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Switching Medigap plans: Medicare Supplement guides by city

30 guides across 16 states, each written for its own area, on when you can switch Medigap policies: medical underwriting, federal guaranteed-issue rights, and the state rules (birthday, anniversary, continuous open enrollment) that some states add.

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30 guides · 16 states

Every guide below is a local Medicare Supplement article on switching Medigap plans. The program rules are the same everywhere; what differs is the plan landscape in each county, which is why each guide is written for one place. Pick your state, then your city.

Switching Medigap plans: guides by state

Alabama

Arizona

California

Colorado

Florida

Hawaii

Indiana

Louisiana

Massachusetts

Missouri

New Jersey

North Carolina

Ohio

Oklahoma

South Carolina

South Dakota

More Medicare Supplement topics

Medigap basics (397)What's changing for Medigap by city (150)Medigap options by city (150)Medigap insurers by city (150)How Medigap premiums are priced (38)Medigap Open Enrollment (30)The Part D drug cap (24)Medigap plan letters compared (24)Medigap and Part D together (21)Plan availability by area (12)IRMAA income surcharges (11)Late-enrollment penalties (10)Medicare while still working (9)Turning 65 and enrolling (9)Medigap vs. Medicare Advantage (8)Annual Enrollment Period (8)Free local Medicare help (8)Extra Help for drug costs (7)Medigap during Annual Enrollment (3)Medicare Advantage Open Enrollment (3)
Sources & further reading

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

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