Medicare Advantage

Humana Medicare Advantage in Delaware for 2027: 5 Plans, County by County

DOVER, Del. — For the 2027 plan year, Humana is listing 5 Medicare Advantage plans across Delaware, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source File for CY2027. Delaware residents comparing coverage this fall will see Humana as one of eight carriers offering Medicare Advantage in the state, which together list 38 plans. This article is published by an independent Medicare education site; it is not the government and not affiliated with any insurance carrier.

How many Humana Medicare Advantage plans are offered in Delaware for 2027?

Humana is offering 5 Medicare Advantage plans in Delaware for the 2027 plan year, per the CMS MA Landscape Source File. All 5 are PPOs, and 4 of them include Part D prescription drug coverage.

Humana is not listing any Special Needs Plans in Delaware for 2027: 0 D-SNPs (for people with both Medicare and Medicaid), 0 C-SNPs (for people with qualifying chronic conditions), and 0 I-SNPs (for people living in certain institutional settings). Residents who need an SNP will want to look at other carriers in the state. For context, Delaware has 7 other Medicare Advantage carriers for 2027, and the full carrier count across the state is 38 plans.

Which Humana plans have the widest county reach in Delaware for 2027?

In Delaware for 2027, Humana's widest-reaching listings — appearing in 3 of the state's counties — are Humana Essentials Plus Giveback (PPO) (H5216-308, renamed for 2027), Humana USAA Honor Giveback (PPO), HumanaChoice H5216-387 (PPO), and HumanaChoice H5216-390 (PPO). A second Humana Essentials Plus Giveback (PPO) listing (H7617-100, also renamed for 2027) is offered in 2 counties.

The full plan list, with contract numbers and county footprints, appears in the table on this page. Because Medicare Advantage plans are approved county by county, a plan that shows up in a statewide count may not be sold in the county where you live. The county table is the place to confirm what's actually available at your address.

What is new or not returning from Humana in Delaware for 2027?

Humana has 0 new Medicare Advantage plans in Delaware for 2027 and 1 plan from 2026 that is not returning, based on the year-over-year comparison between the CMS CY2026 and CY2027 Landscape files. Two of its continuing plans — both Humana Essentials Plus Giveback (PPO) listings — have been renamed for 2027 but carry over from the prior year.

If you are currently enrolled in a Humana plan that is ending, Humana is required to send you an Annual Notice of Change (ANOC) explaining what is happening and what your options are. Reading that letter carefully is the single most useful step for anyone whose plan is not continuing into 2027.

How do I check whether a Humana plan is offered in my Delaware county and covers my doctors and prescriptions?

Use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Enter your ZIP code to see exactly which Humana plans — and which other carriers' plans — are available in your county for 2027.

Three things to verify before you decide:

• Service area: Confirm the specific plan (for example, HumanaChoice H5216-387 (PPO) or Humana USAA Honor Giveback (PPO)) is offered in your county, not just somewhere in Delaware.
• Providers: Check the plan's provider directory to see whether your primary care doctor, specialists, and preferred hospitals participate.
• Prescriptions: Check the plan's formulary (drug list) for each medication you take, including the tier and any coverage rules such as prior authorization.

The authoritative details for each plan live in the plan's Evidence of Coverage, Summary of Benefits, provider directory, and formulary — all available from Humana directly or through medicare.gov.

What should Delaware residents do before December 7, 2026?

The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026, and any choice you make during that window takes effect January 1, 2027. There is no advantage to waiting until the last day; enrolling earlier gives you time to catch mistakes and ask questions.

A simple checklist:

• Read your current plan's ANOC, which arrives by late September 2026, and note any changes to premium, cost-sharing, drug coverage, or network for 2027.
• Make a list of your doctors, hospitals, and medications.
• Compare plans on medicare.gov using your ZIP code so you only see what is offered in your Delaware county.
• Confirm your choice before December 7, 2026.

If you take no action and your current plan is continuing into 2027, you will generally stay enrolled in it. If your plan is one of those not returning, you'll need to make an active choice or you may end up with default coverage that doesn't fit your needs.

Where can Delaware residents get free help comparing Medicare Advantage plans for 2027?

Two free, official resources are available to every Delaware resident. Medicare.gov hosts the Plan Finder, where you can compare every 2027 plan available in your county side by side. And 1-800-MEDICARE (TTY 1-877-486-2048) connects you with a representative 24/7 who can walk through plan options, enrollment steps, and eligibility questions at no cost.

Social Security also handles Medicare enrollment itself (as opposed to plan choice) and administers the Extra Help program that lowers prescription drug costs for people who qualify.