Medicare Advantage
Blue Cross Blue Shield of Arizona's Chandler Medicare Advantage plans for 2027, plan by plan
CHANDLER, Ariz. — Fall 2026. If you have a Blue Cross Blue Shield of Arizona Medicare Advantage plan in Chandler, or you are weighing one for next year, the 2027 lineup is now set. The carrier is offering four Medicare Advantage plans in Maricopa County for 2027, including one new plan and one Dual Eligible Special Needs Plan (D-SNP). None of its current plans are leaving the county. You have until December 7, 2026 to make a change for coverage that starts January 1, 2027.
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Key takeaways
- Blue Cross Blue Shield of Arizona is offering 4 Medicare Advantage plans in Maricopa County for 2027, all HMOs, all with drug coverage.
- One plan is new for 2027 (Blue Best Life Select), and none of the carrier's current plans are being discontinued in the county.
- Chandler residents also have plans from 15 other carriers in Maricopa County — 92 Medicare Advantage plans in all for 2027.
- The deadline to switch, join or drop a Medicare Advantage plan for 2027 coverage is December 7, 2026; if you do nothing, your current plan renews with the changes listed in its Annual Notice of Change.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Maricopa County (2026) | 88 | CMS |
| Medicare Advantage plans offered in Maricopa County (2027) | 92 | CMS |
| Plans not returning for 2027 / new for 2027 | 13 / 17 | CMS |
| Organizations offering Medicare Advantage in Maricopa County (2026) | 16 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Maricopa County | 52% | CMS |
| Residents age 65 and older, Maricopa County | 742,814 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news site. We are not Blue Cross Blue Shield of Arizona, and we do not sell plans. The numbers below come from the CMS Medicare Advantage Landscape files for plan years 2026 and 2027.
What Medicare Advantage plans does Blue Cross Blue Shield of Arizona offer in Chandler for 2027?
Blue Cross Blue Shield of Arizona is offering four Medicare Advantage plans in Maricopa County — the county Chandler is in — for 2027. All four are HMOs, and all four include prescription drug coverage.
In alphabetical order, the 2027 plans are:
- Blue Best Life Classic (HMO) — HMO, with drug coverage
- Blue Best Life Plus (HMO) — HMO, with drug coverage
- Blue Best Life Select (HMO) — HMO, with drug coverage; new for 2027
- Health Choice Pathway (HMO D-SNP) — HMO D-SNP, with drug coverage
The table on this page lists each plan in full. We are not attaching premiums, copays, networks or star ratings to any plan here — those details belong on the Medicare Plan Finder and in each plan's own documents.
What is new or not returning from Blue Cross Blue Shield of Arizona in Maricopa County for 2027?
One plan is new for 2027: Blue Best Life Select (HMO). No Blue Cross Blue Shield of Arizona plans are being discontinued in Maricopa County for 2027, and none have been renamed.
Even when a plan returns under the same name, the details can change year to year. Each returning member should get an Annual Notice of Change (ANOC) from the plan by late September. That document is the official source for what is different about your plan in 2027 — copays, drug tiers, extra benefits, provider network and the pharmacies in-network.
Does Blue Cross Blue Shield of Arizona offer a Special Needs Plan in Chandler?
Yes. For 2027, Blue Cross Blue Shield of Arizona offers one Dual Eligible Special Needs Plan (D-SNP) in Maricopa County — Health Choice Pathway (HMO D-SNP). It has no Chronic Condition (C-SNP) or Institutional (I-SNP) plans in the county for 2027.
D-SNPs are built for people who have both Medicare and Medicaid. To enroll, you generally need to show you qualify for Medicaid in Arizona. If you are not sure whether you qualify, 1-800-MEDICARE or Arizona's Medicaid agency (AHCCCS) can help you check.
How many other Medicare Advantage carriers serve Chandler in 2027?
Blue Cross Blue Shield of Arizona is one of 16 carriers offering Medicare Advantage plans in Maricopa County for 2027. Across all carriers, there are 92 Medicare Advantage plans available in the county next year.
That is a lot to sort through. Narrowing by plan type (HMO or PPO), by whether drug coverage is included, and by whether your doctors and prescriptions are covered is usually the fastest way to a short list.
How do I check a Blue Cross Blue Shield of Arizona plan against my doctors and drugs before December 7?
Use the Medicare Plan Finder at medicare.gov. It is the official tool and the only place that pulls each plan's current formulary (drug list) and provider directory together with your own ZIP code and prescriptions.
Step by step:
1. Go to medicare.gov/plan-compare and enter your Chandler ZIP code. 2. Add your prescriptions exactly as you take them (dose and frequency), and your preferred pharmacies. 3. Filter to Medicare Advantage plans and look up the Blue Cross Blue Shield of Arizona plan name you are considering. 4. On the plan's page, check the drug coverage detail and open the provider directory to confirm your doctors and hospitals are in-network for 2027. 5. If anything is unclear, call 1-800-MEDICARE (24/7) or the plan's member services number listed on medicare.gov.
Your Annual Notice of Change and Evidence of Coverage are the official plan documents. Confirm anything that matters to you — a specific drug, a specialist, a hospital system — against those documents before you enroll.
What else should Chandler readers know about 2027?
A few program-wide numbers are already set for 2027:
- The Part D out-of-pocket cap rises to $2,400 in 2027 (it is $2,100 in 2026).
- The Part D maximum deductible rises to $700 in 2027 (it is $615 in 2026).
- The Part D national base beneficiary premium is $41.33 for 2027. That figure is a formula input Medicare uses; it is not the premium any specific plan charges.
A few numbers are not yet set. CMS has not announced the 2027 Part B standard premium and deductible, or the 2027 IRMAA income brackets. Those are typically released in the fall, usually in November. We will update our coverage when they are published.
The Annual Enrollment Period runs October 15 through December 7, 2026, and any change takes effect January 1, 2027. If you do nothing, your current plan renews — with whatever changes its ANOC describes.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Maricopa County
(MA penetration in Maricopa County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Blue Cross Blue Shield of Arizona Medicare Advantage plans in Maricopa County for 2027
CMS lists 4 Blue Cross Blue Shield of Arizona Medicare Advantage plans in Maricopa County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona 4 plans | |||
| Blue Best Life Classic (HMO) | HMO | Yes | Returning |
| Blue Best Life Plus (HMO) | HMO | Yes | Returning |
| Blue Best Life Select (HMO) | HMO | Yes | New |
| Health Choice Pathway (HMO D-SNP) | HMO D-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Blue Cross Blue Shield of Arizona Medicare Advantage plans in Maricopa County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything if I like my current Blue Cross Blue Shield of Arizona plan?
How do I know if my doctor or hospital is in a plan's network for 2027?
What is a D-SNP, and who can enroll in Health Choice Pathway?
What if I enroll and change my mind?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Chandler
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source File (plan year 2027): Blue Cross Blue Shield of Arizona's 2027 plan list for Maricopa County, plan types, Special Needs Plan status, drug coverage, and the county-wide carrier and plan counts.
- CMS Medicare Advantage Landscape Source File (plan year 2026): year-over-year comparison to identify new, returning and non-returning plans.
- Medicare.gov: Annual Enrollment dates, Plan Finder guidance, and 1-800-MEDICARE contact.
- CMS: confirmed 2027 Part D out-of-pocket cap, maximum deductible, and national base beneficiary premium; 2026 program figures used for comparison.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
- No invented figures. Program-level numbers come from CMS / Medicare.gov; we never use placeholder data.
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This page was last updated: October 2026.