Medicare Advantage

Humana Medicare Advantage in Massachusetts for 2027: 5 Plans, County by County

BOSTON — For the 2027 plan year, Humana is offering 5 Medicare Advantage plans in Massachusetts, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source File. All 5 are PPO plans, 4 include drug coverage, 1 is new for 2027, and 1 of Humana's current plans is not returning next year. This explainer, published by an independent Medicare education site that is not affiliated with the government or any insurance carrier, walks through what Massachusetts shoppers can see at the statewide level and how to check what is actually offered in their county.

How many Humana Medicare Advantage plans are offered in Massachusetts for 2027?

Humana is offering 5 Medicare Advantage plans in Massachusetts for the 2027 plan year, and all 5 are PPOs. Of those, 4 include Part D prescription drug coverage and 1 does not. Humana lists no Special Needs Plans in the state for 2027: 0 Dual-Eligible (D-SNP), 0 Chronic Condition (C-SNP), and 0 Institutional (I-SNP) plans. For context, CMS shows 11 other carriers offering Medicare Advantage plans in Massachusetts for 2027, with 97 plans in total across all carriers statewide. Because Medicare Advantage is sold county by county, the 5 Humana plans counted here are each available in some Massachusetts counties but not necessarily yours.

Which Humana Medicare Advantage plans have the widest county reach in Massachusetts for 2027?

The Humana plan with the broadest Massachusetts footprint for 2027, based on CMS county-level listings, is HumanaChoice Giveback H5216-138 (PPO), offered in 6 counties. Next, in descending order of county reach, are Humana USAA Honor Giveback (PPO), HumanaChoice Giveback H5216-477 (PPO), and HumanaChoice H5216-249 (PPO), each offered in 5 counties, followed by HumanaChoice Giveback H7617-046 (PPO), offered in 4 counties. The full plan-by-plan table on this page shows each plan's drug-coverage status and county count. County reach is just a measure of where a plan is listed; it says nothing about costs, benefits, networks, or quality.

What is new or not returning for Humana in Massachusetts for 2027?

For 2027, Humana is adding 1 new Medicare Advantage plan in Massachusetts and discontinuing 1 current plan. The new plan listed in the CMS Landscape file is HumanaChoice Giveback H5216-477 (PPO), a PPO with drug coverage, offered in 5 counties. CMS does not name the non-returning plan in the statewide summary, so anyone currently enrolled in a Humana plan should watch the mail in September and October 2026 for an Annual Notice of Change (ANOC) or a non-renewal notice from the carrier. Those notices explain whether a specific contract and plan number is continuing, changing, or ending on December 31, 2026.

How do I check whether a Humana plan is offered in my Massachusetts county and covers my doctors and prescriptions?

The most reliable way to confirm whether a specific Humana plan is offered in your Massachusetts county for 2027, and whether it covers your doctors and prescriptions, is to use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Enter your ZIP code and county, then your prescription drugs and preferred pharmacy, and the Plan Finder will show which plans are available at your address. To verify a doctor, hospital, or specialist, check the plan's provider directory on Humana's own member site, and request the plan's Evidence of Coverage (EOC) and Summary of Benefits for the plan year that starts January 1, 2027. Statewide counts in this article tell you what Humana files with CMS; only a ZIP-level search tells you what you can actually enroll in.

What should Massachusetts residents do before December 7, 2026?

Before December 7, 2026, Massachusetts residents who want to join, switch, or drop a Medicare Advantage plan for 2027 should compare their options during the Annual Enrollment Period, which runs October 15 – December 7, 2026. A choice made during that window takes effect January 1, 2027. A simple checklist: read the ANOC from your current plan; list your doctors, hospitals, and prescriptions; use the Plan Finder at medicare.gov to see which plans — Humana's or any of the 11 other carriers in the state — are offered in your county; and confirm your providers and drugs with each plan directly. If nothing in your current coverage is changing in a way that matters to you, you do not have to do anything; your plan will generally continue into 2027 unless it is one of the plans not returning.

Where can Massachusetts residents get free help comparing 2027 Medicare plans?

Massachusetts residents can get free, unbiased help comparing 2027 Medicare plans by calling 1-800-MEDICARE (TTY 1-877-486-2048), open 24 hours a day, 7 days a week, or by using the Medicare Plan Finder at medicare.gov. Both tools are run by the federal Medicare program and can show every Medicare Advantage plan available at your address, including Humana's 5 Massachusetts plans and plans from the 11 other carriers in the state. For questions about Social Security benefits, premium withholding, or Medicare enrollment tied to turning 65, contact the Social Security Administration at ssa.gov or 1-800-772-1213.