Medicare Advantage
Compare 148 Arizona Medicare Advantage Plans for 2027 From 16 Carriers
PHOENIX — Arizonans with Medicare have a defined window to look at their 2027 coverage: the Annual Enrollment Period runs October 15 through December 7, 2026, and any choice made during that window takes effect January 1, 2027. According to the CMS Medicare Advantage Landscape Source File for CY2027, Arizona residents will have 148 Medicare Advantage plans to compare statewide, offered by 16 carriers. Availability is set county by county, so a plan listed statewide may or may not be offered where you live.
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Key takeaways
- Arizona has 148 Medicare Advantage plans for 2027 from 16 carriers, and all 148 include drug coverage.
- 36 plans are new for 2027 and 21 plans from 2026 are not returning, so it is worth re-checking your plan even if you are satisfied.
- Plans are offered county by county; use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE to see what is actually offered where you live.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and the plan you pick takes effect January 1, 2027.
This explainer walks through what the 2027 landscape looks like across the state, how to compare the plans available in your own ZIP code, and where to get free, unbiased help before December 7.
The statewide numbers for 2027
The CY2027 CMS Landscape file shows 148 Medicare Advantage plans available somewhere in Arizona, offered by 16 carriers. Every one of those 148 plans includes Part D prescription drug coverage.
Year over year, the lineup is shifting. 36 plans are new for 2027, and 21 plans offered in 2026 are not returning. That churn is one reason federal regulators encourage every enrollee to look at their coverage during the Annual Enrollment Period, even if nothing in their own health has changed.
Because each plan is approved for a specific service area, the statewide total of 148 is not the number you will see in any one county. A resident of Maricopa County, Pima County, Yavapai County, or a rural county such as Apache or La Paz will each see a different list in the Plan Finder.
Plan types and Special Needs Plans
Across Arizona for 2027, the 148 plans break down by type as follows:
- HMO: 89
- HMO-POS: 32
- PPO: 27
HMOs generally ask you to use an in-network set of doctors and hospitals; HMO-POS plans add a limited point-of-service option; PPOs typically give more flexibility to go out of network. The specifics live in each plan's Evidence of Coverage, not here.
Arizona also has Special Needs Plans (SNPs) for people who meet certain eligibility rules:
- D-SNP (dual-eligible, for people with both Medicare and Medicaid): 11
- C-SNP (chronic-condition): 42
- I-SNP (institutional): 5
SNPs have their own eligibility requirements, and you have to qualify to enroll.
The carriers offering plans in Arizona for 2027
Sixteen carriers are in the 2027 Arizona market. In alphabetical order they are: Aetna (CVS Health), Alignment Health Plan, Banner Medicare Advantage, Blue Cross Blue Shield of Arizona, Centene (WellCare), Devoted Health, Elevance Health (Anthem), eternalHealth, Gold Kidney Health Plan, HealthSpring, Humana, Mercy Care Advantage, Molina Healthcare of Arizona, SCAN Health Plan, UnitedHealthcare, and Verda Health Plan of Arizona.
Plan counts per carrier vary widely across the state — from a single plan at Molina Healthcare of Arizona up to 36 at Devoted Health — and the full counts, plan types, and SNP figures by carrier are shown in the table on this page. Several carriers also offer D-SNPs, including Banner Medicare Advantage, Blue Cross Blue Shield of Arizona, Centene (WellCare), Mercy Care Advantage, Molina Healthcare of Arizona, and UnitedHealthcare.
A reminder: this is a statewide count. Being on this list does not mean a given carrier sells a plan in your county.
How to compare the plans in your own county
The most reliable way to compare 2027 options for where you actually live is to work through the Medicare Plan Finder at medicare.gov. A step-by-step approach:
1. Start with your ZIP code. On medicare.gov, enter your ZIP in the Plan Finder. The tool filters the statewide list down to plans offered in your county. 2. List your doctors and hospitals. Write down the providers and facilities you want to keep. Then check each plan's online provider directory, or call the plan, to confirm they are in network for 2027. Networks can change year to year. 3. List your prescriptions. Enter each drug, dose, and frequency into the Plan Finder. The tool compares how each plan's formulary (drug list) handles your specific medications. 4. Check your pharmacies. Add the pharmacies you actually use. Plans treat preferred and standard pharmacies differently, so the same drug can look different depending on where you fill it. 5. Read your Annual Notice of Change (ANOC). If you are already in a Medicare Advantage plan, your carrier mailed you an ANOC in September describing what is changing for 2027. Compare the 2026 and 2027 columns line by line. 6. Confirm in the Evidence of Coverage. Before you enroll, skim the plan's Evidence of Coverage for 2027 to confirm the rules that matter to you.
Doing those six steps for two or three plans is usually more useful than skimming all of them.
What to do before December 7
The Annual Enrollment Period closes December 7, 2026. By that date, aim to:
- Confirm whether your current plan is returning for 2027 (remember, 21 Arizona plans are not).
- Decide whether you want to stay, switch to a different Medicare Advantage plan, or move between Medicare Advantage and Original Medicare with a stand-alone Part D plan.
- Make the actual enrollment through medicare.gov, by calling 1-800-MEDICARE, or directly with the plan.
If you take no action and your current plan is renewing, you will generally stay in it for 2027 with its 2027 terms.
Free help
You do not have to figure this out alone, and you do not have to pay anyone to help you compare plans.
- medicare.gov — the official Plan Finder, enrollment tool, and plan documents.
- 1-800-MEDICARE (1-800-633-4227) — available 24 hours a day, 7 days a week, including TTY service.
Both are run by the federal Medicare program and can walk you through what is offered in your county, how to read an ANOC, and how to enroll before December 7.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Arizona for 2027
- Aetna (CVS Health) 8 plans: HMO, PPO
- Alignment Health Plan 7 plans: HMO
- Banner Medicare Advantage 3 plans: HMO
- Blue Cross Blue Shield of Arizona 6 plans: HMO
- Centene (WellCare) 5 plans: HMO
- Devoted Health 36 plans: HMO, PPO
- Elevance Health (Anthem) 11 plans: HMO, HMO-POS
- eternalHealth 4 plans: HMO, HMO-POS
- Gold Kidney Health Plan 6 plans: HMO-POS
- HealthSpring 5 plans: HMO, PPO
- Humana 22 plans: HMO, PPO
- Mercy Care Advantage 3 plans: HMO
- Molina Healthcare of Arizona 1 plan: HMO
- SCAN Health Plan 8 plans: HMO, HMO-POS
- UnitedHealthcare 21 plans: HMO-POS, PPO
- Verda Health Plan of Arizona 2 plans: HMO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in Arizona for 2027
CMS lists 148 Medicare Advantage plans across Arizona for 2027 from 16 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 8 plans | |||
| Aetna Medicare Eagle (PPO) | PPO | Yes | 3 |
| Aetna Medicare Signature (HMO) | HMO | Yes | 3 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 3 |
| Aetna Medicare Value Care (PPO) | PPO | Yes | 3 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Aetna Medicare Prime (HMO) | HMO | Yes | 1 |
| Aetna Medicare Prime (HMO) | HMO | Yes | 1 |
| Alignment Health Plan 7 plans | |||
| Alignment Health Heart & Diabetes 003 (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Alignment Health Heart & Diabetes Plus 006 (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Alignment Health Heart & Diabetes Plus 007 (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Alignment Health Smart 005 (HMO) | HMO | Yes | 3 |
| Alignment Health ONE + Walgreens 002 (HMO) | HMO | Yes | 2 |
| Alignment Health ONE + Walgreens 001 (HMO) | HMO | Yes | 1 |
| Alignment Health ONE 008 (HMO) | HMO | Yes | 1 |
| Banner Medicare Advantage 3 plans | |||
| Banner Medicare Advantage Dual (HMO D-SNP) | HMO D-SNP | Yes | 10 |
| Banner Medicare Advantage Dual (HMO D-SNP) | HMO D-SNP | Yes | 10 |
| Banner Medicare Advantage Prime (HMO) | HMO | Yes | 1 |
| Blue Cross Blue Shield of Arizona 6 plans | |||
| Health Choice Pathway (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Blue Best Life Classic (HMO) | HMO | Yes | 2 |
| Blue Best Life Plus (HMO) | HMO | Yes | 2 |
| Blue Best Life Select (HMO) | HMO | Yes | 2 |
| Blue Best Life Classic (HMO) | HMO | Yes | 1 |
| Blue Best Life Select (HMO) | HMO | Yes | 1 |
| Centene (WellCare) 5 plans | |||
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) | HMO D-SNP | Yes | 8 |
| Wellcare Arizona Complete Health Dual Liberty Sync (HMO D-SNP) | HMO D-SNP | Yes | 7 |
| Wellcare Simple (HMO) | HMO | Yes | 4 |
| Wellcare Simple (HMO) | HMO | Yes | 3 |
| Wellcare Specialty Simple (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Devoted Health 36 plans | |||
| DEVOTED CHOICE MA ONLY 005 AZ (PPO) | PPO | Yes | 10 |
| DEVOTED C-SNP PLUS 027 AZ (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| DEVOTED CHOICE 002 AZ (PPO) | PPO | Yes | 7 |
| DEVOTED CHOICE GIVEBACK 006 AZ (PPO) | PPO | Yes | 7 |
| DEVOTED CORE 007 AZ (HMO) | HMO | Yes | 7 |
| DEVOTED C-SNP ENHANCED 100 AZ (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| DEVOTED C-SNP GIVEBACK EXTRAS 103 AZ (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| DEVOTED C-SNP PLUS 101 AZ (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| DEVOTED CORE 098 AZ (HMO) | HMO | Yes | 6 |
| DEVOTED GIVEBACK 099 AZ (HMO) | HMO | Yes | 6 |
| DEVOTED GIVEBACK EXTRAS 106 AZ (HMO) | HMO | Yes | 6 |
| DEVOTED CORE 021 AZ (HMO) | HMO | Yes | 3 |
| DEVOTED C-SNP 011 AZ (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| DEVOTED C-SNP ENHANCED 014 AZ (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| DEVOTED C-SNP ENHANCED 092 AZ (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| DEVOTED C-SNP GIVEBACK EXTRAS 104 AZ (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| DEVOTED C-SNP PLUS 022 AZ (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| DEVOTED C-SNP PLUS 093 AZ (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| DEVOTED CHOICE 001 AZ (PPO) | PPO | Yes | 2 |
| DEVOTED CORE 001 AZ (HMO) | HMO | Yes | 2 |
| DEVOTED CORE 020 AZ (HMO) | HMO | Yes | 2 |
| DEVOTED CORE 090 AZ (HMO) | HMO | Yes | 2 |
| DEVOTED GIVEBACK 019 AZ (HMO) | HMO | Yes | 2 |
| DEVOTED GIVEBACK 091 AZ (HMO) | HMO | Yes | 2 |
| DEVOTED GIVEBACK EXTRAS 105 AZ (HMO) | HMO | Yes | 2 |
| DEVOTED MA ONLY 005 AZ (HMO) | HMO | Yes | 2 |
| DEVOTED C-SNP 023 AZ (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP ENHANCED 096 AZ (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP GIVEBACK EXTRAS 102 AZ (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP PLUS 025 AZ (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP PLUS 097 AZ (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED CHOICE 003 AZ (PPO) | PPO | Yes | 1 |
| DEVOTED CORE 094 AZ (HMO) | HMO | Yes | 1 |
| DEVOTED GIVEBACK 013 AZ (HMO) | HMO | Yes | 1 |
| DEVOTED GIVEBACK 095 AZ (HMO) | HMO | Yes | 1 |
| DEVOTED GIVEBACK EXTRAS 107 AZ (HMO) | HMO | Yes | 1 |
| Elevance Health (Anthem) 11 plans | |||
| Wellpoint Medicare Advantage (HMO-POS) | HMO-POS | Yes | 3 |
| Wellpoint Chronic Care (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| Wellpoint I CareMore Home Care (HMO I-SNP) | HMO I-SNP | Yes | 2 |
| Wellpoint I CareMore Home Care 2 (HMO I-SNP) | HMO I-SNP | Yes | 2 |
| Wellpoint Lung Care (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| Wellpoint Chronic Care 2 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| Wellpoint I CareMore Kidney Care (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| Wellpoint Lung Care 2 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| Wellpoint Medicare Advantage 1 (HMO-POS) | HMO-POS | Yes | 1 |
| Wellpoint Medicare Advantage 2 (HMO-POS) | HMO-POS | Yes | 1 |
| Wellpoint Premium Savings (HMO-POS) | HMO | Yes | 1 |
| eternalHealth 4 plans | |||
| eternalHealth Horizon (HMO) | HMO | Yes | 4 |
| eternalHealth Valor Give Back (HMO-POS) | HMO-POS | Yes | 4 |
| eternalHealth Harmony (HMO) | HMO | Yes | 3 |
| eternalHealth Catalina (HMO) | HMO | Yes | 1 |
| Gold Kidney Health Plan 6 plans | |||
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 5 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 4 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 4 |
| Gold Heart & Diabetes (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 4 |
| Gold Heart & Diabetes (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 4 |
| Gold Dialysis Premier (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| HealthSpring 5 plans | |||
| HealthSpring Achieve (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| HealthSpring Preferred (HMO) | HMO | Yes | 3 |
| HealthSpring Preferred Extra Savings (HMO) | HMO | Yes | 3 |
| HealthSpring Preferred Savings (HMO) | HMO | Yes | 3 |
| HealthSpring True Choice (PPO) | PPO | Yes | 3 |
| Humana 22 plans | |||
| Humana USAA Honor Giveback (PPO) | PPO | Yes | 15 |
| HumanaChoice R7220-001 (Regional PPO) | PPO | Yes | 15 |
| HumanaChoice R7220-002 (Regional PPO) | PPO | Yes | 15 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 12 |
| HumanaChoice H5216-224 (PPO) | PPO | Yes | 12 |
| HumanaChoice H5216-034 (PPO) | PPO | Yes | 5 |
| HumanaChoice H5216-263 (PPO) | PPO | Yes | 4 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 3 |
| Humana Gold Plus H0028-028 (HMO) | HMO | Yes | 3 |
| Humana Value Choice (PPO) | PPO | Yes | 3 |
| HumanaChoice Giveback H5216-371 (PPO) | PPO | Yes | 3 |
| HumanaChoice H5216-265 (PPO) | PPO | Yes | 3 |
| Humana Gold Plus H0028-021 (HMO) | HMO | Yes | 2 |
| Humana Gold Plus H0028-074 (HMO) | HMO | Yes | 2 |
| Humana Gold Plus H2463-001 (HMO) | HMO | Yes | 2 |
| Humana Total Complete (HMO) | HMO | Yes | 2 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Humana Gold Plus H0028-024 (HMO) | HMO | Yes | 1 |
| Humana Gold Plus H0028-062 (HMO) | HMO | Yes | 1 |
| Humana Gold Plus H0028-074 (HMO) | HMO | Yes | 1 |
| Humana Total Complete (HMO) | HMO | Yes | 1 |
| Mercy Care Advantage 3 plans | |||
| Mercy Care Advantage (HMO D-SNP) | HMO D-SNP | Yes | 15 |
| Mercy Care Advantage (HMO D-SNP) | HMO D-SNP | Yes | 4 |
| Mercy Care Advantage (HMO D-SNP) | HMO D-SNP | Yes | 3 |
| Molina Healthcare of Arizona 1 plan | |||
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | 3 |
| SCAN Health Plan 8 plans | |||
| SCAN Balance (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| SCAN Classic (HMO) | HMO | Yes | 3 |
| SCAN MyChoice (HMO) | HMO | Yes | 3 |
| SCAN Walmart Medicare Advantage (HMO) | HMO | Yes | 3 |
| SCAN Walmart Medicare Complete (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| SCAN DaVita Dialysis Care Complete (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| SCAN Embrace (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | 2 |
| SCAN Embrace Together (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | 2 |
| UnitedHealthcare 21 plans | |||
| UHC Dual Complete AZ-S001 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 15 |
| UHC Dual Complete AZ-YL (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 15 |
| AARP Medicare Advantage Patriot No Rx AZ-MA01 (PPO) | PPO | Yes | 13 |
| AARP Medicare Advantage from UHC AZ-0008 (PPO) | PPO | Yes | 12 |
| AARP Medicare Advantage from UHC AZ-0010 (PPO) | PPO | Yes | 12 |
| UHC Complete Care Support AZ-1A (PPO C-SNP) | PPO C-SNP | Yes | 6 |
| AARP Medicare Advantage from UHC AZ-0013 (HMO-POS) | HMO-POS | Yes | 3 |
| UHC Nursing Home Plan AZ-F001 (PPO I-SNP) | PPO I-SNP | Yes | 3 |
| AARP Medicare Advantage Essentials from UHC AZ-2 (HMO-POS) | HMO-POS | Yes | 2 |
| AARP Medicare Advantage Extras from UHC AZ-5 (HMO-POS) | HMO-POS | Yes | 2 |
| AARP Medicare Advantage from UHC AZ-0003 (HMO-POS) | HMO-POS | Yes | 2 |
| AARP Medicare Advantage from UHC AZ-002P (HMO-POS) | HMO-POS | Yes | 2 |
| UHC Complete Care AZ-1P (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| AARP Medicare Advantage Essentials from UHC AZ-1 (HMO-POS) | HMO-POS | Yes | 1 |
| AARP Medicare Advantage Extras from UHC AZ-4 (HMO-POS) | HMO-POS | Yes | 1 |
| AARP Medicare Advantage from UHC AZ-0007 (PPO) | PPO | Yes | 1 |
| AARP Medicare Advantage from UHC AZ-0011 (PPO) | PPO | Yes | 1 |
| AARP Medicare Advantage from UHC AZ-0014 (HMO-POS) | HMO-POS | Yes | 1 |
| AARP Medicare Advantage Patriot No Rx AZ-MA2 (HMO-POS) | HMO-POS | Yes | 1 |
| AARP Medicare Advantage Patriot No Rx AZ-MA3 (HMO-POS) | HMO-POS | Yes | 1 |
| UHC Complete Care AZ-3P (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| Verda Health Plan of Arizona 2 plans | |||
| Verda Noble Care (HMO) | HMO | Yes | 2 |
| Verda Noble Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 2 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans will Arizona have in 2027?
Do I have to do anything if I like my current plan?
When can I make a change for 2027 coverage?
Where can I get unbiased help comparing plans?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.