Medicare Advantage
22 New Medicare Advantage Plans in Massachusetts for 2027: The List
BOSTON — For the 2027 plan year, Massachusetts residents will see 22 Medicare Advantage plans that were not on the market for 2026, out of 97 Medicare Advantage plans offered statewide, according to the CMS Medicare Advantage Landscape Source Files for 2026 and 2027. The new plans come from eight carriers and are spread unevenly across the state's counties, which means a plan that appears on the statewide list may or may not be available where you live.
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Key takeaways
- Massachusetts has 22 Medicare Advantage plans new for 2027, from eight carriers, inside a statewide total of 97 plans.
- A plan listed as "new statewide" may not be offered in your specific county, so county-level checking matters.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and your 2027 choice starts January 1, 2027.
- Free, unbiased help is available at medicare.gov and 1-800-MEDICARE, 24 hours a day, 7 days a week.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
The Annual Enrollment Period runs October 15 through December 7, 2026, and a choice made during that window takes effect January 1, 2027. This explainer walks through what is new, how to check availability in your county, and where to get free, unbiased help.
How many Medicare Advantage plans are new in Massachusetts for 2027, and which carriers offer them?
Massachusetts has 22 new Medicare Advantage plans for 2027, out of 97 plans offered statewide, per the CMS Landscape Source Files. The new plans come from eight carriers: Aetna (CVS Health) with 2, Blue Cross Blue Shield of Massachusetts with 3, Fallon Health with 7, Health New England Medicare Advantage Plans with 2, Humana with 1, Mass General Brigham Health Plan with 2, Tufts Health Plan with 4, and UnitedHealthcare with 1.
"New" here means the plan is listed in the 2027 CMS Landscape file but was not listed for 2026. Each plan is offered county by county, so the statewide count is not the same as the count in any one Massachusetts county. The full breakdown of plan names and county reach appears in the tables on this page.
Which new Massachusetts Medicare Advantage plans have the widest county reach for 2027?
Among the 22 new plans in Massachusetts for 2027, the widest county footprints belong to Fallon Health's NaviCare (HMO D-SNP), offered in 12 counties, followed by three plans at 10 counties each: Medicare HMO Blue FlexRx (HMO-POS) and Medicare HMO Blue ValueRx (HMO) from Blue Cross Blue Shield of Massachusetts, and AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) from UnitedHealthcare.
Several other new plans reach a large share of the state as well: Medicare PPO Blue ValueRx (PPO) from Blue Cross Blue Shield of Massachusetts in 8 counties; Mass General Brigham Advantage Core (HMO-POS) and Mass General Brigham Advantage Plus (HMO-POS) in 9 counties each; and Tufts Medicare Preferred PPO RX (PPO) in 9 counties. The remaining new plans — from Aetna (CVS Health), Fallon Health, Health New England Medicare Advantage Plans, Humana and Tufts Health Plan — range from 1 to 6 counties. The tables on this page list each plan's exact county count.
What does it mean when a Medicare Advantage plan is "new" for 2027 in Massachusetts?
A plan that is new for 2027 does not yet have an overall Medicare Star Rating or a multi-year track record under its current contract and plan ID. CMS assigns Star Ratings based on data that accumulates over time, so brand-new plans are typically shown without an overall rating in their first year.
That is a fact about the data, not a judgment about quality. It simply means a shopper comparing a new 2027 plan to an existing one on medicare.gov will see a rating for the existing plan and may not see one for the new plan. Reviewing the Evidence of Coverage, the provider directory and the drug formulary is the way to understand what a new plan actually covers.
How do I check whether a new 2027 Medicare Advantage plan is offered in my Massachusetts county and covers my doctors and prescriptions?
Use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, 7 days a week. Enter your ZIP code and the plans available in your Massachusetts county for 2027 will be shown; a plan on the statewide "new" list will only appear if it is offered in that county.
Once you see a plan in your county, three checks matter:
- Doctors and hospitals: Confirm each provider is in-network for that specific plan, by name and plan year, with the plan directly or in its directory.
- Prescriptions: Enter each drug, dose and pharmacy into Plan Finder to see the plan's formulary tier and cost-sharing.
- Plan documents: Read the Summary of Benefits and the Evidence of Coverage for the exact 2027 rules.
Networks and formularies can differ between two plans from the same carrier, so check the specific plan name shown in the table.
What should Massachusetts Medicare beneficiaries do before December 7, 2026?
Decisions for 2027 need to be made during the Annual Enrollment Period, which runs October 15 through December 7, 2026; the choice takes effect January 1, 2027. There is no need to rush — the window is nearly eight weeks long — but a short checklist helps.
- Read your current plan's Annual Notice of Change (ANOC), mailed in September 2026, to see what is changing for 2027.
- List your doctors, hospitals, prescriptions and preferred pharmacies.
- Compare plans available in your county on medicare.gov, including any of the 22 new plans that reach your county.
- Confirm networks and formularies with the plan before enrolling.
If your current plan is not being offered for 2027, you will receive a non-renewal notice from the plan and may qualify for a Special Enrollment Period.
Where can Massachusetts residents get free help comparing 2027 Medicare Advantage plans?
Free, unbiased help is available directly from Medicare at medicare.gov and by calling 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week. Counselors can walk through plans available in your Massachusetts county, help you use Plan Finder, and explain enrollment periods.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
New for 2027
Medicare Advantage plans new across Massachusetts for 2027
CMS lists 22 Medicare Advantage plans across Massachusetts for 2027 that were not offered for 2026, alphabetically by carrier.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Aetna (CVS Health) 2 plans | |||
| Aetna Medicare Enhanced (PPO) | PPO | Yes | 5 |
| Aetna Medicare Enhanced (PPO) | PPO | Yes | 2 |
| Blue Cross Blue Shield of Massachusetts 3 plans | |||
| Medicare HMO Blue FlexRx (HMO-POS) | HMO-POS | Yes | 10 |
| Medicare HMO Blue ValueRx (HMO) | HMO | Yes | 10 |
| Medicare PPO Blue ValueRx (PPO) | PPO | Yes | 8 |
| Fallon Health 7 plans | |||
| NaviCare (HMO D-SNP) | HMO D-SNP | Yes | 12 |
| Fallon Medicare Plus Blue (HMO) | HMO | Yes | 6 |
| Fallon Medicare Plus Green (HMO) | HMO | Yes | 6 |
| Fallon Medicare Plus Orange (HMO) | HMO | Yes | 6 |
| Fallon Medicare Plus Orange (HMO) | HMO | Yes | 3 |
| Fallon Medicare Plus Blue (HMO) | HMO | Yes | 2 |
| Fallon Medicare Plus Orange (HMO) | HMO | Yes | 1 |
| Health New England Medicare Advantage Plans 2 plans | |||
| Health New England Medicare Select (HMO) | HMO | Yes | 3 |
| Health New England Medicare Standard (HMO) | HMO | Yes | 1 |
| Humana 1 plan | |||
| HumanaChoice Giveback H5216-477 (PPO) | PPO | Yes | 5 |
| Mass General Brigham Health Plan 2 plans | |||
| Mass General Brigham Advantage Core (HMO-POS) | HMO-POS | Yes | 9 |
| Mass General Brigham Advantage Plus (HMO-POS) | HMO-POS | Yes | 9 |
| Tufts Health Plan 4 plans | |||
| Tufts Medicare Preferred PPO RX (PPO) | PPO | Yes | 9 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) | HMO | Yes | 5 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) | HMO | Yes | 4 |
| Tufts Medicare Preferred HMO Smart Saver Rx (HMO) | HMO | Yes | 1 |
| UnitedHealthcare 1 plan | |||
| AARP Medicare Advantage Patriot No Rx MA-MA2 (HMO-POS) | HMO-POS | No | 10 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Massachusetts for 2027
- Aetna (CVS Health) 9 plans: HMO-POS, PPO
- Blue Cross Blue Shield of Massachusetts 7 plans: HMO, HMO-POS, PPO
- Commonwealth Care Alliance Massachusetts 1 plan: HMO
- Commonwealth Care Alliance, Inc. 1 plan: HMO
- eternalHealth 3 plans: HMO, PPO
- Fallon Health 13 plans: HMO
- Health New England Medicare Advantage Plans 8 plans: HMO, PPO
- Humana 5 plans: PPO
- Mass General Brigham Health Plan 5 plans: HMO, HMO-POS
- Molina Healthcare of Massachusetts 3 plans: HMO
- Tufts Health Plan 31 plans: HMO, PPO
- UnitedHealthcare 11 plans: HMO, HMO-POS, PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans are new in Massachusetts for 2027?
Does a "statewide new" plan mean it is offered in my county?
When can I enroll in a 2027 Medicare Advantage plan?
Why don't new plans show a Star Rating?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): statewide and county-level plan availability used to identify the 22 new plans and their carrier counts.
- CMS — Medicare Advantage Landscape Source Files (CY2026 and CY2027): year-over-year comparison used to determine which plans are new for 2027.
- Medicare.gov — Medicare enrollment periods: the October 15 – December 7, 2026 Annual Enrollment Period and January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Content Integrity Standards
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This page was last updated: October 2026.