Medicare Advantage
UnitedHealthcare Medicare Advantage in Delaware for 2027: 8 Plans, County by County
DOVER, Del. — For the 2027 plan year, UnitedHealthcare is offering eight Medicare Advantage plans across Delaware, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files for CY2027. The lineup includes a mix of HMO-POS and PPO plans, with and without drug coverage, plus a handful of Special Needs Plans aimed at specific health or living situations. Because Medicare Advantage is sold county by county, a plan listed on the statewide roster may or may not be available where you live.
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Key takeaways
- UnitedHealthcare is listing 8 Medicare Advantage plans in Delaware for 2027, including 5 HMO-POS and 3 PPO plans.
- 7 of those 8 plans include drug coverage, and 3 are Special Needs Plans (2 C-SNP and 1 I-SNP).
- No UnitedHealthcare plans are new for 2027 in Delaware, and none are leaving.
- The Annual Enrollment Period runs October 15 – December 7, 2026, for coverage that starts January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
This explainer is published by an independent Medicare education site. It is privately owned and not affiliated with the federal government or with any insurance carrier, including UnitedHealthcare.
How many UnitedHealthcare Medicare Advantage plans are offered in Delaware for 2027?
UnitedHealthcare is offering 8 Medicare Advantage plans statewide in Delaware for 2027. By plan type, that is 5 HMO-POS plans and 3 PPO plans, per the CMS MA Landscape Source File for CY2027.
Seven of the eight plans include Part D prescription drug coverage; one is offered without drug coverage. Three of the eight are Special Needs Plans: 2 Chronic Condition SNPs (C-SNP) and 1 Institutional SNP (I-SNP), which is designed for people who live in a nursing facility or need a similar level of care. There are no Dual Eligible SNPs (D-SNP) listed from UnitedHealthcare in Delaware for 2027.
For context, CMS lists 7 other Medicare Advantage carriers in Delaware for 2027, and 38 Medicare Advantage plans across all carriers statewide.
Which UnitedHealthcare plans have the widest county reach in Delaware for 2027?
All 8 of UnitedHealthcare's Delaware Medicare Advantage plans for 2027 are listed as offered in 3 counties, which matches the total number of counties in the state (Kent, New Castle and Sussex). The plans are shown in the table on this page; by name, they are:
- AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS)
- AARP Medicare Advantage Extras from UHC DE-6 (HMO-POS)
- AARP Medicare Advantage from UHC DE-0001 (PPO)
- AARP Medicare Advantage from UHC DE-0002 (PPO)
- AARP Medicare Advantage Patriot No Rx DE-MA01 (HMO-POS)
- UHC Complete Care DE-4 (HMO-POS C-SNP)
- UHC Complete Care Support DE-5A (HMO-POS C-SNP)
- UHC Nursing Home Plan EX-F002 (PPO I-SNP)
Even though every plan is listed in 3 counties, service areas, provider networks and formularies can still vary. The Special Needs Plans in particular have eligibility rules — the C-SNPs require a qualifying chronic condition, and the I-SNP is for people meeting institutional-level-of-care criteria.
What is new or not returning from UnitedHealthcare in Delaware for 2027?
Nothing is new and nothing is leaving. For Delaware in 2027, UnitedHealthcare has 0 new Medicare Advantage plans and 0 plans not returning, according to the CMS year-over-year comparison between the CY2026 and CY2027 Landscape Source Files.
For current enrollees, that means UnitedHealthcare's Delaware lineup looks the same, in terms of plan count, as it did for 2026. It does not mean that premiums, cost sharing, drug lists or provider networks will be identical — those details are set in each plan's Annual Notice of Change (ANOC) and Evidence of Coverage (EOC), and should be reviewed every year.
How do I check if a UnitedHealthcare plan is offered in my Delaware county and covers my doctors and drugs?
The most reliable way is the Medicare Plan Finder at medicare.gov, which lets you enter your ZIP code and see exactly which plans — from UnitedHealthcare or any other carrier — are offered in your county for 2027. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week.
A few things worth checking before you decide:
- Service area: confirm the plan is offered in your specific Delaware county.
- Doctors and hospitals: check each provider you want to keep against the plan's current network directory.
- Prescriptions: run every medication through the plan's formulary, including dosage and pharmacy.
- Special Needs Plan eligibility: for the C-SNP and I-SNP options, confirm you meet the qualifying condition or level-of-care rules.
Network and formulary information comes directly from the plan's own documents and from Plan Finder — not from a summary like this one.
What should Delaware Medicare beneficiaries do before December 7, 2026?
The Annual Enrollment Period for 2027 Medicare coverage runs October 15 – December 7, 2026. Any choice you make during that window takes effect January 1, 2027.
A practical checklist for Annual Enrollment 2027:
1. Read your current plan's Annual Notice of Change if you already have Medicare Advantage or a Part D plan. 2. Make a short list of your doctors, hospitals, pharmacies and prescriptions. 3. On medicare.gov, compare the plans available in your county side by side. 4. If a Special Needs Plan is on your list, confirm you qualify before enrolling. 5. Keep a confirmation number for any enrollment you make.
If you do nothing during Annual Enrollment 2027 and your current plan is still offered, you generally stay in it for 2027 under the plan's new terms.
Where can Delaware residents get free help with Medicare questions for 2027?
Two free, official resources cover everything in this article: medicare.gov and 1-800-MEDICARE (TTY 1-877-486-2048). Both can confirm which plans are offered in your county, pull up plan documents, and walk you through enrollment.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
2027 plan lineup
UnitedHealthcare Medicare Advantage plans in Delaware for 2027
CMS lists 8 UnitedHealthcare Medicare Advantage plans across Delaware for 2027, alphabetically by carrier, widest county reach first. 7 other carriers also offer plans there.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| UnitedHealthcare 8 plans | |||
| AARP Medicare Advantage Essentials from UHC DE-3 (HMO-POS) | HMO-POS | Yes | 3 |
| AARP Medicare Advantage Extras from UHC DE-6 (HMO-POS) | HMO-POS | Yes | 3 |
| AARP Medicare Advantage from UHC DE-0001 (PPO) | PPO | Yes | 3 |
| AARP Medicare Advantage from UHC DE-0002 (PPO) | PPO | Yes | 3 |
| AARP Medicare Advantage Patriot No Rx DE-MA01 (HMO-POS) | HMO-POS | No | 3 |
| UHC Complete Care DE-4 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 3 |
| UHC Complete Care Support DE-5A (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 3 |
| UHC Nursing Home Plan EX-F002 (PPO I-SNP) | PPO I-SNP | Yes | 3 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How UnitedHealthcare Medicare Advantage plans across Delaware break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many UnitedHealthcare Medicare Advantage plans are available in Delaware for 2027?
Are any UnitedHealthcare plans new or leaving Delaware for 2027?
When is the Annual Enrollment Period for 2027 Medicare coverage?
How do I know if a plan listed statewide is actually offered in my county?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — MA Landscape Source File (CY2027): the UnitedHealthcare plan names, plan types, drug coverage flag, SNP types and county counts for Delaware.
- CMS — MA Landscape Source Files, CY2026 and CY2027: the year-over-year comparison showing 0 new plans and 0 non-returning plans, and the all-carrier total of 38 plans from 8 carriers.
- Medicare.gov (CMS — Medicare enrollment periods): the Annual Enrollment Period dates of October 15 – December 7, 2026, with coverage effective January 1, 2027.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.