefits or star ratings for any plan.
What should I do before December 7, 2026, for Medicare Open Enrollment 2027?
The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026, and the choice you make takes effect January 1, 2027. Mark the date; there is no need to rush.
A simple checklist: read the Annual Notice of Change your current plan mails in September for any 2027 differences; list the doctors, hospitals and prescriptions you want covered; check each plan you are considering against its own provider directory, pharmacy directory, and formulary; and if a Humana plan you had in 2026 is one of the two not returning for 2027, note that you will need to pick a different plan or you may return to Original Medicare. If you want personal help, free options are listed below.
Where can Utah residents get free help with Medicare questions for 2027?
Two free, official resources are available to everyone with Medicare. Medicare.gov hosts the Plan Finder, publishes the Annual Enrollment dates, and lets you compare plans available in your ZIP code. 1-800-MEDICARE (TTY 1-877-486-2048) is staffed around the clock and can walk you through enrollment, eligibility and plan availability.
For questions about Medicare eligibility or enrollment windows tied to turning 65 or to Social Security, contact the Social Security Administration. Neither resource will try to sell you a plan.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Humana Medicare Advantage plans in Utah for 2027
CMS lists 15 Humana Medicare Advantage plans across Utah for 2027, alphabetically by carrier, widest county reach first. 7 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Humana 15 plans | |||
| Humana Dual Select H7617-039 (PPO D-SNP) | PPO D-SNP | Yes | 23 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 23 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 23 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 23 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 23 |
| HumanaChoice H5216-048 (PPO) | PPO | Yes | 23 |
| HumanaChoice H7617-016 (PPO) | PPO | Yes | 23 |
| HumanaChoice SNP-DE H7617-038 (PPO D-SNP) | PPO D-SNP | Yes | 23 |
| HumanaChoice SNP-DE H5216-296 (PPO D-SNP) | PPO D-SNP | Yes | 22 |
| Humana Value Choice (PPO) | PPO | Yes | 7 |
| Humana Full Access (PPO) | PPO | Yes | 4 |
| Humana Total Complete (HMO) | HMO | Yes | 4 |
| Humana Value Choice (PPO) | PPO | Yes | 4 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | 4 |
| Humana Value Choice (PPO) | PPO | Yes | 2 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans across Utah break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Humana Medicare Advantage plans are available in Utah for 2027?
Does Humana offer Special Needs Plans in Utah for 2027?
What is the deadline to choose a Medicare Advantage plan for 2027?
What if my Humana plan is one of the two not returning for 2027?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): the Humana plan list, plan types, SNP counts, drug-coverage counts, and county reach for Utah.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing plans new for 2027, plans not returning, and renames.
- Medicare.gov: the Annual Enrollment Period dates and the Plan Finder used to confirm county-level availability.
- Social Security Administration: Medicare eligibility and enrollment windows tied to age 65.
- U.S. Census Bureau: Utah county reference used in describing statewide reach.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.