Medicare Advantage
19 New Medicare Advantage Plans in Minnesota for 2027: The List
MINNEAPOLIS — Minnesotans comparing Medicare Advantage coverage this fall will see 19 plans on the 2027 shelf that were not sold in the state for 2026, according to the Centers for Medicare & Medicaid Services (CMS) Landscape Source Files. The new plans come from three carriers and sit alongside dozens of returning options, bringing the statewide total to 66 Medicare Advantage plans offered for 2027.
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Key takeaways
- Minnesota has 19 new Medicare Advantage plans for 2027, out of 66 total plans offered statewide.
- The new plans come from three carriers: Blue Cross and Blue Shield of Minnesota (6), HealthPartners (4), and Medica (9).
- A plan listed as "new for 2027" has no Star Rating yet, because Star Ratings are built from past performance data.
- The Annual Enrollment Period runs October 15 – December 7, 2026, and a choice made in that window takes effect January 1, 2027.
| Fact | Figure | Source |
|---|---|---|
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
A plan being "new" statewide does not mean it is available in every county. Each Medicare Advantage plan is approved county by county, so a plan listed below may or may not appear on your Medicare Plan Finder results depending on where you live.
How many Medicare Advantage plans are new in Minnesota for 2027?
Minnesota has 19 new Medicare Advantage plans for 2027, drawn from a statewide total of 66 Medicare Advantage plans. The newcomers are offered by three carriers: Blue Cross and Blue Shield of Minnesota, with 6 new plans; HealthPartners, with 4; and Medica, with 9. Every new plan in the CMS file for Minnesota is a PPO that includes drug coverage.
These counts come from CMS Landscape Source Files for contract year 2026 and contract year 2027. A plan is counted once statewide here, even if it is sold under the same name in several service areas.
Which new Minnesota Medicare Advantage plans have the widest county reach for 2027?
The widest county footprints among the new 2027 plans in Minnesota belong to Medica Advantage Essential (PPO) and Medica Advantage Select (PPO), each listed in 25 counties, followed by two Blue Cross and Blue Shield of Minnesota entries — Blue Cross Medicare Advantage Essential (PPO) and Blue Cross Medicare Advantage Select (PPO) — each listed in 24 counties.
Other new plans with broader reach include additional service areas under Medica Advantage Essential (PPO) in 11 counties and Blue Cross Medicare Advantage Essential (PPO), Blue Cross Medicare Advantage Premier (PPO) and Blue Cross Medicare Advantage Select (PPO) in 10 counties each. HealthPartners is introducing HealthPartners Journey Pace (PPO) and HealthPartners Journey Smart (PPO) across service areas of 7 and 8 counties.
The full breakdown — including the smaller service areas for Medica Advantage Preferred (PPO), Medica Advantage Value (PPO), and additional Blue Cross and HealthPartners entries — is in the plan tables on this page.
What does it mean when a Minnesota Medicare Advantage plan is 'new' for 2027?
In Minnesota for 2027, a "new" Medicare Advantage plan is one that CMS lists for 2027 but did not list for 2026, which means it has no Star Rating and no local track record yet. CMS Star Ratings are calculated from measures collected over prior years, so a plan in its first year has nothing to measure.
That is a fact about timing, not a judgment about quality. A new plan may be a fresh design from an established Minnesota carrier — Blue Cross and Blue Shield of Minnesota, HealthPartners and Medica all appear in the 2027 new-plan list — or it may be a different benefit tier that the carrier is adding. Either way, until the first performance cycle is complete, there is no star score to look up on medicare.gov.
How do I check whether a new 2027 plan is offered in my Minnesota county and covers my doctors and drugs?
To check whether any of the 19 new 2027 Minnesota plans is offered in your county, enter your ZIP code at medicare.gov/plan-compare or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week. The Plan Finder will show only the plans approved for your county for 2027.
Once you see the plans available where you live, work through three checks for each one you are considering:
- Doctors and hospitals: look up the plan's provider directory, or call the clinic and ask whether they will be in-network for that specific 2027 plan.
- Prescriptions: enter each drug, dose and pharmacy into Plan Finder to see the plan's formulary tier and cost-sharing for 2027.
- Routine care you use: review the plan's Summary of Benefits and Evidence of Coverage, which the carrier posts for 2027.
Networks, formularies and cost-sharing are set at the plan level and can change from year to year, so a 2026 directory or drug list is not a substitute for the 2027 documents.
What should Minnesotans do before December 7, 2026?
Before December 7, 2026, Minnesotans who want 2027 coverage different from what they have now should compare their options on medicare.gov and enroll in their chosen plan. The Annual Enrollment Period runs October 15 – December 7, 2026, and the choice made in that window takes effect January 1, 2027.
A practical path:
1. Read the Annual Notice of Change (ANOC) your current plan sent in September, which spells out 2027 changes. 2. List your doctors, hospitals, pharmacies and prescriptions. 3. Run that list through Plan Finder at medicare.gov to see all plans in your county, both returning and new. 4. If you decide to switch, enroll by December 7, 2026. If your current plan still fits, no action is needed to keep it.
Where can Minnesotans get free help comparing 2027 Medicare Advantage plans?
Minnesotans can get free, direct help from Medicare itself. Call 1-800-MEDICARE (TTY 1-877-486-2048) any time, day or night, or use the Plan Compare tool at medicare.gov, which is the official CMS source for 2027 plan availability by county, benefits, drug coverage and Star Ratings where ratings exist.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
New for 2027
Medicare Advantage plans new across Minnesota for 2027
CMS lists 19 Medicare Advantage plans across Minnesota for 2027 that were not offered for 2026, alphabetically by carrier.
| Plan | Type | Drug coverage | Counties |
|---|---|---|---|
| Blue Cross and Blue Shield of Minnesota 6 plans | |||
| Blue Cross Medicare Advantage Essential (PPO) | PPO | Yes | 24 |
| Blue Cross Medicare Advantage Select (PPO) | PPO | Yes | 24 |
| Blue Cross Medicare Advantage Essential (PPO) | PPO | Yes | 10 |
| Blue Cross Medicare Advantage Premier (PPO) | PPO | Yes | 10 |
| Blue Cross Medicare Advantage Select (PPO) | PPO | Yes | 10 |
| Blue Cross Medicare Advantage Essential (PPO) | PPO | Yes | 1 |
| HealthPartners 4 plans | |||
| HealthPartners Journey Pace (PPO) | PPO | Yes | 8 |
| HealthPartners Journey Smart (PPO) | PPO | Yes | 8 |
| HealthPartners Journey Pace (PPO) | PPO | Yes | 7 |
| HealthPartners Journey Smart (PPO) | PPO | Yes | 7 |
| Medica 9 plans | |||
| Medica Advantage Essential (PPO) | PPO | Yes | 25 |
| Medica Advantage Select (PPO) | PPO | Yes | 25 |
| Medica Advantage Essential (PPO) | PPO | Yes | 11 |
| Medica Advantage Preferred (PPO) | PPO | Yes | 6 |
| Medica Advantage Select (PPO) | PPO | Yes | 6 |
| Medica Advantage Value (PPO) | PPO | Yes | 6 |
| Medica Advantage Preferred (PPO) | PPO | Yes | 2 |
| Medica Advantage Select (PPO) | PPO | Yes | 2 |
| Medica Advantage Value (PPO) | PPO | Yes | 2 |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
HMO, PPO and Special Needs Plans across Minnesota for 2027
- Aetna (CVS Health) 8 plans: PPO
- Align powered by Sanford Health Plan 2 plans: PPO
- Blue Cross and Blue Shield of Minnesota 13 plans: Cost, PPO
- Blue Plus 1 plan: HMO
- HealthPartners 5 plans: HMO, PPO
- Itasca Medical Care/IMCare Classic 1 plan: HMO
- Medica 19 plans: Cost, HMO, PPO
- PrimeWest Health 2 plans: HMO
- Quartz Medicare Advantage (HMO) 5 plans: HMO
- South Country Health Alliance 2 plans: HMO
- UnitedHealthcare 8 plans: PPO
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plans are offered county by county; a plan listed for the state may not be offered in your county. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
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Frequently asked questions
How many Medicare Advantage plans are new in Minnesota for 2027?
Does "new statewide" mean a plan is available in my county?
Why don't new 2027 plans have a Star Rating?
When do I need to decide for 2027 coverage?
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Sources and methodology
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
- CMS, Medicare Advantage and Part D Landscape Source Files
Figures cited in this article
- CMS — Medicare Advantage Landscape Source File (CY2027): statewide list of Medicare Advantage plans offered in Minnesota for 2027, carriers and county-level availability.
- CMS — Medicare Advantage Landscape Source File (CY2026): used as the comparison year to identify plans that are new for 2027.
- Medicare.gov — Medicare enrollment periods: the Annual Enrollment Period dates (October 15 – December 7, 2026) and January 1, 2027 effective date.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.