Medicare Advantage

Arizona Medicare Advantage Plans for Chronic Conditions in 2027: 42 C-SNPs

PHOENIX — Arizonans living with a long-term health condition will have a defined slice of the Medicare Advantage market to consider for 2027. According to the CMS Medicare Advantage Landscape Source Files for CY2027, 42 of the 148 Medicare Advantage plans available statewide are Chronic Condition Special Needs Plans, or C-SNPs. That is alongside 11 Dual-Eligible Special Needs Plans (D-SNPs) and 5 Institutional Special Needs Plans (I-SNPs). The Annual Enrollment Period runs October 15 through December 7, 2026, and a choice made during that window takes effect January 1, 2027.

Chronic-condition plansArizona

What a C-SNP is and who qualifies

A Chronic Condition Special Needs Plan is a type of Medicare Advantage plan that limits enrollment to people living with a specific severe or disabling chronic condition defined by Medicare. Examples that Medicare recognizes include diabetes, chronic heart failure, cardiovascular disorders, chronic lung disorders, and end-stage renal disease, among others. To enroll, a provider must verify that you have the qualifying condition the plan is designed to serve. If the condition cannot be verified within the plan's grace period, enrollment will not continue.

Because these plans are built around a specific condition, each one focuses its care coordination, provider access, and drug coverage design around the needs of that group. All 42 C-SNPs listed in Arizona for 2027 include prescription drug coverage.

The statewide count and the carriers offering them

For 2027, 11 carriers offer C-SNPs somewhere in Arizona. In alphabetical order by carrier, they are: Aetna (CVS Health) with 2 plans, Alignment Health Plan with 3, Centene (WellCare) with 1, Devoted Health with 15, Elevance Health (Anthem) with 5, Gold Kidney Health Plan with 6, HealthSpring with 1, Humana with 2, SCAN Health Plan with 3, UnitedHealthcare with 3, and Verda Health Plan of Arizona with 1. Those numbers add to the statewide total of 42.

The full plan names, plan types, and county counts are shown in the tables on this page. Readers comparing options can scan the tables rather than rely on a prose list.

Several plans are new for 2027, including the two Aetna Medicare Chronic Care (HMO C-SNP) entries, multiple Devoted Health C-SNPs (such as DEVOTED C-SNP ENHANCED 092 AZ, 096 AZ, and 100 AZ; DEVOTED C-SNP GIVEBACK EXTRAS 102 AZ, 103 AZ, and 104 AZ; and DEVOTED C-SNP PLUS 093 AZ, 097 AZ, and 101 AZ), Gold Dialysis Premier (HMO-POS C-SNP), SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP), and SCAN Walmart Medicare Complete (HMO C-SNP). A few Alignment Health Plan and Devoted Health plans were renamed from the prior year; the Landscape files list both the old and new names so returning members can match them.

The conditions named in plan names

Medicare's rules require a C-SNP to serve a specific qualifying condition, but not every plan spells that condition out in its name. Where the plan name itself identifies the condition, Arizona's 2027 lineup includes names pointing to heart and diabetes care, lung care, and kidney or dialysis care. Examples drawn directly from the plan names:

• Heart and diabetes: Alignment Health Heart & Diabetes 003 (HMO C-SNP), Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP), Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP), Gold Heart & Diabetes (HMO-POS C-SNP), and Humana Gold Plus - Diabetes and Heart (HMO C-SNP).
• Lung: Wellpoint Lung Care (HMO-POS C-SNP) and Wellpoint Lung Care 2 (HMO-POS C-SNP).
• Kidney or dialysis: Wellpoint I CareMore Kidney Care (HMO-POS C-SNP), Gold Dialysis & Kidney (HMO-POS C-SNP), Gold Dialysis & Kidney Complete (HMO-POS C-SNP), Gold Dialysis Premier (HMO-POS C-SNP), and SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP).

Other C-SNPs in the state use general names like "Chronic Care," "Achieve," "Balance," "Specialty Simple," "Complete Care," or carrier-specific labels. For those, the qualifying condition is not stated in the name itself, and you should check the plan materials or Medicare.gov to see which chronic condition the plan is approved to serve.

The Special Enrollment Period for people with a qualifying condition

People who develop or are newly diagnosed with a qualifying chronic condition generally have a Special Enrollment Period to join a C-SNP that serves that condition, separate from the fall Annual Enrollment Period. Enrollment is tied to the plan verifying the condition with your provider. If you are already in a C-SNP and lose eligibility for the condition the plan serves, Medicare provides a limited window to switch to another Medicare Advantage plan or return to Original Medicare. The specific rules for enrollment periods are published by CMS at Medicare.gov.

Checking a plan in your county

A plan listed in the statewide count is not necessarily sold in your county. For example, DEVOTED C-SNP PLUS 027 AZ (HMO C-SNP) is offered in 7 counties, UHC Complete Care Support AZ-1A (PPO C-SNP) in 6 counties, and Wellcare Specialty Simple (HMO C-SNP) in 3 counties, while several others are offered in only 1 or 2 counties. The way to confirm what is actually available at your address is the Medicare Plan Finder at Medicare.gov, which filters by ZIP code and county. Plan details — premiums, deductibles, copays, covered drugs, provider networks, and star ratings — come from the Plan Finder, 1-800-MEDICARE, or the plan's own Evidence of Coverage and provider and pharmacy directories.

Free help

You can compare plans and enroll at no cost through Medicare.gov, which is the official Medicare website, or by calling 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week. Both resources are free, and both can help you confirm whether a specific Arizona C-SNP is available in your county, which chronic conditions it serves, and how to document eligibility with your provider.