Medicare Advantage
Humana's Medicare Advantage plans in Chandler for 2027: one new, three renamed
CHANDLER, Ariz. — Fall 2026. Humana's Medicare Advantage lineup for Chandler residents shifts a little for 2027: the carrier will offer 15 plans in Maricopa County next year, add one new plan, drop none, and rename three. If you are already in a Humana plan here, your Annual Notice of Change (ANOC) spells out exactly what is different about your plan for January 1, 2027.
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Key takeaways
- Humana will offer 15 Medicare Advantage plans in Maricopa County for 2027: 5 HMOs and 10 PPOs, with 13 including Part D drug coverage and 2 Chronic Special Needs Plans (C-SNPs).
- One Humana plan is new for 2027 (Humana Value Choice), three are renamed versions of 2026 plans, and no Humana plans are leaving the county.
- If you do nothing by December 7, 2026, your current plan renews for 2027 with any changes described in its ANOC; nothing is automatically canceled.
- Check your doctors and prescriptions against any 2027 plan on medicare.gov's Plan Finder or by calling 1-800-MEDICARE before you decide.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Maricopa County (2026) | 88 | CMS |
| Medicare Advantage plans offered in Maricopa County (2027) | 92 | CMS |
| Plans not returning for 2027 / new for 2027 | 13 / 17 | CMS |
| Organizations offering Medicare Advantage in Maricopa County (2026) | 16 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Maricopa County | 52% | CMS |
| Residents age 65 and older, Maricopa County | 742,814 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news site — we are not Humana, and we are not Medicare. We publish what CMS publishes. Humana is one of 16 carriers offering Medicare Advantage in Maricopa County for 2027 (92 plans in total across all carriers), and the roster below is just this one carrier's slice of that market.
Which Humana Medicare Advantage plans are offered in Chandler for 2027?
Chandler is in Maricopa County, where Humana will offer 15 Medicare Advantage plans for the 2027 plan year — 5 HMOs and 10 PPOs. Of those, 13 include Part D prescription drug coverage and 2 are Chronic Special Needs Plans for people with diabetes and heart conditions.
The table below lists every Humana plan available in the county for 2027, by type and whether it includes drug coverage. The names come straight from the CMS Medicare Advantage Landscape Source File for the 2027 plan year.
What is new or renamed in Humana's 2027 lineup for Maricopa County?
One Humana plan is new for 2027 — Humana Value Choice (PPO), a PPO with drug coverage — and three plans carry new names but are continuations of 2026 plans. No Humana plan in Maricopa County is leaving for 2027.
The three renamed plans are:
- Humana Essentials Plus Giveback (PPO) — previously Humana Essentials Plus Giveback H5216-435 (PPO).
- Humana Essentials Plus Giveback (PPO) — previously HumanaChoice Giveback H7617-051 (PPO).
- Humana Total Complete (HMO) — previously Humana Gold Plus H4461-056 (HMO).
A rename is not just a cosmetic change. Benefits, cost-sharing, pharmacy networks and provider networks can shift from one plan year to the next, so the specifics live in each plan's Annual Notice of Change and 2027 Evidence of Coverage. If you are currently in one of these plans, read the ANOC Humana mailed to you by late September 2026.
What are the Humana Special Needs Plans available in Chandler for 2027?
Humana will offer 2 Chronic Special Needs Plans (C-SNPs) in Maricopa County for 2027, both named Humana Gold Plus - Diabetes and Heart (HMO C-SNP). C-SNPs are a type of Medicare Advantage plan built around a qualifying chronic condition — in this case, diabetes and certain heart conditions.
Humana does not offer a Dual-Eligible SNP (D-SNP) or an Institutional SNP (I-SNP) in the county for 2027. To enroll in a C-SNP you have to meet the clinical eligibility rules, which a doctor confirms.
How do I check whether my doctors and prescriptions are covered before December 7?
Use the Medicare Plan Finder at medicare.gov, or call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Both let you type in your prescriptions and compare any 2027 plan's drug list and estimated costs for your specific medications.
A workable order of operations: 1. Pull out your ANOC — it tells you what is changing in your current plan for 2027. 2. List your prescriptions (name, dose, how often) and your regular doctors and preferred hospital. 3. On medicare.gov, enter your ZIP code and drugs, then open any plan you are considering to see its 2027 formulary and provider directory. 4. Call the plan directly to confirm a specific doctor or facility is in the 2027 network — directories are updated continuously.
Formularies and networks for 2027 are not final until the plan year starts, but what medicare.gov shows during Annual Enrollment is what CMS has approved for January 1.
What are the 2027 Medicare dates and figures I should know?
Annual Enrollment for 2027 coverage runs October 15 through December 7, 2026. A change made in that window takes effect January 1, 2027. If you take no action, your current plan renews for 2027 (as described in the ANOC) as long as it is still offered.
Confirmed 2027 figures from CMS:
- Part D out-of-pocket cap: $2,400 in 2027 (up from $2,100 in 2026).
- Part D maximum deductible: $700 in 2027 (up from $615 in 2026).
- Part D national base beneficiary premium: $41.33 for 2027 (this is a formula input, not what any plan charges).
Not yet announced: the 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets. CMS typically publishes those in November. After Annual Enrollment ends, Medicare Advantage members have a second window — the Medicare Advantage Open Enrollment Period, January 1 through March 31, 2027 — to make one change.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Maricopa County
(MA penetration in Maricopa County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Humana Medicare Advantage plans in Maricopa County for 2027
CMS lists 15 Humana Medicare Advantage plans in Maricopa County for 2027, alphabetically by carrier. 15 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Humana 15 plans | |||
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | Renamed |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | Renamed |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Humana Gold Plus H0028-028 (HMO) | HMO | Yes | Returning |
| Humana Gold Plus H0028-074 (HMO) | HMO | Yes | Returning |
| Humana Total Complete (HMO) | HMO | Yes | Renamed |
| Humana USAA Honor Giveback (PPO) | PPO | No | Returning |
| Humana Value Choice (PPO) | PPO | Yes | New |
| HumanaChoice Giveback H5216-371 (PPO) | PPO | Yes | Returning |
| HumanaChoice H5216-034 (PPO) | PPO | Yes | Returning |
| HumanaChoice H5216-224 (PPO) | PPO | Yes | Returning |
| HumanaChoice H5216-265 (PPO) | PPO | Yes | Returning |
| HumanaChoice R7220-001 (Regional PPO) | PPO | No | Returning |
| HumanaChoice R7220-002 (Regional PPO) | PPO | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans in Maricopa County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
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When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything if I like my current Humana plan?
My Humana plan was renamed for 2027 — is it the same plan?
Is Humana the only Medicare Advantage carrier in Chandler?
How do I compare Humana plans against other carriers for 2027?
Watch
The Medicare Advantage changes for 2027 in Arizona, in 28 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Chandler
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files, plan years 2026 and 2027: Humana's plan list, plan types, SNP designations, drug-coverage flags, and year-over-year changes in Maricopa County.
- CMS — 2027 Part D parameters: the out-of-pocket cap, maximum deductible and national base beneficiary premium.
- Medicare.gov — Annual Enrollment Period dates, Medicare Advantage Open Enrollment dates, and the Plan Finder tool.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.