Medicare Advantage
Compare 51 Utah Medicare Advantage Plans for 2027 From 8 Carriers
SALT LAKE CITY — Utah's Medicare Advantage shelf for 2027 is set, and the window to compare plans and switch runs from October 15 to December 7, 2026. According to the CMS Medicare Advantage Landscape Source Files for CY2027, 51 Medicare Advantage plans will be offered somewhere in Utah next year from 8 carriers. Any choice made during Annual Enrollment 2027 takes effect January 1, 2027.
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Key takeaways
- Utah has 51 Medicare Advantage plans from 8 carriers on the 2027 shelf, with 4 new plans and 8 not returning.
- Annual Enrollment 2027 runs October 15 through December 7, 2026, and the plan you pick starts January 1, 2027.
- Of Utah's 2027 plans, 45 include drug coverage, and 18 are Special Needs Plans (11 D-SNP, 5 C-SNP, 2 I-SNP).
- Use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE to see which plans are offered in your county.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
A quick note on how to read the statewide numbers: a plan is counted once statewide even though it is sold county by county, so a plan listed on the Utah shelf may or may not be offered in your own ZIP code. The Medicare Plan Finder at medicare.gov is where you confirm what is available where you live.
How many Medicare Advantage plans are offered in Utah for 2027?
Utah has 51 Medicare Advantage plans on the 2027 shelf from 8 carriers, per the CMS MA Landscape Source Files for CY2027. Compared with CY2026, 4 plans are new for 2027 and 8 plans are not returning for 2027.
Of the 51 plans, 45 include Part D prescription drug coverage. The remaining plans do not include drug coverage inside the Medicare Advantage plan; a reader who picks one of those would need to look at how prescriptions are handled separately. Because availability is set county by county, the exact number of plans in Salt Lake County, Washington County, Cache County or any other Utah county will be smaller than the statewide 51.
What types of Medicare Advantage plans and Special Needs Plans does Utah have for 2027?
Utah's 2027 Medicare Advantage shelf breaks down into 9 HMO plans, 7 HMO-POS plans, and 35 PPO plans, according to the CMS MA Landscape Source Files for CY2027. PPO plans make up the largest share of what Utah carriers are offering next year.
Special Needs Plans — plans built for people with specific situations — total 18 in Utah for 2027: 11 Dual-Eligible SNPs (D-SNP) for people with both Medicare and Medicaid, 5 Chronic Condition SNPs (C-SNP) for people with qualifying conditions, and 2 Institutional SNPs (I-SNP) for people who live in a long-term care setting or need that level of care. SNPs have eligibility rules, so not every reader will qualify.
Which carriers offer Medicare Advantage plans in Utah for 2027?
Eight carriers are on Utah's 2027 Medicare Advantage shelf, per CMS: Aetna (CVS Health), American Health Advantage of Utah, Devoted Health, Humana, Molina Healthcare of Utah & Idaho, Regence BlueCross BlueShield of Utah, Select Health, and UnitedHealthcare. The full carrier-by-carrier plan counts, including D-SNP totals, are shown in the table on this page.
The number of plans a carrier lists statewide is not a quality signal and does not tell you which plans are offered in your county. A carrier with many plans statewide — such as Humana with 15 or UnitedHealthcare with 14 — may offer only some of them in your ZIP code, and a carrier with one plan — such as American Health Advantage of Utah or Molina Healthcare of Utah & Idaho — may still be available where you live.
How do I compare the Medicare Advantage plans in my Utah county for 2027?
To compare the Medicare Advantage plans in your Utah county for 2027, use the Medicare Plan Finder at medicare.gov and filter by your ZIP code; that is the only tool that shows what is actually sold where you live. Work through it one topic at a time:
1. Doctors. Make a short list of the doctors you want to keep — primary care, specialists, mental health. Check each plan's provider directory, or call the office and ask which 2027 plans they will contract with. 2. Hospitals. Confirm your preferred Utah hospital system is in-network for the plans on your short list. 3. Prescriptions. Enter every prescription, including the dose and how often, into the Plan Finder. Formularies change year to year, so a drug covered in 2026 may be tiered differently in 2027. 4. Pharmacies. Add your pharmacy — including mail order if you use it. The same drug can land at a different cost at a different pharmacy on the same plan. 5. Annual Notice of Change (ANOC). If you already have a Medicare Advantage plan, the ANOC your carrier mailed in September spells out what changes for 2027. Read it next to your current Evidence of Coverage. 6. Side-by-side. Use the Plan Finder's compare feature to put two or three plans next to each other before you decide.
What should I do before December 7, 2026 for Utah Medicare Advantage?
Before December 7, 2026, Utah readers should confirm whether their current plan is returning for 2027 and, if they want a different plan, enroll through medicare.gov or 1-800-MEDICARE. Annual Enrollment 2027 opened October 15, 2026, and the plan on file at the close of the window takes effect January 1, 2027.
If your current plan is one of the 8 not returning for 2027, you will get a non-renewal notice from the carrier and you have a Special Enrollment Period to pick a replacement — but it is still simpler to choose during Annual Enrollment 2027 so your January 1 coverage is settled.
Where can Utah readers get free help comparing 2027 Medicare Advantage plans?
Utah readers can get free, unbiased help with 2027 Medicare Advantage questions from Medicare directly. The Medicare Plan Finder at medicare.gov lets you compare plans by ZIP code with your own drug list and pharmacy, and 1-800-MEDICARE is open 24 hours a day, 7 days a week, including holidays, with TTY service at 1-877-486-2048.
Your plan's member services line — printed on the back of your member card — can answer coverage questions about your current plan and send you a paper Evidence of Coverage if you prefer to read on paper.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Utah for 2027
- Aetna (CVS Health) 7 plans: HMO, PPO
- American Health Advantage of Utah 1 plan: HMO
- Devoted Health 7 plans: PPO
- Humana 15 plans: HMO, PPO
- Molina Healthcare of Utah & Idaho 1 plan: HMO
- Regence BlueCross BlueShield of Utah 2 plans: PPO
- Select Health 4 plans: HMO
- UnitedHealthcare 14 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
2027 plan lineup
Medicare Advantage plans in Utah for 2027
CMS lists 51 Medicare Advantage plans across Utah for 2027 from 8 carriers, alphabetically by carrier, widest county reach first.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 7 plans | |||
| Aetna Medicare Full Dual (HMO D-SNP) | HMO D-SNP | Yes | 5 |
| Aetna Medicare Signature (HMO) | HMO | Yes | 5 |
| Aetna Medicare Eagle (PPO) | PPO | No | 3 |
| Aetna Medicare Elite (PPO) | PPO | Yes | 3 |
| Aetna Medicare Full Dual (PPO D-SNP) | PPO D-SNP | Yes | 3 |
| Aetna Medicare Signature (PPO) | PPO | Yes | 3 |
| Aetna Medicare Value Plus (PPO) | PPO | Yes | 3 |
| American Health Advantage of Utah 1 plan | |||
| American Health Advantage of Utah (HMO I-SNP) | HMO I-SNP | Yes | 10 |
| Devoted Health 7 plans | |||
| DEVOTED C-SNP CHOICE ENHANCED 003 UT (PPO C-SNP) | PPO C-SNP | Yes | 11 |
| DEVOTED C-SNP CHOICE GIVEBACK EXTRAS 011 UT (PPO C-SNP) | PPO C-SNP | Yes | 11 |
| DEVOTED C-SNP CHOICE PLUS 007 UT (PPO C-SNP) | PPO C-SNP | Yes | 11 |
| DEVOTED CHOICE 001 UT (PPO) | PPO | Yes | 11 |
| DEVOTED CHOICE GIVEBACK 002 UT (PPO) | PPO | Yes | 11 |
| DEVOTED CHOICE GIVEBACK EXTRAS 014 UT (PPO) | PPO | Yes | 11 |
| DEVOTED DUAL CHOICE FULL 004 UT (PPO D-SNP) | PPO D-SNP | Yes | 11 |
| Humana 15 plans | |||
| Humana Dual Select H7617-039 (PPO D-SNP) | PPO D-SNP | Yes | 23 |
| Humana Essentials Plus Giveback (PPO) | PPO | Yes | 23 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 23 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 23 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 23 |
| HumanaChoice H5216-048 (PPO) | PPO | Yes | 23 |
| HumanaChoice H7617-016 (PPO) | PPO | Yes | 23 |
| HumanaChoice SNP-DE H7617-038 (PPO D-SNP) | PPO D-SNP | Yes | 23 |
| HumanaChoice SNP-DE H5216-296 (PPO D-SNP) | PPO D-SNP | Yes | 22 |
| Humana Value Choice (PPO) | PPO | Yes | 7 |
| Humana Full Access (PPO) | PPO | Yes | 4 |
| Humana Total Complete (HMO) | HMO | Yes | 4 |
| Humana Value Choice (PPO) | PPO | Yes | 4 |
| HumanaChoice - Diabetes and Heart (PPO C-SNP) | PPO C-SNP | Yes | 4 |
| Humana Value Choice (PPO) | PPO | Yes | 2 |
| Molina Healthcare of Utah & Idaho 1 plan | |||
| Molina Medicare Complete Care (HMO D-SNP) | HMO D-SNP | Yes | 23 |
| Regence BlueCross BlueShield of Utah 2 plans | |||
| Regence MedAdvantage + Rx Classic (PPO) | PPO | Yes | 4 |
| Regence MedAdvantage + Rx Enhanced (PPO) | PPO | Yes | 4 |
| Select Health 4 plans | |||
| Select Health Medicare Dual (HMO D-SNP) | HMO D-SNP | Yes | 6 |
| Select Health Medicare Essential (HMO) | HMO | Yes | 6 |
| Select Health Medicare Veterans (HMO) | HMO | No | 4 |
| Select Health Medicare Essential (HMO) | HMO | Yes | 2 |
| UnitedHealthcare 14 plans | |||
| UHC Dual Advantage UT-V1 (PPO D-SNP) | PPO D-SNP | Yes | 29 |
| UHC Dual Complete UT-Q1 (PPO D-SNP) | PPO D-SNP | Yes | 29 |
| UHC Dual Complete UT-S2 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | 29 |
| AARP Medicare Advantage Patriot No Rx UT-MA01 (HMO-POS) | HMO-POS | No | 25 |
| UHC Complete Care UT-6 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 25 |
| AARP Medicare Advantage Essentials from UHC UT-4 (HMO-POS) | HMO-POS | Yes | 23 |
| AARP Medicare Advantage Extras UT-7 (HMO-POS) | HMO-POS | Yes | 23 |
| AARP Medicare Advantage from UHC UT-0003 (HMO-POS) | HMO-POS | Yes | 23 |
| AARP Medicare Advantage from UHC UT-0008 (PPO) | PPO | Yes | 16 |
| AARP Medicare Advantage Giveback from UHC UT-9 (PPO) | PPO | Yes | 16 |
| AARP Medicare Advantage from UHC UT-0005 (HMO-POS) | HMO-POS | Yes | 9 |
| UHC Nursing Home Plan UT-F001 (PPO I-SNP) | PPO I-SNP | Yes | 5 |
| AARP Medicare Advantage from UHC UT-0001 (PPO) | PPO | Yes | 2 |
| AARP Medicare Advantage from UHC UT-0002 (PPO) | PPO | Yes | 2 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans will Utah have in 2027?
When is Annual Enrollment for 2027 Medicare Advantage?
What if my current Utah Medicare Advantage plan is not returning for 2027?
How do I see which plans are actually offered in my Utah county?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): the 2027 Utah plan counts, carrier counts, plan types and SNP counts.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year counts of new and non-returning plans.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment dates and the January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder: the tool used to confirm county-level availability, provider networks, formularies and pharmacy pricing.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.