Medicare Advantage

Humana's Medicare Advantage plans in Lincoln for 2027: the full roster, side by side

Lincoln, Neb. — Fall 2026. If you have a Humana Medicare Advantage plan in Lincoln, or you are weighing one for next year, the 2027 lineup is now set. Humana is offering six Medicare Advantage plans in Lancaster County for 2027, down from seven this year, with one plan from the 2026 roster not returning and no new plans added. The full list is in the table below, and the window to make a change for January 1 coverage runs October 15 through December 7, 2026.

MyMedicarePlans.org is an independent consumer site, not Humana and not Medicare. We are naming Humana's Lincoln-area plans here because Medicare publishes that information, but you should confirm anything about costs, benefits, networks or drug lists directly with the plan or on medicare.gov before you enroll.

What Humana Medicare Advantage plans are offered in Lincoln for 2027?

Humana is offering six Medicare Advantage plans in Lancaster County, the county Lincoln sits in, for the 2027 plan year. By plan type, that is three HMOs and three PPOs. Five of the six include Part D prescription drug coverage built in; one PPO is offered without drug coverage.

The six plans, in alphabetical order, are:

• Humana Gold Plus H0028-053 (HMO)
• Humana Gold Plus SNP-DE H0028-007 (HMO D-SNP)
• Humana Gold Plus SNP-DE H0028-080 (HMO D-SNP)
• Humana USAA Honor Giveback (PPO)
• HumanaChoice Giveback H5216-340 (PPO)
• HumanaChoice H5216-014 (PPO)

The table on this page lists each plan with its type and whether it includes drug coverage. For premiums, copays, provider networks, drug lists and star ratings, use the Medicare Plan Finder at medicare.gov or call 1-800-MEDICARE — those are the details we are not permitted to publish next to a plan name.

Does Humana offer Special Needs Plans in Lancaster County?

Yes. Two of Humana's six Lincoln-area plans for 2027 are Dual Eligible Special Needs Plans, both HMO D-SNPs: Humana Gold Plus SNP-DE H0028-007 and Humana Gold Plus SNP-DE H0028-080. D-SNPs are designed for people who qualify for both Medicare and Medicaid, and they coordinate benefits between the two programs.

Humana is not offering a Chronic Condition SNP (C-SNP) or an Institutional SNP (I-SNP) in Lancaster County for 2027. If you think you may qualify for a D-SNP, Nebraska Medicaid determines Medicaid eligibility; the plan can walk you through enrollment once that is confirmed.

What is new or not returning from Humana in Lincoln for 2027?

Compared with 2026, Humana has one plan not returning in Lancaster County for 2027, zero new plans, and zero renamed plans. The seventh plan it offered this year is no longer on the 2027 roster.

If you are enrolled in a plan that is going away, Humana is required to send you a notice. If you are enrolled in a plan that is returning, Humana must send you an Annual Notice of Change (ANOC) in September that spells out what is changing — premium, deductible, copays, drug tiers, provider network, extra benefits — for next year. Read it before December 7, even if you plan to stay put.

How do I check a Humana plan against my doctors and prescriptions?

The quickest way is the Medicare Plan Finder at medicare.gov. You can enter your ZIP code, add your prescriptions and preferred pharmacy, and the tool will show how each plan handles your drugs. For doctors and hospitals, check Humana's online provider directory for the specific plan — networks differ from plan to plan even within the same insurer — and, if a provider matters a lot to you, call the office and ask whether they take that specific 2027 plan.

Three things worth double-checking before December 7, 2026:

• Each prescription you take, by name and dose, against the plan's 2027 formulary.
• Each doctor, specialist and hospital you want to keep, against the plan's 2027 network.
• Whether the plan is HMO or PPO, and what the referral and out-of-network rules are.

Humana is one of nine carriers offering Medicare Advantage plans in Lancaster County for 2027; CMS counts 41 Medicare Advantage plans in the county across all carriers. If a Humana plan does not fit your prescriptions or providers, there are other options in the market worth comparing on medicare.gov.

What are the key Medicare dates and figures for 2027?

The Annual Enrollment Period runs October 15 through December 7, 2026. Any change you make in that window takes effect January 1, 2027. If you do nothing, your current plan renews automatically — with whatever changes are in the ANOC — as long as it is offered next year.

For Part D drug coverage, CMS has confirmed two 2027 figures: the annual out-of-pocket cap rises to $2,400 (up from $2,100 in 2026), and the maximum plan deductible rises to $700 (up from $615 in 2026). The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, have not been announced yet; CMS typically publishes those in the fall.

If you miss December 7 and you are already in a Medicare Advantage plan, the Medicare Advantage Open Enrollment Period (January 1 – March 31, 2027) gives you one chance to switch to another Medicare Advantage plan or go back to Original Medicare.