Medicare Advantage
12 New Medicare Advantage Plans in Maine for 2027: The List
PORTLAND, Maine — Maine's 2027 Medicare Advantage lineup includes 12 plans that were not offered in the state for 2026, out of 50 plans available statewide for the new year. The newcomers come from four carriers: Elevance Health (Anthem), Humana, Martin's Point Generations Advantage, and UnitedHealthcare. Each plan is offered county by county, so a plan on the statewide list may or may not appear on a specific Mainer's shopping screen.
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Key takeaways
- Maine has 12 new Medicare Advantage plans for 2027, out of 50 statewide, from four carriers.
- Each new plan is offered in a specific set of counties, so availability depends on where you live.
- The Annual Enrollment Period for 2027 coverage runs October 15 – December 7, 2026, and any choice takes effect January 1, 2027.
- Free help is available year-round from Medicare.gov and 1-800-MEDICARE.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
How many Medicare Advantage plans are new in Maine for 2027, and which carriers offer them?
Maine has 12 Medicare Advantage plans that are new for 2027 and were not offered for 2026, part of a statewide total of 50 plans for the new year. The new plans come from four carriers: Elevance Health (Anthem) with 3, Humana with 2, Martin's Point Generations Advantage with 6, and UnitedHealthcare with 1.
Those four carriers are familiar names in the Maine market, but a "new plan" is a distinct contract that stands on its own — a different plan ID, a different county footprint, and its own rules. The full list, with each plan's county reach, appears in the tables on this page.
Which new Maine Medicare Advantage plans for 2027 reach the most counties?
The new plan with the widest county reach in Maine for 2027 is the Anthem MaineHealth Dual Advantage (HMO D-SNP) from Elevance Health (Anthem), offered in 14 counties. The HumanaChoice Giveback H5216-478 (PPO) from Humana is offered in 16 counties.
Several other newcomers have a narrower footprint. From Elevance Health (Anthem), the Anthem I MaineHealth Advantage Veteran (HMO-POS) is offered in 6 counties, and Anthem MaineHealth Chronic Care (HMO-POS C-SNP) is offered in 2 counties. From Humana, Humana Gold Plus H5619-186 (HMO) is offered in 5 counties. Martin's Point Generations Advantage introduces six new plans — two Essential (HMO) offerings in 7 and 4 counties, two Prime (HMO) offerings in 3 and 2 counties, and two Select (PPO) offerings in 7 and 5 counties. From UnitedHealthcare, AARP Medicare Advantage from UHC ME-0002 (PPO) is offered in 4 counties.
Note that two of the Dual Advantage and Chronic Care plans are Special Needs Plans (D-SNP and C-SNP), which have eligibility rules beyond age and ZIP code.
What does 'new for 2027' mean for a Medicare Advantage plan in Maine?
A plan that is new for 2027 does not yet have a CMS Star Rating or a public track record under that plan ID. CMS Star Ratings are based on prior-year performance data, which a brand-new plan has not yet accumulated. That is a fact of how the ratings work, not a judgment about the plan.
A new plan can still be a good match for a given household, and it can also be a poor match. The way to tell is to compare it directly against your current coverage on the specifics that matter to you — a step every Medicare shopper is encouraged to take whether a plan is new or long-standing.
How do I check whether a new 2027 Maine plan covers my county, doctors, and prescriptions?
To check a specific plan's availability in a Maine county, use the Medicare Plan Finder at Medicare.gov or call 1-800-MEDICARE, which is open 24 hours a day, 7 days a week. Enter your ZIP code and the plan will either appear in your results or it will not — that is the authoritative county-by-county answer.
For doctors and hospitals, confirm the network two ways: look up each provider in the plan's online directory, and call the provider's billing office to ask whether they will accept that exact plan for 2027. Networks change year to year, including for plans you already have.
For prescriptions, enter each medication, dose, and pharmacy into Plan Finder. The tool will show how each drug is treated by each plan. For the fine print, request the plan's Evidence of Coverage and formulary directly from the carrier.
What should Maine residents do before December 7, 2026?
Mainers who want 2027 Medicare Advantage coverage to start on January 1, 2027 need to enroll during the Annual Enrollment Period, which runs October 15 – December 7, 2026. That window applies whether you are keeping your current plan, switching to a different plan, or signing up with a new carrier for the first time.
A practical approach: gather your Medicare number, a current list of your prescriptions with doses, and a list of the doctors and hospitals you want to keep. Then run those details through Plan Finder for each plan you are considering — including any new 2027 plan that is offered in your county. If a plan is a Special Needs Plan (such as the D-SNP or C-SNP options on the new list), check whether you meet the eligibility rules before spending time on the comparison.
Where can Maine residents get free help with Medicare Advantage for 2027?
Free, unbiased help with Medicare in Maine is available at Medicare.gov and by calling 1-800-MEDICARE (1-800-633-4227), 24 hours a day, 7 days a week, including TTY service. These are the official federal resources, and they do not sell plans.
Medicare.gov's Plan Finder is the same tool licensed agents use to look up plans, and it will show every plan available in a given ZIP code for 2027, including the 12 new Maine plans in the counties where each is offered.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
New for 2027
Medicare Advantage plans new across Maine for 2027
CMS lists 12 Medicare Advantage plans across Maine for 2027 that were not offered for 2026, alphabetically by carrier.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Elevance Health (Anthem) 3 plans | |||
| Anthem | MaineHealth Dual Advantage (HMO D-SNP) | HMO D-SNP | Yes | 14 |
| Anthem I MaineHealth Advantage Veteran (HMO-POS) | HMO-POS | No | 6 |
| Anthem | MaineHealth Chronic Care (HMO-POS C-SNP) | HMO-POS C-SNP | Yes | 2 |
| Humana 2 plans | |||
| HumanaChoice Giveback H5216-478 (PPO) | PPO | Yes | 16 |
| Humana Gold Plus H5619-186 (HMO) | HMO | Yes | 5 |
| Martin's Point Generations Advantage 6 plans | |||
| Martin's Point Generations Advantage Essential (HMO) | HMO | Yes | 7 |
| Martin's Point Generations Advantage Select (PPO) | PPO | Yes | 7 |
| Martin's Point Generations Advantage Select (PPO) | PPO | Yes | 5 |
| Martin's Point Generations Advantage Essential (HMO) | HMO | Yes | 4 |
| Martin's Point Generations Advantage Prime (HMO) | HMO | Yes | 3 |
| Martin's Point Generations Advantage Prime (HMO) | HMO | Yes | 2 |
| UnitedHealthcare 1 plan | |||
| AARP Medicare Advantage from UHC ME-0002 (PPO) | PPO | Yes | 4 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Maine for 2027
- Aetna (CVS Health) 6 plans: HMO-POS, PPO
- Centene (WellCare) 5 plans: HMO-POS, PPO
- Elevance Health (Anthem) 6 plans: HMO, HMO-POS
- Humana 13 plans: HMO, PPO
- Martin's Point Generations Advantage 9 plans: HMO, HMO-POS, PPO
- UnitedHealthcare 11 plans: HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans are new in Maine for 2027?
Which carriers have new Medicare Advantage plans in Maine for 2027?
Does a new 2027 plan have a Star Rating?
When do I have to enroll for 2027 Medicare Advantage coverage in Maine?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source Files, CY2026 and CY2027: the statewide count of new plans, the carriers, and each plan's county reach.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates and January 1 effective date.
- Medicare.gov — Medicare Plan Finder: the tool for checking plan availability, provider networks, and drug coverage by ZIP code.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.