Medicare Part D
Kansas Part D Plans for 2027: 12 Stand-Alone Drug Plans From 6 Insurers
TOPEKA — Kansans who use a stand-alone Medicare prescription drug plan will have 12 plans from 6 insurers to choose from for 2027, the same plan and insurer counts the state saw in 2026, according to the federal Centers for Medicare & Medicaid Services (CMS) Landscape files. One national insurer is entering the Kansas stand-alone market for 2027, and one is leaving.
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Click to call 855-729-3240Key takeaways
- Kansas has 12 stand-alone Part D plans from 6 insurers for 2027, matching the 12 plans from 6 insurers available in 2026.
- The Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026), and no Part D plan may charge a deductible higher than $700.
- Four stand-alone plans in Kansas are available with no monthly premium for people who qualify for full Extra Help in 2027.
- To compare plans by your own medicines and pharmacies, use the Plan Finder at Medicare.gov or call 1-800-MEDICARE before December 7, 2026.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Part D maximum deductible (2026) | $615 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
The Annual Enrollment Period for 2027 coverage runs October 15 through December 7, 2026, and any choice made during that window takes effect January 1, 2027.
How many stand-alone Part D plans are offered in Kansas for 2027, and how does that compare with 2026?
Kansas has 12 stand-alone Medicare prescription drug plans from 6 insurers for 2027, unchanged in total count from 12 plans and 6 insurers in 2026. Stand-alone Part D plans in Kansas are sold on a region-wide basis under the CMS "Kansas" Part D region, so each of the 12 plans is available to any eligible resident in the state.
The lineup is not identical to 2026, though. Blue Cross and Blue Shield of IL, NM, OK, TX is new to the Kansas stand-alone market for 2027. HealthSpring, which offered stand-alone drug plans in Kansas in 2026, is not offering them in 2027. People currently enrolled in a plan that is leaving will receive a notice from their plan and from Medicare explaining their options.
Which insurers offer stand-alone Part D plans in Kansas for 2027?
Six insurers offer stand-alone Part D coverage in Kansas for 2027. In alphabetical order, with the number of stand-alone plans each is offering:
- Aetna Medicare — 1 plan
- Blue Cross and Blue Shield of IL, NM, OK, TX — 1 plan
- Blue Cross and Blue Shield of Kansas — 3 plans
- Humana — 3 plans
- UnitedHealthcare — 2 plans
- Wellcare — 2 plans
This list is not a ranking. Premiums, deductibles, drug lists (formularies), preferred pharmacies and other plan details differ from plan to plan and should be checked plan by plan on the official Medicare Plan Finder.
What do the 2027 Part D out-of-pocket cap and deductible limit mean for Kansas enrollees?
In 2027, the most a Part D enrollee anywhere in Kansas will pay out of pocket for covered prescription drugs is $2,400, up from $2,100 in 2026. Once a person's covered drug spending reaches that amount, the plan pays 100 percent of covered drug costs for the rest of the calendar year.
The second number to know is the deductible limit: no Part D plan may charge a deductible of more than $700 in 2027. Some plans charge less, some charge nothing, and the deductible can apply differently to different drug tiers — those details are set by each plan and listed in its Summary of Benefits.
Medicare also continues to offer the Medicare Prescription Payment Plan, which lets enrollees spread out-of-pocket drug costs across the calendar year in monthly installments rather than paying at the pharmacy counter. Enrollment is through the drug plan; details are at Medicare.gov.
How many Kansas Part D plans can someone with full Extra Help join with no premium in 2027?
Four stand-alone Part D plans in Kansas are available with no monthly premium to people who qualify for full Extra Help in 2027 — the same count as in 2026. These are the plans CMS designates as low-income benchmark plans for the Kansas region.
Extra Help, also called the Part D Low Income Subsidy, lowers premiums, deductibles and copays for people with limited income and resources. Applications are free and can be filed any time of year through the Social Security Administration at ssa.gov or by phone, or through Medicare.gov.
How does stand-alone Part D in Kansas compare with the drug coverage built into Medicare Advantage?
A stand-alone Part D plan in Kansas covers prescription drugs only and is designed to go alongside Original Medicare (Part A and Part B). The 12 plans and 6 insurers described in this article are the stand-alone Part D options available statewide for 2027.
Most Medicare Advantage plans (Part C) include prescription drug coverage inside the medical plan, so a separate Part D plan is usually not needed — and in many cases not allowed — alongside a Medicare Advantage plan with drug coverage. Medicare Advantage plans are counted and offered county by county, not region-wide, and are not part of the stand-alone Part D counts above.
How can Kansans check a plan's drug list and pharmacies before December 7, 2026?
The fastest way is the official Medicare Plan Finder at Medicare.gov, where a Kansas ZIP code and a list of current medications will show which 2027 plans cover those drugs, at which pharmacies, and under what cost-sharing. 1-800-MEDICARE (TTY 1-877-486-2048) is available 24 hours a day, 7 days a week, and can walk through the same comparison by phone.
A short checklist before choosing:
- List every prescription, including dose and frequency.
- Note the pharmacies you prefer, including any mail-order needs.
- On Plan Finder, review each plan's formulary, deductible, cost-sharing tier for your drugs, and whether your pharmacy is in the plan's preferred network.
- Confirm anything important directly with the plan before enrolling.
A choice made during Annual Enrollment 2027 (October 15 – December 7, 2026) takes effect January 1, 2027.
Where can Kansans get free help with Part D for 2027?
Free, unbiased help is available directly from Medicare. Medicare.gov hosts the Plan Finder, enrollment tools, and plain-language explanations of Part D rules, Extra Help, and the Medicare Prescription Payment Plan. 1-800-MEDICARE (TTY 1-877-486-2048) offers live assistance around the clock.
The Social Security Administration (ssa.gov; 1-800-772-1213) handles Extra Help applications and, on October 14, 2026, announced a 3.6 percent cost-of-living adjustment for Social Security benefits payable beginning January 2027. The 2027 Part B standard premium and deductible and the 2027 IRMAA income brackets had not been announced by CMS as of this writing; both are typically released in the fall.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Prescription coverage
How Medicare Part D works in 2026
The old coverage gap (“donut hole”) is eliminated as of 2025 (three phases now). There’s now a hard yearly cap of $2,100 on what you pay out of pocket for covered drugs, and you can spread those costs across the year with the Medicare Prescription Payment Plan.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Try it
How the 2026 Part D drug cap works
Slide to your estimated yearly prescription costs and see how the $2,100 out-of-pocket cap protects you. This illustrates the standard Part D benefit; your plan may structure costs differently.
Once your out-of-pocket spending on covered drugs reaches $2,100, you pay nothing more for the rest of 2026. Confirm details at Medicare.gov.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Good to know
Frequently asked questions
How many stand-alone Part D plans are available in Kansas for 2027?
When is Medicare Open Enrollment for 2027 coverage?
What is the Part D out-of-pocket cap in 2027?
Where can I compare the Kansas plans by my own prescriptions?
- CMS — Medicare Part D program rules (medicare.gov)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Landscape Source File: the 2027 and 2026 stand-alone Part D plan and insurer counts for Kansas, the insurer-level plan counts, the new entrant and exiting insurer, and the number of low-income benchmark plans.
- CMS — Medicare Part D program rules (medicare.gov): the 2027 Part D out-of-pocket cap of $2,400, the 2027 maximum deductible of $700, and the 2027 base beneficiary premium of $41.33.
- CMS — Medicare enrollment periods (medicare.gov): the Annual Enrollment Period dates of October 15 – December 7, 2026, with coverage effective January 1, 2027.
- Social Security Administration: the October 14, 2026 announcement of a 3.6 percent cost-of-living adjustment for benefits payable beginning January 2027.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.