Medicare Advantage
St. Petersburg's 2027 Medicare Advantage lineup, carrier by carrier: who's in, who's out
Pinellas County has 118 Medicare Advantage plans for 2027. Compared with 2026, 29 plans are not coming back, 18 are new, and 47 continuing plans changed in some way you should check before December 7, 17 of them under a new name. This guide covers what those numbers mean for St. Petersburg, not which plan to pick.
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Key takeaways
- St. Petersburg is in Pinellas County, where 18 carriers plan to offer Medicare Advantage plans for 2027, with 29 plans leaving after 2026 and 18 new plans joining.
- American Health Advantage of Florida will not offer plans in Pinellas County next year; everyone else on this year's list returns.
- If your plan is one of the 29 not coming back, you qualify for a Special Enrollment Period and can switch without waiting for the next AEP.
- The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026; if you do nothing, your current plan simply renews (if it is offered) with the changes in its Annual Notice of Change.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Pinellas County (2026) | 129 | CMS |
| Medicare Advantage plans offered in Pinellas County (2027) | 118 | CMS |
| Plans not returning for 2027 / new for 2027 | 29 / 18 | CMS |
| Organizations offering Medicare Advantage in Pinellas County (2026) | 18 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Pinellas County | 61% | CMS |
| Residents age 65 and older, Pinellas County | 254,248 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
St. Petersburg, Fla. — Fall 2026. The 2027 Medicare Advantage map in Pinellas County is set, and it looks a little different than it did this year. One carrier is pulling out of the county, 18 brand-new plans are joining the lineup, and 29 current plans will not be back on January 1. If you live in St. Petersburg, this is the backdrop for the choices in front of you during Annual Enrollment 2027, which runs October 15 through December 7, 2026.
What Medicare Advantage plans are available in St. Petersburg for 2027?
St. Petersburg is in Pinellas County, where Medicare Advantage availability is set at the county level. For the 2026 plan year, Pinellas County has 129 Medicare Advantage plans from 18 carriers — 86 HMOs, 13 HMO-POS plans and 30 PPOs, with 72 Special Needs Plans and 117 that include drug coverage. For 2027, the carrier count stays at 18, but the slate of plans shifts: 83 plans continue, 18 are new, 29 are leaving, and 17 are being renamed. The table on this page lists every plan available in the county for 2027.
The returning carriers for 2027 include Aetna (CVS Health), Align Senior Care, BayCare Health Plans, Blue Cross Blue Shield (HCSC), Centene (WellCare), Devoted Health, Elevance Health (Anthem), Florida Blue, Florida Blue HMO, Florida Complete Care, Gold Kidney Health Plan, Humana, Longevity Health Plan, SECUR Health Plan, Solis Health Plans, Ultimate Health Plans and UnitedHealthcare.
Which carrier is leaving St. Petersburg for 2027?
In Pinellas County, American Health Advantage of Florida will not offer a Medicare Advantage plan for 2027. Its single plan here — American Health Advantage of Florida (HMO I-SNP), an Institutional Special Needs Plan — is on the leaving list. Every other carrier that currently sells in Pinellas County plans to be back next year, though several are reshaping which plans they offer.
What Medicare Advantage plans are not returning in Pinellas County next year?
Twenty-nine plans available in 2026 will not be sold in Pinellas County in 2027. They come from several carriers:
- Aetna (CVS Health): Aetna Medicare Dual Select (HMO D-SNP); Aetna Medicare Signature (PPO)
- Align Senior Care: Premier Care (HMO I-SNP); Senior Care (HMO I-SNP) (both are being refiled under the same names for 2027)
- American Health Advantage of Florida: American Health Advantage of Florida (HMO I-SNP)
- BayCare Health Plans: BayCarePlus Premier (HMO)
- Centene (WellCare): Wellcare Dual Access Sync (HMO D-SNP); Wellcare Patriot Giveback (HMO); Wellcare Sunshine Health Dual Align (HMO D-SNP) (the Dual Align name is being refiled for 2027)
- Elevance Health (Anthem): Freedom Medi-Medi Full (HMO D-SNP); Optimum Emerald Full (HMO D-SNP); Simply Complete (HMO D-SNP); Simply Extra Platinum (HMO); Simply Integrated (HMO D-SNP); Simply Level (HMO C-SNP); Simply Level Platinum (HMO C-SNP); Simply More (HMO)
- Florida Complete Care: Florida Complete Care-Duals VIP (HMO-POS D-SNP) (being refiled under the same name for 2027)
- Humana: CareNeeds Extra (HMO D-SNP); Humana Direct Choice Giveback (PPO) (two contracts); Humana Full Access Giveback H5216-393 (PPO); Humana Full Access Giveback H7617-111 (PPO); Humana USAA Honor Giveback (PPO); HumanaChoice Florida H5216-304 (PPO); HumanaChoice Florida H7617-109 (PPO)
- Solis Health Plans: Solis Wellness Plan (HMO C-SNP) (being refiled under the same name for 2027)
- Ultimate Health Plans: Advantage Care COPD by Ultimate (HMO C-SNP) (being refiled under the same name for 2027)
- UnitedHealthcare: UHC Dual Complete FL-Y5 (HMO-POS D-SNP) (being refiled under the same name for 2027)
Elevance Health (Anthem) accounts for the biggest single carrier change here, with eight plans leaving the county.
What plans are new in Pinellas County for 2027?
Eighteen plans are new for 2027. By carrier:
- Aetna (CVS Health): Aetna Medicare Partial Dual Select (HMO D-SNP)
- Align Senior Care: Premier Care (HMO I-SNP); Senior Care (HMO I-SNP)
- Centene (WellCare): Wellcare Sunshine Health Dual Access (HMO-POS D-SNP); Wellcare Sunshine Health Dual Align (HMO D-SNP)
- Devoted Health: DEVOTED GIVEBACK EXTRAS 115 FL (HMO)
- Florida Blue: BlueMedicare Patriot Plus (PPO)
- Florida Blue HMO: BlueMedicare Premier Plus (HMO)
- Florida Complete Care: Florida Complete Care-Duals VIP (HMO-POS D-SNP)
- Gold Kidney Health Plan: Gold Dialysis Premier (HMO-POS C-SNP); Gold Heart & Diabetes Plus (HMO-POS C-SNP)
- Humana: Humana Dual Integrated (PPO D-SNP); Humana Essentials Plus Giveback (PPO)
- SECUR Health Plan: SECUR CarePath (HMO C-SNP)
- Solis Health Plans: Solis Wellness Plan (HMO C-SNP)
- Ultimate Health Plans: Advantage Care COPD by Ultimate (HMO C-SNP)
- UnitedHealthcare: AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS); UHC Dual Complete FL-Y5 (HMO-POS D-SNP)
A number of these — Humana Essentials Plus Giveback, BlueMedicare Patriot Plus, BlueMedicare Premier Plus, DEVOTED GIVEBACK EXTRAS 115 FL — are additions, not replacements. Several Special Needs Plans are also expanding in Pinellas County, especially for people who qualify for both Medicare and Medicaid (D-SNPs) or who have specific chronic conditions (C-SNPs).
Which Pinellas County plans are being renamed for 2027?
Seventeen plans are keeping their contract and footprint but changing names. A rename is not the same as a brand-new plan: the plan continues, so if you are enrolled you stay enrolled unless you choose otherwise. Among them:
- Aetna Medicare QMB Only Select (HMO D-SNP) — was Aetna Medicare Dual Select (HMO D-SNP)
- Aetna Medicare Signature Legacy (PPO) — was Aetna Medicare Signature (PPO)
- Wellcare Giveback (HMO-POS) — was Wellcare Giveback (HMO)
- Wellcare Simple (HMO-POS) — was Wellcare Simple (HMO)
- Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) — was Wellcare Dual Reserve (HMO D-SNP)
- DEVOTED C-SNP ENHANCED 069 FL (HMO C-SNP) — was DEVOTED C-SNP PREMIUM 069 FL (HMO C-SNP)
- DEVOTED CORE 037 FL (HMO) — was DEVOTED PREMIUM 037 FL (HMO)
- DEVOTED DUAL QMB 052 FL (HMO D-SNP) — was DEVOTED DUAL PLUS 052 FL (HMO D-SNP)
- CareOne Plus (HMO-POS) — was CareOne Plus (HMO)
- Humana Dual Select H1036-102 (HMO D-SNP) — was Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP)
- Humana Dual Select H1036-314 (HMO D-SNP) — was Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP)
- Humana Dual Select H5216-394 (PPO D-SNP) — was HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP)
- Humana Value Choice (PPO) — was HumanaChoice Florida H5216-072 (PPO)
- UHC Dual Complete FL-Q1 (PPO D-SNP) — was UHC Dual Complete FL-D003 (PPO D-SNP)
- UHC Dual Complete FL-Q3 (Regional PPO D-SNP) — was UHC Dual Complete FL-D005 (Regional PPO D-SNP)
- UHC Dual Complete FL-QV2 (HMO-POS D-SNP) — was UHC Dual Complete FL-D002 (HMO-POS D-SNP)
- UHC Dual Complete FL-Y7 (PPO D-SNP) — was UHC Dual Complete FL-Y4 (PPO D-SNP)
Several Humana and UnitedHealthcare D-SNPs are being renamed to make the "dual" nature of the plan clearer. If you are in one of these plans, you should still receive your plan's Annual Notice of Change in September detailing exactly what is changing for 2027.
What happens if my plan is leaving St. Petersburg?
If your Medicare Advantage plan is one of the 29 not returning in Pinellas County next year, your carrier is required to send you a non-renewal notice. You then qualify for a Special Enrollment Period that lets you switch to another Medicare Advantage plan or go back to Original Medicare (with or without a stand-alone Part D plan) outside of the normal Annual Enrollment window. For plans ending December 31, 2026, that SEP generally runs from December 8, 2026 through the end of February 2027.
You can also act during AEP itself. The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026, and any change you make takes effect January 1, 2027. If you do nothing and your plan is still offered, it renews automatically with the changes in its ANOC.
What Medicare figures already apply for 2027?
Some 2027 numbers are already set and some are not. CMS has confirmed that the Part D out-of-pocket cap rises to $2,400 in 2027 (from $2,100 in 2026), the Part D maximum deductible rises to $700 in 2027 (from $615 in 2026), and the Part D national base beneficiary premium is $41.33 for 2027 — a formula input, not the premium any particular plan charges. The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet; CMS typically publishes those later in the fall.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Pinellas County
(MA penetration in Pinellas County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
Plan availability
Medicare Advantage plans available in Pinellas County for 2026
St. Petersburg is in Pinellas County. CMS lists 129 Medicare Advantage plans from 18 carriers there for 2026, shown alphabetically by carrier. This is availability, not a comparison: premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
| Plan | Type | Drug coverage | Status |
|---|---|---|---|
| Aetna (CVS Health) 10 plans | |||
| Aetna Medicare Chronic Care (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Aetna Medicare Dual Select (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Aetna Medicare Eagle Giveback (PPO) | PPO | No | Offered |
| Aetna Medicare Full Dual Select (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Aetna Medicare QMB Only Select (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Aetna Medicare Select (HMO) | HMO | Yes | Offered |
| Aetna Medicare Select Extra (HMO-POS) | HMO-POS | Yes | Offered |
| Aetna Medicare Signature (PPO) | PPO | Yes | Not offered for 2027 |
| Aetna Medicare Signature (PPO) | PPO | Yes | Offered |
| Aetna Medicare Signature Legacy (PPO) | PPO | Yes | Renamed for 2027 |
| Align Senior Care 2 plans | |||
| Premier Care (HMO I-SNP) | HMO I-SNP | Yes | Not offered for 2027 |
| Senior Care (HMO I-SNP) | HMO I-SNP | Yes | Not offered for 2027 |
| American Health Advantage of Florida 1 plan | |||
| American Health Advantage of Florida (HMO I-SNP) | HMO I-SNP | Yes | Not offered for 2027 |
| BayCare Health Plans 3 plans | |||
| BayCarePlus Complete (HMO) | HMO | Yes | Offered |
| BayCarePlus Premier (HMO) | HMO | Yes | Not offered for 2027 |
| BayCarePlus Rewards (HMO) | HMO | Yes | Offered |
| Blue Cross Blue Shield (HCSC) 3 plans | |||
| HealthSpring Preferred (HMO) | HMO | Yes | Offered |
| HealthSpring TotalCare (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| HealthSpring TotalCare Plus (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Centene (WellCare) 6 plans | |||
| Wellcare Dual Access Sync (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Wellcare Giveback (HMO-POS) | HMO | Yes | Renamed for 2027 |
| Wellcare Patriot Giveback (HMO) | HMO | No | Not offered for 2027 |
| Wellcare Simple (HMO-POS) | HMO | Yes | Renamed for 2027 |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Devoted Health 10 plans | |||
| DEVOTED C-SNP ENHANCED 069 FL (HMO C-SNP) | HMO C-SNP | Yes | Renamed for 2027 |
| DEVOTED C-SNP PLUS 089 FL (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| DEVOTED CHOICE GIVEBACK 008 FL (PPO) | PPO | Yes | Offered |
| DEVOTED CORE 036 FL (HMO) | HMO | Yes | Offered |
| DEVOTED CORE 037 FL (HMO) | HMO | Yes | Renamed for 2027 |
| DEVOTED CORE 065 FL (HMO) | HMO | Yes | Offered |
| DEVOTED DUAL 024 FL (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED DUAL FULL 082 FL (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| DEVOTED GIVEBACK 051 FL (HMO) | HMO | Yes | Offered |
| Elevance Health (Anthem) 22 plans | |||
| Freedom Medi-Medi Full (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Freedom Medi-Medi Partial (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Freedom Medicare Plan Rx (HMO) | HMO | Yes | Offered |
| Freedom Savings Plan (HMO) | HMO | No | Offered |
| Freedom VIP Care (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Freedom VIP Savings (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Freedom VIP Savings COPD (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Optimum Diamond (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Optimum Diamond Rewards (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Optimum Diamond Rewards COPD (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Optimum Emerald Full (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Optimum Emerald Partial (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Optimum Gold Rewards Plan (HMO) | HMO | Yes | Offered |
| Optimum Platinum Plan (HMO) | HMO | Yes | Offered |
| Simply Complete (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Simply Complete Platinum (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Simply Extra Platinum (HMO) | HMO | Yes | Not offered for 2027 |
| Simply Integrated (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| Simply Integrated Platinum (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Simply Level (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Simply Level Platinum (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Simply More (HMO) | HMO | Yes | Not offered for 2027 |
| Florida Blue 3 plans | |||
| BlueMedicare Patriot (PPO) | PPO | No | Offered |
| BlueMedicare Select (PPO) | PPO | Yes | Offered |
| BlueMedicare Value (PPO) | PPO | Yes | Offered |
| Florida Blue HMO 1 plan | |||
| BlueMedicare Premier (HMO) | HMO | Yes | Offered |
| Florida Complete Care 3 plans | |||
| Florida Complete Care (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Florida Complete Care- In The Community (HMO-POS I-SNP) | HMO-POS I-SNP | Yes | Offered |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| Gold Kidney Health Plan 4 plans | |||
| Gold Dialysis & Kidney (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Gold Dialysis & Kidney Complete (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Gold Heart & Diabetes (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Gold Heart & Diabetes Complete (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| Humana 34 plans | |||
| CareAccess (HMO) | HMO | Yes | Offered |
| CareBreeze (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| CareBreeze Platinum (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| CareComplete (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| CareComplete Platinum (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| CareFree Platinum Giveback (HMO) | HMO | Yes | Offered |
| CareNeeds Extra (HMO D-SNP) | HMO D-SNP | Yes | Not offered for 2027 |
| CareNeeds Platinum (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| CareNeeds Plus (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| CareOne Plus (HMO-POS) | HMO | Yes | Renamed for 2027 |
| CareSalute (HMO) | HMO | No | Offered |
| Humana Direct Choice Giveback (PPO) | PPO | Yes | Not offered for 2027 |
| Humana Direct Choice Giveback (PPO) | PPO | Yes | Not offered for 2027 |
| Humana Dual Integrated (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana Dual Select H1036-102 (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Humana Dual Select H1036-314 (HMO D-SNP) | HMO D-SNP | Yes | Renamed for 2027 |
| Humana Dual Select H5216-394 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| Humana Full Access Giveback H5216-393 (PPO) | PPO | Yes | Not offered for 2027 |
| Humana Full Access Giveback H7617-111 (PPO) | PPO | Yes | Not offered for 2027 |
| Humana Fully Integrated H1036-280 (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana Gold Plus Giveback H1036-265 (HMO) | HMO | Yes | Offered |
| Humana Gold Plus H1036-025 (HMO) | HMO | Yes | Offered |
| Humana Gold Plus Lung (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Humana USAA Honor Giveback (HMO) | HMO | No | Offered |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana USAA Honor Giveback (PPO) | PPO | No | Not offered for 2027 |
| Humana USAA Honor Giveback (PPO) | PPO | No | Offered |
| Humana Value Choice (PPO) | PPO | Yes | Renamed for 2027 |
| HumanaChoice Florida H5216-304 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice Florida H7617-109 (PPO) | PPO | Yes | Not offered for 2027 |
| HumanaChoice R5826-005 (Regional PPO) | PPO | Yes | Offered |
| HumanaChoice R5826-018 (Regional PPO) | PPO | No | Offered |
| HumanaChoice R5826-074 (Regional PPO) | PPO | Yes | Offered |
| Longevity Health Plan 1 plan | |||
| Longevity Health Plan (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| SECUR Health Plan 3 plans | |||
| SECUR Advantage (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| SECUR Edge (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| SECUR Enhanced (HMO I-SNP) | HMO I-SNP | Yes | Offered |
| Solis Health Plans 4 plans | |||
| Solis Guardian Plan (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Solis Healthy Living Plan (HMO) | HMO | Yes | Offered |
| Solis Wellness Giveback Plan (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Solis Wellness Plan (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Ultimate Health Plans 5 plans | |||
| Advantage Care by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | Offered |
| Advantage Care COPD by Ultimate (HMO C-SNP) | HMO C-SNP | Yes | Not offered for 2027 |
| Advantage Plus by Ultimate (Full) (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Advantage Plus by Ultimate (Partial) (HMO D-SNP) | HMO D-SNP | Yes | Offered |
| Premier by Ultimate (HMO) | HMO | Yes | Offered |
| UnitedHealthcare 14 plans | |||
| AARP Medicare Advantage CareFlex from UHC FL-34 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC FL-0006 (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage from UHC FL-0019 (PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC FL-0031 (Regional PPO) | PPO | Yes | Offered |
| AARP Medicare Advantage from UHC FL-003P (HMO-POS) | HMO-POS | Yes | Offered |
| AARP Medicare Advantage Patriot No Rx FL-MA01 (Regional PPO) | PPO | No | Offered |
| AARP Medicare Advantage Patriot No Rx FL-MA2 (PPO) | PPO | No | Offered |
| UHC Complete Care FL-14 (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | Offered |
| UHC Dual Complete FL-Q1 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Renamed for 2027 |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | Not offered for 2027 |
| UHC Dual Complete FL-Y7 (PPO D-SNP) | PPO D-SNP | Yes | Renamed for 2027 |
| UHC Nursing Home Plan FL-F001 (PPO I-SNP) | PPO I-SNP | Yes | Offered |
New for 2027 (not offered for 2026)
| Plan | Carrier | Type | Drug coverage |
|---|---|---|---|
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP | Yes |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | Yes |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP | Yes |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP | Yes |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP | Yes |
| DEVOTED GIVEBACK EXTRAS 115 FL (HMO) | Devoted Health | HMO | Yes |
| BlueMedicare Patriot Plus (PPO) | Florida Blue | PPO | No |
| BlueMedicare Premier Plus (HMO) | Florida Blue HMO | HMO | Yes |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP | Yes |
| Gold Dialysis Premier (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Yes |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP | Yes |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP | Yes |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO | Yes |
| SECUR CarePath (HMO C-SNP) | SECUR Health Plan | HMO C-SNP | Yes |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP | Yes |
| Advantage Care COPD by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP | Yes |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | UnitedHealthcare | HMO-POS | Yes |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP | Yes |
Source: CMS Medicare Advantage Landscape Source File, plan year 2026 and 2027. Plan availability is set at the county level.
What changes next year
Medicare Advantage plans leaving or changing in Pinellas County for 2027
St. Petersburg is in Pinellas County. Comparing CMS’s 2026 and 2027 Landscape files for the county:
Plans not offered in Pinellas County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Dual Select (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare Signature (PPO) | Aetna (CVS Health) | PPO |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP |
| American Health Advantage of Florida (HMO I-SNP) | American Health Advantage of Florida | HMO I-SNP |
| BayCarePlus Premier (HMO) | BayCare Health Plans | HMO |
| Wellcare Dual Access Sync (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Wellcare Patriot Giveback (HMO) | Centene (WellCare) | HMO |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| Freedom Medi-Medi Full (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Optimum Emerald Full (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Simply Complete (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Simply Extra Platinum (HMO) | Elevance Health (Anthem) | HMO |
| Simply Integrated (HMO D-SNP) | Elevance Health (Anthem) | HMO D-SNP |
| Simply Level (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP |
| Simply Level Platinum (HMO C-SNP) | Elevance Health (Anthem) | HMO C-SNP |
| Simply More (HMO) | Elevance Health (Anthem) | HMO |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP |
| CareNeeds Extra (HMO D-SNP) | Humana | HMO D-SNP |
| Humana Direct Choice Giveback (PPO) | Humana | PPO |
| Humana Direct Choice Giveback (PPO) | Humana | PPO |
| Humana Full Access Giveback H5216-393 (PPO) | Humana | PPO |
| Humana Full Access Giveback H7617-111 (PPO) | Humana | PPO |
| Humana USAA Honor Giveback (PPO) | Humana | PPO |
| HumanaChoice Florida H5216-304 (PPO) | Humana | PPO |
| HumanaChoice Florida H7617-109 (PPO) | Humana | PPO |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP |
| Advantage Care COPD by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans new to Pinellas County for 2027
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare Partial Dual Select (HMO D-SNP) | Aetna (CVS Health) | HMO D-SNP |
| Premier Care (HMO I-SNP) | Align Senior Care | HMO I-SNP |
| Senior Care (HMO I-SNP) | Align Senior Care | HMO I-SNP |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | Centene (WellCare) | HMO-POS D-SNP |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | Centene (WellCare) | HMO D-SNP |
| DEVOTED GIVEBACK EXTRAS 115 FL (HMO) | Devoted Health | HMO |
| BlueMedicare Patriot Plus (PPO) | Florida Blue | PPO |
| BlueMedicare Premier Plus (HMO) | Florida Blue HMO | HMO |
| Florida Complete Care-Duals VIP (HMO-POS D-SNP) | Florida Complete Care | HMO-POS D-SNP |
| Gold Dialysis Premier (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP |
| Gold Heart & Diabetes Plus (HMO-POS C-SNP) | Gold Kidney Health Plan | HMO-POS C-SNP |
| Humana Dual Integrated (PPO D-SNP) | Humana | PPO D-SNP |
| Humana Essentials Plus Giveback (PPO) | Humana | PPO |
| SECUR CarePath (HMO C-SNP) | SECUR Health Plan | HMO C-SNP |
| Solis Wellness Plan (HMO C-SNP) | Solis Health Plans | HMO C-SNP |
| Advantage Care COPD by Ultimate (HMO C-SNP) | Ultimate Health Plans | HMO C-SNP |
| AARP Medicare Advantage Giveback from UHC FL-40 (HMO-POS) | UnitedHealthcare | HMO-POS |
| UHC Dual Complete FL-Y5 (HMO-POS D-SNP) | UnitedHealthcare | HMO-POS D-SNP |
Plans continuing under a new name
| Plan | Carrier | Type |
|---|---|---|
| Aetna Medicare QMB Only Select (HMO D-SNP) (was Aetna Medicare Dual Select (HMO D-SNP)) | Aetna (CVS Health) | HMO D-SNP |
| Aetna Medicare Signature Legacy (PPO) (was Aetna Medicare Signature (PPO)) | Aetna (CVS Health) | PPO |
| Wellcare Giveback (HMO-POS) (was Wellcare Giveback (HMO)) | Centene (WellCare) | HMO |
| Wellcare Simple (HMO-POS) (was Wellcare Simple (HMO)) | Centene (WellCare) | HMO |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) (was Wellcare Dual Reserve (HMO D-SNP)) | Centene (WellCare) | HMO D-SNP |
| DEVOTED C-SNP ENHANCED 069 FL (HMO C-SNP) (was DEVOTED C-SNP PREMIUM 069 FL (HMO C-SNP)) | Devoted Health | HMO C-SNP |
| DEVOTED CORE 037 FL (HMO) (was DEVOTED PREMIUM 037 FL (HMO)) | Devoted Health | HMO |
| DEVOTED DUAL QMB 052 FL (HMO D-SNP) (was DEVOTED DUAL PLUS 052 FL (HMO D-SNP)) | Devoted Health | HMO D-SNP |
| CareOne Plus (HMO-POS) (was CareOne Plus (HMO)) | Humana | HMO |
| Humana Dual Select H1036-102 (HMO D-SNP) (was Humana Gold Plus SNP-DE H1036-102 (HMO D-SNP)) | Humana | HMO D-SNP |
| Humana Dual Select H1036-314 (HMO D-SNP) (was Humana Gold Plus SNP-DE H1036-314 (HMO D-SNP)) | Humana | HMO D-SNP |
| Humana Dual Select H5216-394 (PPO D-SNP) (was HumanaChoice Florida SNP-DE H5216-394 (PPO D-SNP)) | Humana | PPO D-SNP |
| Humana Value Choice (PPO) (was HumanaChoice Florida H5216-072 (PPO)) | Humana | PPO |
| UHC Dual Complete FL-Q1 (PPO D-SNP) (was UHC Dual Complete FL-D003 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
| UHC Dual Complete FL-Q3 (Regional PPO D-SNP) (was UHC Dual Complete FL-D005 (Regional PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
| UHC Dual Complete FL-QV2 (HMO-POS D-SNP) (was UHC Dual Complete FL-D002 (HMO-POS D-SNP)) | UnitedHealthcare | HMO-POS D-SNP |
| UHC Dual Complete FL-Y7 (PPO D-SNP) (was UHC Dual Complete FL-Y4 (PPO D-SNP)) | UnitedHealthcare | PPO D-SNP |
Carriers with no plans in Pinellas County for 2027: American Health Advantage of Florida
“Changing” means the plan’s 2027 record differs from 2026 on premium, drug deductible, plan type or name; the details are in the Annual Notice of Change your plan mails by September 30. If your plan is not offered for 2027, you can choose another during the Annual Enrollment Period (October 15 to December 7) and you also get a Special Enrollment Period that runs through the end of February. Source: CMS MA Landscape Source Files. No plan is ranked or recommended.
The choices, by type
How the Medicare Advantage choices in St. Petersburg break down for 2026
Carriers offering plans in Pinellas County, alphabetically, with the number of plans each offers:
- Aetna (CVS Health) 10 plans
- Align Senior Care 2 plans
- American Health Advantage of Florida 1 plan
- BayCare Health Plans 3 plans
- Blue Cross Blue Shield (HCSC) 3 plans
- Centene (WellCare) 6 plans
- Devoted Health 10 plans
- Elevance Health (Anthem) 22 plans
- Florida Blue 3 plans
- Florida Blue HMO 1 plan
- Florida Complete Care 3 plans
- Gold Kidney Health Plan 4 plans
- Humana 34 plans
- Longevity Health Plan 1 plan
- SECUR Health Plan 3 plans
- Solis Health Plans 4 plans
- Ultimate Health Plans 5 plans
- UnitedHealthcare 14 plans
HMO plans use a network and usually a primary-care doctor; HMO-POS plans add some out-of-network coverage; PPO plans cover out-of-network care at a higher share; PFFS plans pay any provider that accepts the plan’s terms; Special Needs Plans serve people who are dual-eligible (D-SNP), have certain conditions (C-SNP) or live in an institution (I-SNP). Source: CMS Landscape Source File. No plan is ranked or recommended here.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything during Annual Enrollment if I like my plan?
When does the Annual Enrollment Period for 2027 coverage end?
My Medicare Advantage plan is not being offered next year. What are my options?
Where can I compare the actual plan details?
Watch
The Medicare Advantage changes for 2027 in Florida, in 34 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for St. Petersburg
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File, plan year 2026: carrier and plan list for Pinellas County, plan types, and SNP counts.
- CMS — Medicare Advantage Landscape Source Files, 2026 vs. 2027: the leaving, new, renamed and continuing plans for Pinellas County.
- CMS — 2027 Part D parameters: out-of-pocket cap, maximum deductible, and national base beneficiary premium.
- Medicare.gov — Enrollment periods: Annual Enrollment Period dates and Special Enrollment Period rules for non-renewed plans.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.