Medicare Advantage

3 New Medicare Advantage Plans in Montana for 2027: The List

HELENA, Mont. — Montanans comparing coverage for Annual Enrollment 2027 will see three Medicare Advantage plans on the shelf that were not offered in the state for 2026. All three come from a single carrier, Range Health, and all three are PPOs. They are part of the 23 Medicare Advantage plans offered statewide for 2027, according to the CMS Medicare Advantage Landscape Source Files.

Because Medicare Advantage is sold county by county, a plan that is "new in Montana" is not automatically new, or even available, in every Montana county. The list below shows what is new at the state level; your county's menu on the Medicare Plan Finder is what controls what you can actually enroll in.

How many Medicare Advantage plans are new in Montana for 2027, and which carriers offer them?

Three Medicare Advantage plans are new in Montana for 2027, out of 23 plans offered statewide, and all three come from Range Health. No other carrier is introducing a new plan in Montana for the 2027 plan year, according to the CMS Landscape files.

"New" here means the plan appears in the CMS Landscape file for 2027 but did not appear in the file for 2026. It is a statewide count: a plan is counted once for Montana even though it may be offered in only part of the state.

Which new Montana Medicare Advantage plans for 2027 reach the most counties?

The widest county reach among Montana's new 2027 plans belongs to True West No Rx 3 (PPO) from Range Health, which is offered in 9 Montana counties. The other two new plans from Range Health are True West Rx 2 (PPO), offered in 6 counties, and True West Rx 1 (PPO), offered in 3 counties.

Two of the new plans — True West Rx 1 (PPO) and True West Rx 2 (PPO) — include drug coverage. The third, True West No Rx 3 (PPO), does not include drug coverage; people who choose a Medicare Advantage plan without drug coverage usually get their prescription coverage through a separate arrangement, and the rules around that are worth checking at medicare.gov before enrolling.

The full plan-by-plan list, including which counties each plan serves, is rendered as a table elsewhere on this page.

What does it mean that a Medicare Advantage plan is "new" for 2027 in Montana?

A plan that is new for 2027 in Montana does not yet have a Medicare Star Rating of its own or a track record under that plan number. That is a factual feature of how CMS rates plans, not a judgment about the plan.

Star Ratings are built from data CMS collects over time on things like member experience and plan performance. A brand-new plan simply has not been in the market long enough to generate that history. Over the coming years, as data accumulates, the three new Range Health plans may receive their own ratings. For 2027, people shopping these plans will be comparing them on the plan documents and the Plan Finder details rather than on a star score.

How do I check whether a new 2027 plan is offered in my Montana county and covers my doctors and drugs?

To check whether True West No Rx 3 (PPO), True West Rx 1 (PPO) or True West Rx 2 (PPO) is offered in your Montana county for 2027, enter your ZIP code at medicare.gov or call 1-800-MEDICARE (TTY 1-877-486-2048), available 24 hours a day, seven days a week.

The Medicare Plan Finder at medicare.gov lets you:

• See the full list of Medicare Advantage plans available in your specific county for 2027.
• Enter your prescriptions to see how each plan handles them, if the plan includes drug coverage.
• Look up whether specific doctors, clinics or hospitals are in a plan's network.

For the most authoritative answer on networks and drug lists, you can also request the plan's Evidence of Coverage and provider and pharmacy directories directly from the carrier. Those documents, along with the Plan Finder, are the source of truth for benefit details — not any summary article.

What should Montanans do before December 7, 2026?

Before December 7, 2026 — the last day of Annual Enrollment 2027 — Montanans who want to change Medicare Advantage or Part D coverage should review their options on medicare.gov and make any election they want to take effect January 1, 2027. There is no need to rush; the window opens October 15, 2026 and runs the full eight-plus weeks.

A simple checklist:

• Read the Annual Notice of Change your current plan mailed you, if you are already in a Medicare Advantage or Part D plan.
• Make a list of your doctors, your hospitals and every prescription you take, with doses.
• Use the Plan Finder at medicare.gov to compare the plans offered in your county, including any of the new Range Health plans that are available where you live.
• If you decide to switch, enroll before midnight on December 7, 2026.

If you take no action, your current plan generally continues into 2027 under whatever terms are described in its Annual Notice of Change.

Where can Montanans get free help comparing 2027 Medicare plans?

Free, official help with 2027 Medicare choices is available from Medicare itself. Call 1-800-MEDICARE (TTY 1-877-486-2048), open 24 hours a day, seven days a week, or visit medicare.gov to use the Plan Finder, read plan documents and start or change enrollment.

These federal resources are not tied to any insurance company and do not charge for help. If someone calls or visits you claiming to represent "Medicare" and asks for payment or your Medicare number out of the blue, treat that as a red flag and hang up.