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HomeMedicare AdvantageColoradoKaiser Permanente Medicare Advantage in Colorado for 2027: 11 Plans, County by County

Medicare Advantage

Kaiser Permanente Medicare Advantage in Colorado for 2027: 11 Plans, County by County

DENVER — For the 2027 plan year, Kaiser Permanente is bringing 11 Medicare Advantage plans to Colorado, according to the Centers for Medicare & Medicaid Services (CMS) Medicare Advantage Landscape Source Files. That lineup includes a mix of HMO and HMO-POS plans and a small group of Dual-eligible Special Needs Plans. This article is published by an independent Medicare education site; we are not the government, not affiliated with it, and not Kaiser Permanente or any other carrier.

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Key takeaways

  • Kaiser Permanente is offering 11 Medicare Advantage plans in Colorado for 2027, and every one includes drug coverage.
  • The 2027 lineup includes 6 HMO plans and 5 HMO-POS plans, with 3 of those plans being D-SNPs for people with both Medicare and Medicaid.
  • Three Kaiser Permanente plans from 2026 are not returning for 2027, and no plans are new for 2027.
  • The Annual Enrollment Period runs October 15 – December 7, 2026, and a choice made then takes effect January 1, 2027.
Happy senior couple at home — illustrating this Medicare guide2027 plan lineupColorado
Photo: 13107714 Image by 13107714 on Pixabay
Key facts: Medicare in Colorado
FactFigureSource
Part B standard monthly premium (2026)$202.90Medicare.gov
Part D out-of-pocket cap (2026)$2,100CMS
Part D out-of-pocket cap (2027)$2,400CMS
Annual Enrollment Period (for 2027 coverage)October 15 – December 7, 2026Medicare.gov
Medicare Advantage Open Enrollment PeriodJanuary 1 – March 31Medicare.gov

Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.

What is Kaiser Permanente offering in Colorado for 2027?

Kaiser Permanente is offering 11 Medicare Advantage plans across Colorado for the 2027 plan year, based on the CMS Landscape Source Files for CY2027. All 11 plans include Part D prescription drug coverage.

Broken down by plan type, Kaiser Permanente's Colorado lineup is 6 HMO plans and 5 HMO-POS plans. Three of the 11 are Dual-eligible Special Needs Plans (D-SNPs), designed for people enrolled in both Medicare and Medicaid; Kaiser Permanente is not offering any Chronic Condition SNPs (C-SNPs) or Institutional SNPs (I-SNPs) in Colorado for 2027. For context, CMS lists 10 other Medicare Advantage carriers in Colorado for 2027, with all carriers combined offering 104 plans statewide. Plans are offered county by county, so a plan listed statewide may not be available in the county where you live.

Which Kaiser Permanente plans reach the most Colorado counties in 2027?

Several Kaiser Permanente plans are listed by CMS as available in 11 Colorado counties for 2027, which is the widest reach in the carrier's Colorado lineup. According to the CMS Landscape file, the plans at that 11-county reach include Kaiser Permanente Dual Complete (HMO D-SNP), Kaiser Permanente Dual Essential (HMO D-SNP), Kaiser Permanente Senior Advantage Bronze DM (HMO-POS), Kaiser Permanente Senior Advantage Core DM (HMO-POS), Kaiser Permanente Senior Advantage Gold (HMO-POS), and Kaiser Permanente Senior Advantage Silver DM (HMO-POS).

Others are more regional. Kaiser Permanente Senior Advantage Core South (HMO-POS) and Kaiser Permanente Senior Advantage Enhanced (HMO-POS) are each listed in 4 counties; Kaiser Permanente Senior Advantage Core North (HMO-POS) and Kaiser Permanente Senior Advantage Silver North (HMO-POS) are each listed in 2 counties; and Kaiser Permanente Dual Complete Pueblo (HMO D-SNP) is listed in 1 county. The full county-by-county breakdown appears in the tables on this page rather than being repeated here in prose.

What is new or not returning from Kaiser Permanente in Colorado for 2027?

For the 2027 plan year, Kaiser Permanente has 0 new Medicare Advantage plans in Colorado, and 3 of its 2026 plans are not returning, according to the CMS Landscape Source Files comparing CY2026 and CY2027.

Four plans are being renamed rather than newly launched. The CMS data shows Kaiser Permanente Senior Advantage Core DM, Core North, and Core South each moving from an HMO label to an HMO-POS label in their plan names for 2027. If you are currently enrolled in a Kaiser Permanente plan, you should receive an Annual Notice of Change (ANOC) from the plan explaining what — if anything — is changing for your specific coverage in 2027. If your plan is one of the three not returning, the ANOC or a separate non-renewal notice will explain your options.

How do I check whether a Kaiser Permanente plan is offered in my Colorado county and covers my doctors and prescriptions?

To check whether a specific Kaiser Permanente plan is offered in your Colorado county for 2027, use the Medicare Plan Finder at medicare.gov and enter your ZIP code, or call 1-800-MEDICARE (1-800-633-4227), available 24 hours a day, 7 days a week. Because Medicare Advantage plans are sold county by county, a plan listed in Kaiser Permanente's statewide 2027 lineup may or may not be offered where you live.

For doctors, hospitals, and prescriptions, go directly to the plan's own materials. The Evidence of Coverage, Summary of Benefits, provider directory, and drug formulary from Kaiser Permanente are the authoritative sources for what a specific plan covers, which providers are in network, and how a given prescription is handled. The Plan Finder at medicare.gov also lets you enter your medications and preferred pharmacies to see plan-by-plan details side by side.

What should Colorado Medicare shoppers do before December 7, 2026?

Before December 7, 2026, Colorado Medicare shoppers should review their current coverage against their 2027 options during the Annual Enrollment Period, which runs October 15 – December 7, 2026. A choice made in that window takes effect January 1, 2027.

A practical sequence: read the ANOC from your current plan, make a list of your doctors and prescriptions, and then compare plans on medicare.gov or by phone with 1-800-MEDICARE. If you are enrolled in one of the three Kaiser Permanente plans not returning for 2027, use the Annual Enrollment Period to pick a replacement so your coverage continues on January 1, 2027. If your plan is renewing, you can stay in it without taking any action.

Where can Coloradans get free help comparing Medicare plans for 2027?

Coloradans can get free, unbiased help comparing Medicare plans for 2027 directly from Medicare itself. The official Plan Finder at medicare.gov lets you enter your ZIP code, doctors, and medications and view every Medicare Advantage plan available in your county, including those from Kaiser Permanente.

You can also call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week, to speak with a representative who can walk through plan availability and enrollment. These resources are free and are not tied to any carrier.

By the numbers

Medicare Part B premium, 2006–2026

The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.

$0$50$100$150$200200820122016202020242026

Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.

2027 plan lineup

Kaiser Permanente Medicare Advantage plans in Colorado for 2027

CMS lists 11 Kaiser Permanente Medicare Advantage plans across Colorado for 2027, alphabetically by carrier, widest county reach first. 10 other carriers also offer plans there.

PlanTypeDrug coverageCounties
Kaiser Permanente 11 plans
Kaiser Permanente Dual Complete (HMO D-SNP)HMO D-SNPYes11
Kaiser Permanente Dual Essential (HMO D-SNP)HMO D-SNPYes11
Kaiser Permanente Senior Advantage Bronze DM (HMO-POS)HMO-POSYes11
Kaiser Permanente Senior Advantage Core DM (HMO-POS)HMOYes11
Kaiser Permanente Senior Advantage Gold (HMO-POS)HMO-POSYes11
Kaiser Permanente Senior Advantage Silver DM (HMO-POS)HMO-POSYes11
Kaiser Permanente Senior Advantage Core South (HMO-POS)HMOYes4
Kaiser Permanente Senior Advantage Enhanced (HMO-POS)HMO-POSYes4
Kaiser Permanente Senior Advantage Core North (HMO-POS)HMOYes2
Kaiser Permanente Senior Advantage Silver North (HMO-POS)HMO-POSYes2
Kaiser Permanente Dual Complete Pueblo (HMO D-SNP)HMO D-SNPYes1

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

The 2027 choices, by type

How Kaiser Permanente Medicare Advantage plans across Colorado break down for 2027

11
Medicare Advantage plans
6
HMO plans
5
HMO-POS plans
3
Dual Special Needs (D-SNP)

HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).

Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.

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Good to know

Frequently asked questions

How many Medicare Advantage plans is Kaiser Permanente offering in Colorado for 2027?
Kaiser Permanente is offering 11 Medicare Advantage plans in Colorado for 2027, according to the CMS Landscape Source File. That total includes 6 HMO plans and 5 HMO-POS plans, and all 11 include Part D prescription drug coverage.
Does Kaiser Permanente offer Special Needs Plans in Colorado for 2027?
Yes. Kaiser Permanente's 2027 Colorado lineup includes 3 Dual-eligible Special Needs Plans (D-SNPs) for people with both Medicare and Medicaid: Kaiser Permanente Dual Complete (HMO D-SNP), Kaiser Permanente Dual Complete Pueblo (HMO D-SNP), and Kaiser Permanente Dual Essential (HMO D-SNP). The carrier is not offering C-SNPs or I-SNPs in Colorado for 2027.
What happens if my Kaiser Permanente plan is not returning in 2027?
Three Kaiser Permanente plans from 2026 are not returning in Colorado for 2027. If you are in one of them, you should receive a notice from the plan, and you can use the Annual Enrollment Period (October 15 – December 7, 2026) to choose a different Medicare Advantage plan or return to Original Medicare, with coverage starting January 1, 2027.
How do I know if a Kaiser Permanente plan is available in my Colorado county?
Because Medicare Advantage plans are offered county by county, a plan listed in Kaiser Permanente's statewide 2027 lineup may not be offered in your specific county. The fastest way to check is to enter your ZIP code into the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (1-800-633-4227), TTY 1-877-486-2048, 24 hours a day, 7 days a week.
Sources & further reading
  • CMS — MA Landscape Source File (plan-level availability by county)
  • CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
  • CMS — Medicare enrollment periods (medicare.gov)

For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

Sources and methodology

Figures cited in this article

  • CMS — Medicare Advantage Landscape Source File (CY2027): Kaiser Permanente's Colorado plan count, plan types, D-SNP count, drug coverage count, and county reach for each plan.
  • CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): year-over-year comparison showing 0 new plans, 3 plans not returning, and the Core DM / Core North / Core South renames.
  • Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and the January 1, 2027 effective date.

How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.

By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.

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This page was last updated: October 2026.

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