Medicare Advantage
Florida Medicare Advantage Plans for Chronic Conditions in 2027: 110 C-SNPs
TALLAHASSEE — Florida's 2027 Medicare Advantage lineup includes 110 Chronic Condition Special Needs Plans (C-SNPs), a slice of the state's 560 total Medicare Advantage plans, according to the CMS Medicare Advantage Landscape Source Files for the coming plan year. These plans are built around people who live with specific long-term health conditions, and they are offered county by county, which means a plan listed statewide may or may not be available where you live.
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Key takeaways
- Florida has 110 C-SNPs for 2027 out of 560 Medicare Advantage plans, alongside 130 D-SNPs and 12 I-SNPs.
- A C-SNP is open only to people whose qualifying chronic condition is verified by a treating provider.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and any choice you make in it takes effect January 1, 2027.
- You can check which C-SNPs are offered in your county, and compare the details, on the Medicare Plan Finder at medicare.gov or by calling 1-800-MEDICARE.
What a C-SNP is, and who qualifies
A Chronic Condition Special Needs Plan is a type of Medicare Advantage plan designed for people living with a specific, severe or disabling chronic condition — for example diabetes, chronic heart failure, chronic lung disorders, or end-stage renal disease. Enrollment is limited: to join, you must have the qualifying condition the plan is built around, and your treating provider has to verify that diagnosis for the plan. If the plan can't confirm the condition within the window CMS allows, enrollment can't continue.
C-SNPs are a form of Medicare Advantage, so Original Medicare rules still underlie them, and most include Part D prescription drug coverage. The specifics — what the plan covers, how care is coordinated, which providers are in network, which drugs are on the formulary — vary plan to plan and belong to each plan's own Evidence of Coverage and provider and pharmacy directories.
The statewide count and the carriers offering them
Of Florida's 560 Medicare Advantage plans in 2027, 110 are C-SNPs. For comparison, the state also has 130 Dual Eligible Special Needs Plans (D-SNPs), for people with both Medicare and Medicaid, and 12 Institutional Special Needs Plans (I-SNPs), for people who live in or need an institutional level of care.
Twelve carriers offer C-SNPs in Florida for 2027. In alphabetical order, with the statewide plan counts from the CMS Landscape file: Aetna (CVS Health) (10), Devoted Health (16), Doctors HealthCare Plans, Inc. (2), Elevance Health (Anthem) (14), Florida Blue HMO (3), Gold Kidney Health Plan (9), Humana (31), Prominence Health Plan (1), SECUR Health Plan (1), Solis Health Plans (9), Ultimate Health Plans (9), and UnitedHealthcare (5). Each plan is counted once statewide here; the full plan-by-plan list, including the counties each one serves, appears in the tables on this page.
The conditions named in plan names
CMS allows C-SNPs to focus on different qualifying chronic conditions, and some Florida plans put the condition right in the plan name. Where a plan name states a condition, that's the condition the plan serves; where a name doesn't, we don't guess.
Among the 2027 Florida C-SNPs whose names identify a condition:
- Freedom VIP Savings COPD and Optimum Diamond Savings COPD and Optimum Diamond Rewards COPD (from Elevance Health (Anthem)) name chronic obstructive pulmonary disease.
- Gold Dialysis & Kidney, Gold Dialysis & Kidney Complete and Gold Dialysis Premier (from Gold Kidney Health Plan) name dialysis and kidney conditions.
- Gold Heart & Diabetes, Gold Heart & Diabetes Complete and Gold Heart & Diabetes Plus (from Gold Kidney Health Plan) name heart conditions and diabetes.
- Humana Community HMO Diabetes and Heart and Humana Gold Plus – Diabetes and Heart (from Humana) name diabetes and heart conditions.
- Humana Gold Plus Lung (from Humana) names a lung condition.
Other Florida C-SNPs — including Aetna Medicare Chronic Care, the Devoted C-SNP Enhanced and Plus series, DrExtraCare-CFL and -SFL, Freedom VIP Care, Freedom VIP Rewards, Freedom VIP Savings, HealthSun VitalCare, Optimum Diamond, Optimum Diamond Rewards, Optimum Diamond Savings, BlueMedicare Focus, CareBreeze, CareBreeze Platinum, CareComplete, CareComplete Local and CareComplete Platinum — don't call out a condition in the plan name itself. The plan's own materials and the Medicare Plan Finder show which condition each one serves.
The Special Enrollment Period for people with a qualifying condition
Most Medicare beneficiaries make choices during the Annual Enrollment Period, which this year runs October 15 – December 7, 2026, with any change taking effect January 1, 2027. People with a qualifying chronic condition have an additional option: once you're diagnosed with a condition a C-SNP serves, you generally have a Special Enrollment Period to join that C-SNP outside the regular fall window. That SEP is tied to your diagnosis and the plan's verification process, so the exact timing depends on your situation. The CMS page on Medicare enrollment periods at medicare.gov walks through how the SEPs work.
Checking a plan in your county
Because a C-SNP is sold county by county, the statewide count isn't the same as what's available on your street. For 2027, some Florida C-SNPs are offered in a single county while others span 20 or more; the tables on this page show the county counts for each listing, and the Medicare Plan Finder at medicare.gov is where you confirm, by ZIP code, which C-SNPs you can actually enroll in. The Plan Finder is also where you compare the things we deliberately haven't listed here — premiums, deductibles, copays, covered benefits, provider networks, drug formularies and star ratings — because those details belong to each plan's own filings and change year to year. The authoritative documents are the plan's Evidence of Coverage and its provider and pharmacy directories.
If you already have a C-SNP for 2026, watch for your Annual Notice of Change. Some 2027 Florida plans are new, including several Aetna Medicare Chronic Care plans, DrExtraCare-CFL and DrExtraCare-SFL from Doctors HealthCare Plans, BlueMedicare Focus from Florida Blue HMO, Gold Dialysis Premier and Gold Heart & Diabetes Plus from Gold Kidney Health Plan, CareComplete Local from Humana, and Humana Community HMO Diabetes and Heart. Devoted Health's C-SNP Enhanced series has been renamed from the earlier Premium series.
Free help
You can review every Florida C-SNP available in your county, side by side, at medicare.gov using the Plan Finder, or by calling 1-800-MEDICARE (1-800-633-4227), which is open 24 hours a day, seven days a week. Both are free, and neither is tied to any carrier.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
Chronic-condition plans
Chronic Condition Special Needs Plans (C-SNP) across Florida for 2027
CMS lists 110 C-SNPs across Florida for 2027, alphabetically by carrier. A C-SNP is open to people with a qualifying chronic condition, verified by a provider.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 10 plans | |||
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Devoted Health 16 plans | |||
| DEVOTED C-SNP ENHANCED 071 FL (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| DEVOTED C-SNP PLUS 090 FL (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| DEVOTED C-SNP PLUS 089 FL (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| DEVOTED C-SNP ENHANCED 070 FL (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| DEVOTED C-SNP ENHANCED 074 FL (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| DEVOTED C-SNP PLUS 087 FL (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| DEVOTED C-SNP PLUS 091 FL (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| DEVOTED C-SNP ENHANCED 069 FL (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| DEVOTED C-SNP ENHANCED 067 FL (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP ENHANCED 068 FL (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP ENHANCED 072 FL (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP ENHANCED 073 FL (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP PLUS 084 FL (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP PLUS 085 FL (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP PLUS 086 FL (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| DEVOTED C-SNP PLUS 088 FL (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Doctors HealthCare Plans, Inc. 2 plans | |||
| DrExtraCare-CFL (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| DrExtraCare-SFL (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Elevance Health (Anthem) 14 plans | |||
| Optimum Diamond Savings (HMO C-SNP) | HMO C-SNP | Yes | 18 |
| Freedom VIP Care (HMO C-SNP) | HMO C-SNP | Yes | 16 |
| Freedom VIP Savings (HMO C-SNP) | HMO C-SNP | Yes | 16 |
| Freedom VIP Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | 16 |
| Optimum Diamond Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | 14 |
| Freedom VIP Savings (HMO C-SNP) | HMO C-SNP | Yes | 8 |
| Freedom VIP Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| Optimum Diamond (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Optimum Diamond Rewards (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Optimum Diamond Rewards COPD (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Freedom VIP Rewards (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| Freedom VIP Rewards (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| HealthSun VitalCare (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| HealthSun VitalCare (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Florida Blue HMO 3 plans | |||
| BlueMedicare Focus (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| BlueMedicare Focus (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| BlueMedicare Focus (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Gold Kidney Health Plan 9 plans | |||
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 22 |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 22 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 21 |
| Gold Heart & Diabetes (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 21 |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 21 |
| Gold Dialysis Premier (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 5 |
| Gold Dialysis Premier (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| Gold Dialysis & Kidney (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| Gold Heart & Diabetes (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 1 |
| Humana 31 plans | |||
| CareBreeze (HMO C-SNP) | HMO C-SNP | Yes | 20 |
| CareComplete (HMO C-SNP) | HMO C-SNP | Yes | 20 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 19 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 10 |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | 10 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 9 |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | 9 |
| CareBreeze Platinum (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| CareComplete Platinum (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| CareBreeze Platinum (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| CareComplete Platinum (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | 6 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | 5 |
| CareBreeze Platinum (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| CareComplete Platinum (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| CareComplete Local (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Humana Community HMO Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| CareBreeze Platinum (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| CareComplete Platinum (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| CareBreeze Platinum (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| CareComplete Platinum (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Prominence Health Plan 1 plan | |||
| Prominence Diabetes and Heart Giveback (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| SECUR Health Plan 1 plan | |||
| SECUR CarePath (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Solis Health Plans 9 plans | |||
| Solis Wellness Plan (HMO C-SNP) | HMO C-SNP | Yes | 7 |
| Solis Wellness Giveback Plan (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| Solis Wellness Giveback Plan (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Solis Balanced Plan (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Solis Wellness Giveback Plan (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Solis Wellness Plan (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Solis Balanced Plan (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Solis Wellness Giveback Plan (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Solis Wellness Plan (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| Ultimate Health Plans 9 plans | |||
| Advantage Care COPD by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 12 |
| Advantage Care COPD by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 4 |
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 3 |
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 2 |
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| UnitedHealthcare 5 plans | |||
| UHC Complete Care FL-14 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 13 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 9 |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 8 |
| UHC MedicareMax Complete Care FL-30 (HMO C-SNP) | HMO C-SNP | Yes | 1 |
| UHC Preferred Complete Care FL-0003 (HMO C-SNP) | HMO C-SNP | Yes | 1 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Florida for 2027
- Aetna (CVS Health) 62 plans: HMO, HMO-POS, PPO
- Align Senior Care 2 plans: HMO
- American Health Advantage of Florida 1 plan: HMO
- AmeriHealth Caritas VIP Care (HMO-D-SNP) 2 plans: HMO
- BayCare Health Plans 2 plans: HMO
- Capital Health Plan 4 plans: HMO
- Centene (WellCare) 20 plans: HMO, HMO-POS
- Devoted Health 106 plans: HMO, PPO
- Doctors HealthCare Plans, Inc. 9 plans: HMO
- Elevance Health (Anthem) 52 plans: HMO, HMO-POS
- Florida Blue 19 plans: PPO
- Florida Blue HMO 20 plans: HMO, HMO-POS
- Florida Complete Care 5 plans: HMO, HMO-POS
- Gold Kidney Health Plan 9 plans: HMO-POS
- Health First Health Plans, Inc. 7 plans: HMO, HMO-POS
- HealthSpring 11 plans: HMO
- Humana 122 plans: HMO, HMO-POS, PPO
- Leon Health, Inc. 4 plans: HMO
- Longevity Health Plan 1 plan: HMO
- Prominence Health Plan 6 plans: HMO, HMO-POS
- SECUR Health Plan 4 plans: HMO
- Solis Health Plans 19 plans: HMO
- Ultimate Health Plans 16 plans: HMO
- UnitedHealthcare 57 plans: HMO, HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
Who can enroll in a C-SNP in Florida?
How many C-SNPs are offered in Florida for 2027?
When can I make a choice for 2027?
How do I see which C-SNPs are available in my county?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.