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HomeMedicare Part DTopicsHow Part D works

How Part D works: Medicare Part D guides by city

12 guides across 10 states, each written for its own area, on how Part D works in 2026: deductible, the cap, and the three phases.

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2027 DRUG LIST ALERT

Will your prescriptions still be covered in 2027?

Part D plans rewrite their drug lists every year — tiers move, pharmacies change, drugs drop off. One call checks your exact medications against the 2027 plans in your area.

  • Every prescription checked, name by name
  • Your pharmacy checked for preferred pricing

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12 guides · 10 states

Every guide below is a local Medicare Part D article on how Part D works. The program rules are the same everywhere; what differs is the plan landscape in each county, which is why each guide is written for one place. Pick your state, then your city.

How Part D works: guides by state

Connecticut

Florida

Kentucky

Massachusetts

New Jersey

North Carolina

Pennsylvania

Texas

Utah

Washington

More Medicare Part D topics

The Part D drug cap (548)IRMAA income surcharges (286)Extra Help for drug costs (127)Drug list changes and the ANOC (55)Part D vs. Medicare Advantage drug coverage (29)Pharmacy networks (22)The Prescription Payment Plan (19)Medigap basics (15)Plan availability by area (15)Annual Enrollment Period (14)Turning 65 and enrolling (14)Creditable drug coverage (13)Late-enrollment penalties (13)Medicare while still working (11)Medigap vs. Medicare Advantage (10)Free local Medicare help (10)Medicare Advantage Open Enrollment (8)Medicare scams (7)Reviewing Part D for 2027 (5)Star Ratings (4)
Sources & further reading

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Part D drug lists change for 2027 — check your prescriptionsCall