Medicare Advantage

Tampa's 2027 Medicare Advantage map: who's in, who's out, and what's new

Hillsborough County has 124 Medicare Advantage plans for 2027. Compared with 2026, 29 plans are not coming back, 20 are new, and 51 continuing plans changed in some way you should check before December 7, 19 of them under a new name. This guide covers what those numbers mean for Tampa, not which plan to pick.

TAMPA, Fla. — The 2027 Medicare Advantage lineup for Hillsborough County is set, and shoppers in Tampa will see a reshuffled board when the Annual Enrollment Period opens Oct. 15, 2026. Twenty plans are new for next year, 29 plans in place for 2026 are not returning, and one carrier — American Health Advantage of Florida — is leaving the county altogether. Another 19 plans are coming back under new names, and 32 continuing plans are changing in some way (premium, deductible, type or name) that will show up in their Annual Notice of Change.

The full carrier-by-carrier roster for Hillsborough County is in the table below. This article walks through who is here, who is new, who is leaving, and what to do if your current plan is on the exit list.

Who sells Medicare Advantage in Tampa for 2027

Tampa is in Hillsborough County, where Medicare Advantage availability is set at the county level by the Centers for Medicare & Medicaid Services (CMS). For 2026, 19 carriers offer plans in the county, and that same list of carriers — minus one — carries into 2027.

The carriers currently serving the county, in alphabetical order, are Aetna (CVS Health), Align Senior Care, American Health Advantage of Florida, BayCare Health Plans, Blue Cross Blue Shield (HCSC), Centene (WellCare), Devoted Health, Doctors HealthCare Plans, Elevance Health (Anthem), Florida Blue, Florida Blue HMO, Florida Complete Care, Gold Kidney Health Plan, Humana, Longevity Health Plan, SECUR Health Plan, Solis Health Plans, Ultimate Health Plans, and UnitedHealthcare.

By plan type, the current year's 133 plans break down as 90 HMOs, 15 HMO-POS plans and 28 PPOs. Seventy-five are Special Needs Plans (SNPs) built for people with specific situations — dual eligibility for Medicare and Medicaid, a chronic condition such as diabetes or kidney disease, or living in an institutional setting. All 133 include Part D drug coverage.

What is new for 2027

Twenty plans are new to Hillsborough County for 2027. They come from a mix of carriers already in the market: Aetna (CVS Health), Align Senior Care, Centene (WellCare), Devoted Health, Doctors HealthCare Plans, Florida Blue, Florida Complete Care, Gold Kidney Health Plan, Humana, SECUR Health Plan, Solis Health Plans, Ultimate Health Plans, and UnitedHealthcare.

A few patterns stand out. Several of the new offerings are Special Needs Plans — Chronic Condition SNPs from Doctors HealthCare Plans, Gold Kidney Health Plan, SECUR Health Plan, Solis Health Plans and Ultimate Health Plans, and new Dual-Eligible SNPs from Aetna (CVS Health), Centene (WellCare), Doctors HealthCare Plans, Florida Complete Care, Humana and UnitedHealthcare. Florida Blue is adding a new PPO (BlueMedicare Patriot Plus), and Devoted Health, Humana and UnitedHealthcare are each adding new general-market HMO or PPO options.

The table below lists every 2027 plan with its carrier and type. Details on premiums, deductibles, networks and extra benefits live in each plan's own documents and on the Medicare Plan Finder at medicare.gov.

What is leaving after 2026

Twenty-nine plans in Tampa for 2026 are not being offered in 2027. The non-renewing plans come from Aetna (CVS Health), Align Senior Care, American Health Advantage of Florida, BayCare Health Plans, Centene (WellCare), Doctors HealthCare Plans, Elevance Health (Anthem), Florida Complete Care, Humana, Solis Health Plans, Ultimate Health Plans and UnitedHealthcare.

Elevance Health (Anthem) has the longest exit list in the county — eight plans not returning, spread across the Freedom, Optimum and Simply brands. Humana is retiring six plans, most of them PPOs in its Direct Choice, Full Access and USAA Honor lines. American Health Advantage of Florida's single county plan is leaving, and the carrier will have no plans in Hillsborough for 2027.

If your current plan is on the leaving list, you will get a non-renewal notice from your plan before the end of 2026. That notice triggers a Special Enrollment Period — a two-month window to pick a new Medicare Advantage plan or return to Original Medicare, generally running from Dec. 8, 2026 through the end of February 2027. You can also make the change during the regular Annual Enrollment Period that ends Dec. 7.

Plans with name or structure changes

Nineteen plans are returning for 2027 under a different name. Examples include Aetna Medicare Dual Select (HMO D-SNP) becoming Aetna Medicare QMB Only Select, several Humana "Gold Plus SNP-DE" plans being renamed Humana Dual Select, and a group of UnitedHealthcare "UHC Dual Complete FL" plans getting new letter-number codes. A few WellCare and Devoted Health plans are also renamed. The underlying plan is the same — but the name on your card, mail and Plan Finder listing will change.

Another 32 continuing plans are changing on at least one of premium, deductible, plan type or name. That is exactly what the Annual Notice of Change (ANOC) is for. Your plan is required to mail the ANOC by late September 2026; it lays out, side by side, what is different from this year.

What this means for Tampa shoppers this fall

A few practical reminders as you look at 2027:

• The Annual Enrollment Period runs Oct. 15 to Dec. 7, 2026. A change made in that window starts Jan. 1, 2027. If you do nothing and your plan is coming back, you keep it with its 2027 changes.
• The Medicare Advantage Open Enrollment Period runs Jan. 1 – March 31, 2027. If you are already in a Medicare Advantage plan, that window lets you switch to a different Medicare Advantage plan once, or return to Original Medicare.
• At the program level, CMS has confirmed that the Part D out-of-pocket cap rises to $2,400 in 2027 (up from $2,100 in 2026), and the Part D maximum deductible rises to $700 in 2027 (up from $615 in 2026). The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, are typically announced by CMS in November — do not rely on projections.
• The coverage gap ("donut hole") remains eliminated; Part D has three phases. The optional Medicare Prescription Payment Plan can spread your drug costs across the calendar year in level monthly amounts.

When you compare, look past the plan name. Check the pharmacy and provider network, the formulary (drug list) for the medicines you actually take, and the maximum out-of-pocket for medical services. Those drive your real-world cost more than any sticker figure.