Medicare Advantage

Wellcare's 2027 Medicare Advantage plans in Seattle: six leaving, two renamed

SEATTLE — Fall 2026. If you have a Wellcare Medicare Advantage plan in Seattle, your lineup looks different for 2027. In King County, where Seattle sits, Wellcare is offering 2 Medicare Advantage plans for the new plan year, down from 8 in 2026. Six plans are not returning, zero are new, and two are renamed versions of 2026 plans. This article walks through what the carrier is offering, how to read the changes, and how to check any plan against your doctors and prescriptions before the December 7, 2026 deadline.

MyMedicarePlans.org is an independent consumer site and is not Wellcare. We publish this to help you understand the lineup, not to steer you to a plan.

What Medicare Advantage plans does Wellcare offer in Seattle for 2027?

In King County, Wellcare offers 2 Medicare Advantage plans for 2027. Both are HMO-POS plans, both include drug coverage, and both are Dual Eligible Special Needs Plans (D-SNPs). The table below lists every plan by name.

In alphabetical order, the two 2027 plans are:

• Wellcare Coordinated Care Dual Access (HMO-POS D-SNP) — renamed; it was Wellcare Dual Access (HMO-POS D-SNP) in 2026.
• Wellcare Coordinated Care Dual Liberty Sync (HMO D-SNP) — renamed; it was Wellcare Dual Liberty Sync (HMO-POS D-SNP) in 2026.

A D-SNP is a Medicare Advantage plan built for people who qualify for both Medicare and Medicaid. If you are not dual-eligible, you generally would not enroll in these plans. Plan details — premium, cost-sharing, network, drug list, extra benefits and star rating — come from the Medicare Plan Finder at medicare.gov, from 1-800-MEDICARE, or from each plan's Evidence of Coverage and provider and pharmacy directories.

What is new or not returning from Wellcare in King County for 2027?

Six of Wellcare's 2026 plans in King County are not being offered for 2027, and no new plans are being added. The two plans that are continuing are both renamed versions of 2026 plans.

If you are enrolled in a Wellcare plan that is not returning, Wellcare is required to send you a notice. You will also receive an Annual Notice of Change (ANOC) if your plan is continuing under a new name — that document spells out what is changing for 2027, including any changes to the drug list, provider network and cost-sharing. Read it before you decide to stay or switch.

What happens if my Wellcare plan is not returning in 2027?

If your plan is leaving the county, you will not be left without a path. You can pick another Medicare Advantage plan during the Annual Enrollment Period, which runs October 15 through December 7, 2026, for coverage that starts January 1, 2027. You can also return to Original Medicare and, if you want drug coverage, add a stand-alone Part D plan. In many cases, losing a plan triggers a Special Enrollment Period as well; medicare.gov and 1-800-MEDICARE can confirm your specific options.

There are other carriers in the county. For 2027, 10 other companies offer Medicare Advantage in King County, with 59 plans in all. That is the pool you can shop from on the Plan Finder.

How do I check a plan against my doctors and prescriptions before December 7?

Go to medicare.gov and use the Plan Finder. The tool lets you enter your ZIP code, add your prescriptions with doses, and add your preferred pharmacies, then shows each plan's estimated yearly drug cost, formulary tier for each drug, and whether a pharmacy is in network. For doctors and hospitals, use the specific plan's online provider directory or call the plan — networks change each year, and a provider who was in network in 2026 may not be in 2027.

A short checklist that works for any plan:

• Confirm each of your prescriptions is on the plan's 2027 formulary and check the tier.
• Confirm your primary care doctor, specialists and preferred hospital are in network for 2027.
• Confirm your pharmacy is a preferred or standard in-network pharmacy.
• If you use specific extras (dental, vision, hearing, transportation, OTC), read how they work in the Evidence of Coverage.
• If you take high-cost drugs, ask about the Medicare Prescription Payment Plan, which lets you spread drug costs across the year.

What Medicare rules and dates should Seattle residents know for 2027?

The Annual Enrollment Period runs October 15 through December 7, 2026. A change you make in that window takes effect January 1, 2027. If you do nothing, your current plan renews for 2027 if it is being offered, with the changes listed in its ANOC. There is also a Medicare Advantage Open Enrollment Period from January 1 through March 31, 2027, when people already in a Medicare Advantage plan can switch to another MA plan or go back to Original Medicare once.

A few program-level figures to keep in mind:

• Part D out-of-pocket cap: $2,100 in 2026, rising to $2,400 in 2027.
• Part D maximum deductible: $615 in 2026, rising to $700 in 2027.
• Part D national base beneficiary premium for 2027: $41.33 (this is a formula input used across Part D; it is not what any particular plan charges).
• The coverage gap (the old "donut hole") has been eliminated as of 2025; Part D now has three phases.
• IRMAA surcharges for higher-income enrollees begin above $109,000 in income for a single filer in 2026; CMS typically publishes the 2027 Part B premium, deductible and IRMAA brackets later in the fall.