Medicare Advantage

Aetna's Medicare Advantage plans in St. Petersburg for 2027: what changed, plan by plan

St. Petersburg, Fla. — Aetna's Medicare Advantage lineup in Pinellas County looks a little different for 2027. According to the CMS Landscape Source File for the coming plan year, Aetna (CVS Health) will offer 9 Medicare Advantage plans in the county next year, with one new plan, two plans not returning, and two plan names changing. If you are enrolled in an Aetna plan now, those shifts are the reason the Annual Notice of Change (ANOC) that arrived in your mailbox this fall matters.

MyMedicarePlans.org is an independent consumer site. We are not Aetna, and we are not Medicare. We are walking through what Aetna's 2027 roster in St. Petersburg looks like, how it compares with 2026, and how to check any plan against your own doctors and prescriptions before the Annual Enrollment deadline on December 7, 2026.

How many Aetna Medicare Advantage plans are offered in St. Petersburg for 2027?

St. Petersburg is in Pinellas County, where Aetna (CVS Health) will offer 9 Medicare Advantage plans for 2027. By plan type, that breaks down into 5 HMO plans, 1 HMO-POS plan, and 3 PPO plans. Eight of the nine include Part D prescription drug coverage, and one is a Medicare Advantage plan without drug coverage (an MA-only plan).

The table below lists every Aetna plan available in the county for 2027. Aetna is one of 17 carriers offering Medicare Advantage in Pinellas County next year; across all carriers, the county has 118 Medicare Advantage plans on the 2027 landscape.

Which Aetna plans are Special Needs Plans in Pinellas County for 2027?

Four of Aetna's 2027 plans in Pinellas County are Special Needs Plans (SNPs): three Dual Eligible SNPs (D-SNPs) and one Chronic Condition SNP (C-SNP). There are no Institutional SNPs (I-SNPs) in Aetna's local lineup.

SNPs are not open to everyone. A D-SNP is for people who have both Medicare and Medicaid, and the different types (full-benefit, partial, QMB-only) match different Medicaid categories. A C-SNP is for people with a qualifying chronic condition the plan is built around. If you are not sure which category applies to you, Medicare.gov or 1-800-MEDICARE can confirm your eligibility before you enroll.

The four Aetna SNPs for 2027 are Aetna Medicare Chronic Care (HMO C-SNP), Aetna Medicare Full Dual Select (HMO D-SNP), Aetna Medicare Partial Dual Select (HMO D-SNP), and Aetna Medicare QMB Only Select (HMO D-SNP). All four include drug coverage.

What is new, renamed, or not returning in Aetna's St. Petersburg lineup for 2027?

Compared with 2026, Aetna has one new plan in Pinellas County for 2027, two plans that are not returning, and two plans with new names. The CMS data flags the changes; the specifics for your current plan are in your Annual Notice of Change.

• New for 2027: Aetna Medicare Partial Dual Select (HMO D-SNP).
• Renamed: Aetna Medicare QMB Only Select (HMO D-SNP) — was Aetna Medicare Dual Select (HMO D-SNP) in 2026.
• Renamed: Aetna Medicare Signature Legacy (PPO) — was Aetna Medicare Signature (PPO) in 2026.
• Two Aetna plans offered in 2026 will not be offered in 2027.

A renamed plan is not necessarily unchanged beneath the new label, and a plan that keeps its name can still change its costs, provider network or drug list from year to year. That is what the ANOC is for — it tells you what is different about your plan on January 1, 2027.

Which Aetna plans in Pinellas County include drug coverage for 2027?

Eight of Aetna's nine 2027 Medicare Advantage plans in the county include Part D prescription drug coverage. One plan — Aetna Medicare Eagle Giveback (PPO) — is offered without drug coverage.

A few Part D figures are already set for 2027: the annual out-of-pocket cap on covered drugs rises to $2,400 (up from $2,100 in 2026), and the maximum Part D deductible rises to $700 (up from $615 in 2026). The national base beneficiary premium that CMS uses in its Part D formula is $41.33 for 2027; that is a program input, not what any plan charges. The Medicare Prescription Payment Plan, which lets you spread out-of-pocket drug costs across the year, continues in 2027.

If you take regular prescriptions, the single most useful thing you can do before December 7 is to type them into Medicare.gov's Plan Finder along with your pharmacy — it will show you how each plan treats your specific drug list.

How do I check an Aetna plan against my doctors and prescriptions before December 7?

The fastest way is Medicare.gov's Plan Finder. Enter your ZIP code, add your prescriptions and your preferred pharmacy, and the tool will show every Medicare Advantage and Part D plan available to you, along with each plan's drug formulary and estimated yearly costs for your medications.

To check whether a specific doctor, hospital or specialist is in-network, use the plan's own provider directory on the carrier's website, or call the plan and ask about the specific providers and locations you use. "In-network" can vary by plan even within the same carrier, so confirm it for the exact plan you are considering — not just the carrier in general.

A few things to have in hand when you compare:

• A list of your prescriptions with doses.
• The names of the doctors and facilities you want to keep seeing.
• Your Medicare number, if you want to save results on Medicare.gov.
• Your current plan's ANOC, so you can see what is changing on January 1, 2027.

What happens if I do nothing before December 7, 2026?

Nothing happens automatically. If your current Aetna plan is offered again in 2027, you stay enrolled and your coverage renews on January 1, 2027, with any changes described in your ANOC. If your plan is one of the two Aetna plans not returning in Pinellas County, Aetna and Medicare will send a non-renewal notice explaining your options and any guaranteed rights to pick a new plan.

Annual Enrollment runs October 15 through December 7, 2026, for coverage that starts January 1, 2027. There is also a Medicare Advantage Open Enrollment Period from January 1 through March 31, 2027, when people already in a Medicare Advantage plan can make one change. CMS is expected to publish the 2027 Part B premium and deductible, and the 2027 IRMAA income brackets, later this fall.