Medicare Advantage
Humana Medicare Advantage in Wyoming for 2027: 5 Plans, County by County
CHEYENNE — For the 2027 plan year, Humana is offering five Medicare Advantage plans in Wyoming, according to the CMS Medicare Advantage Landscape Source File. All five are PPOs, and the lineup is a mix of plans with and without Part D drug coverage. This explainer is published by an independent Medicare education site; it is not the government, not affiliated with Medicare, and not affiliated with Humana or any other insurance carrier.
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Key takeaways
- Humana lists 5 Medicare Advantage plans in Wyoming for 2027, all structured as PPOs.
- Of those 5 plans, 2 include Part D prescription drug coverage and the other 3 do not.
- Humana has 0 plans new for 2027 and 0 plans not returning, so its Wyoming lineup is steady year over year.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and a choice made during it takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
What is Humana offering across Wyoming for 2027?
Humana is offering 5 Medicare Advantage plans in Wyoming for the 2027 plan year, and all 5 are PPOs. There are no HMOs in the Wyoming lineup from this carrier.
Within those 5 plans, 2 include Part D prescription drug coverage and 3 do not. Humana lists no Special Needs Plans in Wyoming for 2027: 0 Dual-Eligible SNPs (D-SNP), 0 Chronic Condition SNPs (C-SNP), and 0 Institutional SNPs (I-SNP). Statewide, CMS counts 8 Medicare Advantage plans from all carriers combined for 2027, with 1 other carrier offering plans alongside Humana. Because Medicare Advantage is sold county by county, a plan listed in the statewide total may or may not appear on the shelf in any particular Wyoming county.
Which Humana plans reach the most Wyoming counties in 2027?
Four of Humana's 5 Wyoming plans are offered in 9 counties for 2027, and the fifth is offered in 6 counties, per the CMS Landscape file. The widest-reach plans are three versions of Humana USAA Honor Giveback (PPO) and the two drug-inclusive plans, HumanaChoice H5216-048 (PPO) and HumanaChoice H5525-054 (PPO).
The full plan-by-plan county reach is shown in the table on this page. The short version: the three Humana USAA Honor Giveback (PPO) listings are offered without drug coverage, while the two HumanaChoice PPOs include Part D. "Offered in 9 counties" means Humana files that plan in 9 of Wyoming's 23 counties — not statewide — so the right question for any reader is whether a specific plan is filed in the county where they live.
What is new or not returning from Humana in Wyoming for 2027?
Nothing is changing on the roster. Humana has 0 plans new for 2027 in Wyoming and 0 plans not returning from 2026, according to the CMS Landscape Source Files for the current and coming plan year.
That means every Humana Wyoming plan available in 2026 is on the shelf again for 2027, and no additional Humana plans have been introduced. Even when the roster is unchanged, the details inside a plan — the things this article does not quote, such as premiums, deductibles, copays, drug lists, provider networks and star ratings — can change from one year to the next. Those details live in the plan's Annual Notice of Change and Evidence of Coverage, and on the Medicare Plan Finder at medicare.gov.
How do I check whether a Humana plan is offered in my Wyoming county and covers my doctors and drugs?
Start at medicare.gov/plan-compare and enter your ZIP code; the Plan Finder will show only the Humana plans actually filed in your county for 2027, filtered from the statewide list of 5. You can also call 1-800-MEDICARE (1-800-633-4227), which is open 24 hours a day, 7 days a week.
Once you see the plans available where you live, there are three checks worth doing before you enroll:
- Doctors and hospitals: confirm your providers are in-network by searching the plan's own provider directory or calling the plan.
- Prescriptions: enter each drug, dose and pharmacy into Plan Finder to see how it is covered under that plan's formulary.
- Travel and out-of-area care: because all 5 Humana Wyoming plans are PPOs, ask the plan how out-of-network and out-of-state care is handled.
The plan's Evidence of Coverage is the binding document for what is and isn't covered.
What should Wyoming Medicare beneficiaries do before December 7, 2026?
The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026, and any plan choice made in that window takes effect January 1, 2027. There is no need to rush; the deadline is simply the date by which a 2027 selection has to be submitted.
A reasonable checklist for Wyoming readers:
- Read the Annual Notice of Change your current plan mailed in September 2026.
- Make a list of your doctors, hospitals, pharmacies and prescriptions.
- On medicare.gov, compare the Humana plans filed in your county against any plans from the 1 other carrier in Wyoming.
- Enroll, switch or stay — doing nothing generally means your current plan rolls over, if it is returning for 2027.
If you miss December 7, 2026, the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027 gives people already in a Medicare Advantage plan one more chance to change plans or return to Original Medicare.
Where can Wyoming residents get free help comparing Medicare plans?
Free, unbiased help is available directly from Medicare. Call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, or use the Plan Finder and chat tools at medicare.gov.
Medicare's representatives can walk through the Humana plans filed in your Wyoming county for 2027, compare them to the plans from the other carrier in the state, and explain how enrollment windows work. For questions about Medicare eligibility and Part A/Part B enrollment, the Social Security Administration handles those at ssa.gov or 1-800-772-1213.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
Humana Medicare Advantage plans in Wyoming for 2027
CMS lists 5 Humana Medicare Advantage plans across Wyoming for 2027, alphabetically by carrier, widest county reach first. 1 other carrier also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Humana 5 plans | |||
| Humana USAA Honor Giveback (PPO) | PPO | No | 9 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 9 |
| HumanaChoice H5216-048 (PPO) | PPO | Yes | 9 |
| HumanaChoice H5525-054 (PPO) | PPO | Yes | 9 |
| Humana USAA Honor Giveback (PPO) | PPO | No | 6 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans across Wyoming break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Humana Medicare Advantage plans are offered in Wyoming for 2027?
Does Humana offer any Special Needs Plans in Wyoming for 2027?
Are any Humana plans leaving Wyoming for 2027?
When do I need to choose a 2027 Medicare Advantage plan by?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): Humana's Wyoming plan count, plan types, SNP counts, drug-coverage counts, and county reach for each plan.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): the year-over-year comparison showing 0 new and 0 non-returning Humana plans in Wyoming.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment dates and the January 1, 2027 effective date.
- Medicare.gov — Medicare Plan Finder and 1-800-MEDICARE: the tools readers use to check plan availability, provider networks and drug coverage in their county.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.