Medicare Advantage
Wellcare's 2027 Medicare Advantage plans in Tampa: 2 new, 3 renamed, 3 gone
Tampa, Fla. — Wellcare's Medicare Advantage menu in Tampa looks different for 2027. According to the CMS Landscape Source File for the coming plan year, the carrier will offer 5 Medicare Advantage plans in Hillsborough County, the county Tampa sits in — two new, three renamed, and three that will not return from this year's lineup. That matters now because the Annual Enrollment Period runs October 15 through December 7, 2026, and the choice you make (or do not make) takes effect January 1, 2027.
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Key takeaways
- Wellcare will offer 5 Medicare Advantage plans in Hillsborough County for 2027: 4 HMO and 1 HMO-POS, all with drug coverage, and 3 of them are Dual Special Needs Plans (D-SNPs).
- Compared with 2026, two Wellcare plans are new for 2027, three were renamed, and three are not returning; the plan-level details come in each plan's Annual Notice of Change.
- The Annual Enrollment Period runs October 15 – December 7, 2026, for coverage that starts January 1, 2027; if you do nothing, a plan that is still offered will renew.
- Confirm every plan against your own doctors and prescriptions on medicare.gov's Plan Finder or by calling 1-800-MEDICARE before December 7, 2026.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Hillsborough County (2026) | 133 | CMS |
| Medicare Advantage plans offered in Hillsborough County (2027) | 124 | CMS |
| Plans not returning for 2027 / new for 2027 | 29 / 20 | CMS |
| Organizations offering Medicare Advantage in Hillsborough County (2026) | 19 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Hillsborough County | 63% | CMS |
| Residents age 65 and older, Hillsborough County | 229,164 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent consumer news and education site. We are not Wellcare, and Wellcare is one of 18 carriers offering Medicare Advantage plans in Hillsborough County next year — 124 plans in total.
Which Wellcare Medicare Advantage plans are offered in Tampa for 2027?
For 2027, Wellcare offers 5 Medicare Advantage plans in Hillsborough County, which includes Tampa: 4 HMO plans and 1 HMO-POS plan. All 5 include Part D drug coverage. Three of the five are Dual Special Needs Plans (D-SNPs) built for people who have both Medicare and Medicaid.
The table on this page lists every plan by name. In alphabetical order, Wellcare's 2027 Tampa-area plans are Wellcare Giveback (HMO-POS), Wellcare Simple (HMO-POS), Wellcare Sunshine Health Dual Access (HMO-POS D-SNP), Wellcare Sunshine Health Dual Align (HMO D-SNP), and Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP). We can't quote premiums, copays, networks or star ratings here — those are plan-specific details you'll want to look up on medicare.gov before you decide.
What's new, renamed or not returning from Wellcare in Hillsborough County for 2027?
Two Wellcare plans are new for 2027 in Hillsborough County: Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) and Wellcare Sunshine Health Dual Align (HMO D-SNP). Three plans carry new names: Wellcare Giveback moved from HMO to HMO-POS, Wellcare Simple moved from HMO to HMO-POS, and Wellcare Dual Reserve was renamed Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP).
Three Wellcare plans from the 2026 lineup are not returning in 2027. If you are enrolled in one of those plans, Wellcare is required to send you a notice this fall explaining what is changing and what happens next. Even a renamed plan can look different inside — the drug list, pharmacy network, provider network or cost-sharing may shift. Those plan-level specifics live in your Annual Notice of Change (ANOC), which arrives by late September.
What is a D-SNP, and who qualifies for Wellcare's Sunshine Health plans?
A D-SNP, or Dual Special Needs Plan, is a type of Medicare Advantage plan limited to people who have both Medicare and Medicaid. Three of Wellcare's five Tampa-area plans for 2027 are D-SNPs.
To enroll in a D-SNP you need an active Medicaid determination from the state of Florida in addition to Medicare Parts A and B. If you are not sure whether you qualify, the Florida Department of Children and Families handles Medicaid eligibility, and 1-800-MEDICARE can confirm what type of plan fits your situation.
How do I check a Wellcare plan against my doctors and prescriptions before December 7, 2026?
The fastest, most accurate way is the Plan Finder at medicare.gov. Sign in with your Medicare account, enter your ZIP code, type in each prescription with the exact dose and quantity, and add your preferred pharmacy. The tool will show which plans in Hillsborough County cover your drugs, and at what tier, and will flag plans your pharmacy is in-network for.
For doctors and hospitals, the Plan Finder links to each plan's provider directory, but the most current list is the one on the plan's own site or by phone. Call the office and ask directly: "Will you be in-network for this specific Wellcare plan in 2027?" Networks can change year to year, so a yes for 2026 is not automatically a yes for 2027. If you prefer to talk it through, 1-800-MEDICARE is open 24 hours a day, seven days a week.
What Medicare dates and dollar figures should I know for 2027?
The Annual Enrollment Period is October 15 – December 7, 2026. A change you make during that window starts January 1, 2027. If you do nothing and your current plan is offered again, it renews automatically with the changes described in your ANOC. There is also a Medicare Advantage Open Enrollment Period from January 1 – March 31, 2027, for people already in a Medicare Advantage plan who want to switch once.
CMS has confirmed a few 2027 Part D figures: the out-of-pocket drug cap rises to $2,400 in 2027 (up from $2,100 in 2026), and the maximum Part D deductible a plan can charge rises to $700 in 2027 (up from $615 in 2026). The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet; CMS typically publishes them later in the fall.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Hillsborough County
(MA penetration in Hillsborough County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Wellcare Medicare Advantage plans in Hillsborough County for 2027
CMS lists 5 Wellcare Medicare Advantage plans in Hillsborough County for 2027, alphabetically by carrier. 17 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Centene (WellCare) 5 plans | |||
| Wellcare Giveback (HMO-POS) | HMO | Yes | Renamed |
| Wellcare Simple (HMO-POS) | HMO | Yes | Renamed |
| Wellcare Sunshine Health Dual Access (HMO-POS D-SNP) | HMO-POS D-SNP | Yes | New |
| Wellcare Sunshine Health Dual Align (HMO D-SNP) | HMO D-SNP | Yes | New |
| Wellcare Sunshine Health Dual Reserve (HMO-POS D-SNP) | HMO D-SNP | Yes | Renamed |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Wellcare Medicare Advantage plans in Hillsborough County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment PeriodAnyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
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When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
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The parts of Medicare
Good to know
Frequently asked questions
Do I have to do anything if I like my Wellcare plan?
What happens if my Wellcare plan is one of the three not returning in 2027?
How many Medicare Advantage plans are available in Hillsborough County for 2027?
Where can I compare Wellcare plans against other carriers?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Tampa
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source Files (plan years 2026 and 2027): Wellcare's Hillsborough County plan list, plan types, D-SNP counts, drug-coverage counts, and the new/renamed/not-returning comparison.
- Medicare.gov: Annual Enrollment Period dates, Medicare Advantage Open Enrollment Period dates, and the Plan Finder tool for checking doctors and prescriptions.
- CMS Part D program parameters for 2026 and 2027: the out-of-pocket cap and maximum deductible figures.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.