Medicare Advantage

What’s Changing in Utah Medicare Advantage for 2027: 8 Plans Leaving, 14 Changing

SALT LAKE CITY — Utah's Medicare Advantage lineup is shifting for the 2027 plan year, and most of the state will feel it. According to the CMS Medicare Advantage Landscape Source Files, Utah will have 51 Medicare Advantage plans available for 2027, down from 55 for 2026. Of the plans offered somewhere in Utah for 2026, 8 are leaving the state entirely for 2027, 14 are changing in at least one county, 33 are continuing unchanged, and 4 are new. All 29 of Utah's 29 counties will see at least one plan either leave or change.

Medicare AdvantageUtah

HealthSpring has no Utah plans listed for 2027.

What the statewide numbers mean

CMS publishes a Landscape Source File each year that lists every Medicare Advantage plan offered in every county. Comparing the 2026 and 2027 files, each plan is counted once statewide no matter how many Utah counties it serves.

A plan is counted as "leaving" if it is offered somewhere in Utah for 2026 but nowhere in Utah for 2027. Eight plans fit that description. A plan is counted as "changing" if it is offered in both years but differs on premium, drug deductible, plan type or plan name in at least one county in the CMS file. Fourteen Utah plans fit that description. Another 33 plans are continuing unchanged, and 4 plans are new for 2027.

This article does not say what changed or by how much on any individual plan. The Annual Notice of Change your carrier mails each fall is the authoritative document for those details.

If your plan is leaving

If you are enrolled in one of the 8 plans leaving Utah for 2027, your carrier is required to notify you that the plan will not be renewed. You will not be left without a path forward:

• You can use the Annual Enrollment Period (October 15 – December 7, 2026) to choose a new Medicare Advantage plan or return to Original Medicare, with coverage starting January 1, 2027.
• If you miss that window, members whose plan is not renewed qualify for a Special Enrollment Period that runs through the end of February 2027.
• If you do nothing, a non-renewing plan simply ends. There is no automatic rollover to a comparable plan from another carrier, so acting during AEP or the SEP matters.

If your plan is changing

Fourteen Utah plans are listed in both the 2026 and 2027 CMS files but differ on at least one of the four fields CMS tracks — premium, drug deductible, plan type or plan name — in at least one county. If you are in one of these plans, the plan is not going away.

Your Annual Notice of Change, usually arriving in September, lists the specifics side-by-side with the current year. Read it carefully. If the plan still fits, you do not need to do anything to stay enrolled; you will roll into the 2027 version of the plan with the changes described in the ANOC. If it no longer fits, you can switch during the Annual Enrollment Period.

The counties with the most change

Every one of Utah's 29 counties sees at least one plan leave or change. The counties listed with the highest counts in the CMS year-over-year comparison are:

• Davis County: 6 leaving, 13 changing
• Morgan County: 13 leaving, 6 changing
• Salt Lake County: 6 leaving, 13 changing
• Iron County: 12 leaving, 6 changing
• Utah County: 5 leaving, 12 changing
• Weber County: 6 leaving, 11 changing
• Summit County: 9 leaving, 6 changing
• Tooele County: 9 leaving, 6 changing

A plan can be counted as "leaving" in one county and "changing" in another, which is why county totals do not simply add up to the statewide numbers.

What to do before December 7

A simple checklist for Utah members this fall:

1. Watch the mail in September for the Annual Notice of Change or a non-renewal letter from your current carrier. 2. Confirm your doctors, hospitals and pharmacy are in-network for 2027, and check that your prescriptions are still on the plan's drug list. 3. Compare your current plan against other options on Medicare's Plan Finder during the Annual Enrollment Period, October 15 – December 7, 2026. 4. If you want to switch, enroll by December 7, 2026 for a January 1, 2027 effective date. 5. If your plan is not renewed and you miss AEP, use the Special Enrollment Period that runs through the end of February 2027.

Where to get free help

Utah beneficiaries have several no-cost ways to get personalized answers:

• Medicare.gov — the official Plan Finder lets you compare 2027 Medicare Advantage plans in your ZIP code.
• 1-800-MEDICARE (1-800-633-4227) — available 24 hours a day, seven days a week.
• State Health Insurance Assistance Program (SHIP) — Utah's SHIP offers free, one-on-one counseling from trained volunteers who do not sell insurance.