Medicare Advantage

Compare 8 Wyoming Medicare Advantage Plans for 2027 From 2 Carriers

CHEYENNE — Wyoming residents on Medicare have a defined window to review their coverage for next year, and the statewide picture for 2027 is a compact one. According to the CMS Medicare Advantage Landscape Source Files for CY2026 and CY2027, Wyoming has 8 Medicare Advantage plans available statewide for 2027, offered by 2 carriers. Every one of those plans is a PPO, and 4 of them include prescription drug coverage.

The Annual Enrollment Period runs October 15 through December 7, 2026. Any choice you make during Medicare Open Enrollment 2027 takes effect January 1, 2027. Because Medicare Advantage is sold county by county, a plan listed in the statewide total may or may not be available where you live — the comparison that matters is the one you do for your own county.

How many Medicare Advantage plans are offered in Wyoming for 2027?

Wyoming has 8 Medicare Advantage plans available statewide for 2027, offered by 2 carriers, per the CMS MA Landscape Source File for CY2027. Of those 8 plans, 4 include built-in prescription drug coverage. The year-over-year comparison in the CMS files shows 0 plans are new for 2027 and 6 plans are not returning for 2027. That return/exit math is why reading your plan's Annual Notice of Change this fall matters: if your current plan is one of the 6 that will not continue into 2027, you will need to pick something else during Annual Enrollment 2027 or you may land in Original Medicare on January 1.

Remember, the 8-plan figure is a statewide count. The number of plans actually offered in Laramie County, Natrona County, Teton County or any other Wyoming county will be smaller, because each plan is sold on a county-by-county basis.

What types of Medicare Advantage plans are available in Wyoming for 2027, and are there any Special Needs Plans?

All 8 Wyoming Medicare Advantage plans for 2027 are PPOs, and there are 0 Special Needs Plans of any kind in the statewide 2027 landscape — 0 D-SNPs (for people with both Medicare and Medicaid), 0 C-SNPs (for specific chronic conditions) and 0 I-SNPs (for people living in long-term care institutions).

A PPO, or Preferred Provider Organization, generally lets you see providers both in and out of network, usually at different cost shares. Because there are no SNPs in the Wyoming 2027 landscape, Wyoming residents who would otherwise qualify for a Special Needs Plan should talk with 1-800-MEDICARE about what their options look like.

Which carriers offer Medicare Advantage plans in Wyoming for 2027?

Two carriers offer Medicare Advantage plans in Wyoming for 2027: Humana, with 5 PPO plans, and WyoBlue Advantage, with 3 PPO plans. Together those 2 carriers account for all 8 plans in the statewide total. The full carrier and plan breakdown appears in the table on this page; the table is the place to see each plan name as it is filed with CMS.

Being listed statewide is not the same as being sold in your ZIP code. When you look up plans on medicare.gov, the Plan Finder will show you only the plans — from either Humana, WyoBlue Advantage, or both — that are actually offered in your county for 2027.

How do I compare Medicare Advantage plans in my own Wyoming county for 2027?

Comparing plans in your own county for 2027 is a step-by-step task you can do at medicare.gov or by phone with 1-800-MEDICARE, and the same checklist works whether you live in Cheyenne, Casper, Gillette or a rural county.

1. Pull out your current plan's Annual Notice of Change (ANOC). Carriers mail it by the end of September. It spells out what is changing for 2027 compared with 2026 — premium, deductible, copays, drug tier placement, extra benefits. 2. List your doctors, specialists and preferred hospital. For each 2027 plan you are considering, check whether those providers are in network. Confirm directly with the provider's billing office, because directories can lag. 3. List your prescriptions, exact doses and the pharmacies you use. In the Medicare Plan Finder, enter each drug; the tool shows which 2027 plans cover it, at what tier, and whether your pharmacy is preferred. 4. Compare total expected yearly cost, not just the premium. Plan Finder adds premium, deductible and estimated drug costs together. 5. Look at the extras that matter to you — dental, vision, hearing, transportation, over-the-counter allowance — and read the Evidence of Coverage for the plans you shortlist. 6. If you want help, call 1-800-MEDICARE (24/7) or use the live chat at medicare.gov.

What should Wyoming residents do before December 7, 2026?

Before December 7, 2026, Wyoming residents on Medicare should finish their comparison for Annual Enrollment 2027 and, if they want to switch, enroll on medicare.gov or through 1-800-MEDICARE. December 7 is the last day of the Annual Enrollment Period; coverage from any choice made in that window begins January 1, 2027.

A simple checklist for the next few weeks: read your ANOC, confirm your doctors and pharmacies for 2027, run your drug list through the Plan Finder, and — if your 2026 plan is one of the 6 not returning for 2027 — pick a replacement. If you take no action and your current plan is continuing, you will generally stay in it with its 2027 terms.

Where can Wyoming residents get free help with Medicare for 2027?

Wyoming residents can get free, unbiased Medicare help at medicare.gov and by calling 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Both are run by the federal Medicare program and can walk you through the plans offered in your specific county for 2027, help you use the Plan Finder, and take an enrollment over the phone.