Medicare Advantage

UnitedHealthcare Medicare Advantage in Utah for 2027: 14 Plans, County by County

SALT LAKE CITY — UnitedHealthcare will offer 14 Medicare Advantage plans across Utah for the 2027 plan year, according to the CMS Medicare Advantage Landscape Source File. That total includes a mix of HMO-POS and PPO plans, several Special Needs Plans, and one plan that does not include drug coverage. Every plan is offered county by county, so a plan listed statewide may or may not be available where you live.

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How many UnitedHealthcare Medicare Advantage plans are offered in Utah for 2027?

UnitedHealthcare is offering 14 Medicare Advantage plans in Utah for 2027. Of those, 7 are HMO-POS and 7 are PPO, and 13 include Part D prescription drug coverage.

Within the 14, there are 5 Special Needs Plans: 3 Dual Eligible Special Needs Plans (D-SNPs) for people who have both Medicare and Medicaid, 1 Chronic Condition Special Needs Plan (C-SNP), and 1 Institutional Special Needs Plan (I-SNP) for people living in a long-term care setting. One plan — AARP Medicare Advantage Patriot No Rx UT-MA01 — is offered without drug coverage.

For context, CMS lists 51 Medicare Advantage plans in Utah for 2027 across 8 carriers in total, so UnitedHealthcare is one of several options statewide. The full list is rendered as a table on this page.

Which UnitedHealthcare Utah plans reach the most counties in 2027?

The widest-reaching UnitedHealthcare plan in Utah for 2027, by county count, is UHC Dual Advantage UT-V1 (PPO D-SNP), offered in 29 counties, along with UHC Dual Complete UT-Q1 (PPO D-SNP) and UHC Dual Complete UT-S2 (HMO-POS D-SNP), each also listed in 29 counties.

Several non-SNP plans also reach much of the state. AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) and UHC Complete Care UT-6 (HMO-POS C-SNP) are each offered in 25 counties. AARP Medicare Advantage Essentials from UHC UT-4, AARP Medicare Advantage Extras UT-7, and AARP Medicare Advantage from UHC UT-0003 are each listed in 23 counties. Other plans in the lineup reach fewer counties — for example, AARP Medicare Advantage from UHC UT-0001 and UT-0002 are each offered in 2 counties, and UHC Nursing Home Plan UT-F001 (PPO I-SNP) is offered in 5 counties.

County counts tell you how broadly a plan is listed, not whether it is right for any one person. The table on this page shows every plan with its type, drug coverage status, and county reach.

What is new or not returning from UnitedHealthcare in Utah for 2027?

Nothing is new and nothing is leaving. For 2027, UnitedHealthcare has 0 new Medicare Advantage plans in Utah and 0 plans not returning, based on CMS's year-over-year Landscape files for 2026 and 2027.

Two plans were renamed. UHC Dual Advantage UT-V1 (PPO D-SNP) was previously listed as UHC Dual Complete UT-V001 (PPO D-SNP), and UHC Dual Complete UT-Q1 (PPO D-SNP) was previously UHC Dual Complete UT-S001 (PPO D-SNP). A rename can still mean changes under the hood, so current members should read the Annual Notice of Change that arrives in the fall.

How do I check whether a UnitedHealthcare plan is offered in my Utah county and covers my doctors and drugs for 2027?

To confirm a plan is offered in your Utah county for 2027, use the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. The statewide list on this page shows which counties each plan reaches, but final availability is set at the county level.

For doctors, hospitals and pharmacies, check the plan's own provider directory. For prescriptions, check the plan's formulary (drug list) with your exact medication names, dosages and pharmacy. The Evidence of Coverage document from UnitedHealthcare is the authoritative source for what any specific plan covers and what it costs. We do not list premiums, copays, benefits, networks or star ratings here; those details change each year and are plan-specific.

A few plans in the lineup are limited by eligibility, not just geography. D-SNPs require both Medicare and Medicaid; the C-SNP requires a qualifying chronic condition; and the I-SNP generally requires living in a qualifying long-term care facility.

What should Utah Medicare beneficiaries do before December 7, 2026?

Before December 7, 2026, Utah beneficiaries should review their current coverage against what will be offered for 2027 and make any change they want in time for a January 1, 2027 start date. The Annual Enrollment Period for Medicare Advantage and Part D runs October 15 – December 7, 2026, and this is the window when most people can switch, join or drop a Medicare Advantage plan.

A simple checklist:

• Read the Annual Notice of Change (ANOC) your current plan mailed in September.
• List your doctors, hospitals and pharmacies, and your prescriptions with exact dosages.
• Run your ZIP code and drug list through the Medicare Plan Finder at medicare.gov.
• If you qualify for Medicaid, Extra Help, or a chronic-condition or institutional plan, note that when you compare.

Decisions do not have to be made at the last minute; the date is simply the close of the window.

Where can Utah residents get free Medicare help for 2027?

Utah residents can get free, personalized Medicare help by calling 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week, or by using the Medicare Plan Finder at medicare.gov. Both are run by the federal Medicare program and can confirm which plans are offered in your county for 2027.