Medicare Advantage
Before December 7: Vetting Humana's Guilford County Plans
GREENSBORO, N.C. — Fall 2026. If you have a Humana Medicare Advantage plan in Greensboro, or you're thinking about one for next year, the carrier's 2027 lineup in Guilford County is now set. Humana is offering 20 Medicare Advantage plans in the county for 2027, including three new plans, with two plans from this year not returning. The Annual Enrollment Period runs from October 15 through December 7, 2026, and any change you make takes effect January 1, 2027.
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Key takeaways
- Humana is offering 20 Medicare Advantage plans in Guilford County for 2027: 4 HMO, 4 HMO-POS and 12 PPO, with 16 including drug coverage.
- Three Humana plans are new for 2027 and two from 2026 are not returning; one plan was renamed, and your plan's Annual Notice of Change explains any differences.
- Six of the 20 plans are Special Needs Plans — 5 Dual-Eligible (D-SNP) and 1 Chronic Condition (C-SNP) for diabetes and heart conditions.
- Use Medicare.gov's Plan Finder or call 1-800-MEDICARE to check each plan against your doctors and your drug list before December 7, 2026.
| Fact | Figure | Source |
|---|---|---|
| Medicare Advantage plans offered in Guilford County (2026) | 98 | CMS |
| Medicare Advantage plans offered in Guilford County (2027) | 97 | CMS |
| Plans not returning for 2027 / new for 2027 | 15 / 14 | CMS |
| Organizations offering Medicare Advantage in Guilford County (2026) | 12 | CMS |
| Share of eligible beneficiaries in Medicare Advantage, Guilford County | 72% | CMS |
| Residents age 65 and older, Guilford County | 87,184 | U.S. Census Bureau |
| Part B standard monthly premium (2026) | $202.90 | Medicare.gov |
| Part D out-of-pocket cap (2026) | $2,100 | CMS |
| Part D out-of-pocket cap (2027) | $2,400 | CMS |
| Annual Enrollment Period (for 2027 coverage) | October 15 – December 7, 2026 | Medicare.gov |
| Medicare Advantage Open Enrollment Period | January 1 – March 31 | Medicare.gov |
Area counts are for the county as a whole and are not a recommendation of any plan. Program figures are set nationally.
MyMedicarePlans.org is an independent news and education site. We are not Humana, and Humana is one of 13 carriers offering Medicare Advantage plans in Guilford County for 2027 (97 plans in all). The table below lists every Humana plan available in the county next year. Here is how to read it against your own doctors and prescriptions before the December 7 deadline.
What is Humana offering in Greensboro for 2027?
Humana is offering 20 Medicare Advantage plans in Guilford County — the county Greensboro is in — for the 2027 plan year. The mix is 4 HMO plans, 4 HMO-POS plans and 12 PPO plans (several of the PPOs are regional PPOs). Of the 20, 16 include Part D drug coverage and 4 do not.
Plan availability in Medicare is set at the county level, so these are the Humana plans a Greensboro resident can choose from, based on the CMS Medicare Advantage Landscape Source File for 2027. The full list of plan names appears in the table on this page.
What is new, renamed or not returning from Humana in 2027?
For 2027 in Guilford County, Humana has 3 new plans, 2 plans that are not returning, and 1 renamed plan.
The three new plans are Humana Gold Plus Giveback H1036-343 (HMO-POS), Humana Gold Plus H1036-137 (HMO-POS), and HumanaChoice H7617-122 (PPO). The renamed plan is Humana Full Access (Regional PPO), previously listed as Humana Full Access R0110-005 (Regional PPO). If you are currently enrolled in a Humana plan, your Annual Notice of Change (ANOC) — mailed in September — spells out whether your specific plan is continuing, renamed or ending, and what is changing about costs and benefits for next year.
If a plan you are in is not returning, you have a Special Enrollment Period to pick a new plan, but it's safer to act during Annual Enrollment so your January 1 coverage is in place.
Which Humana plans in Guilford County are Special Needs Plans?
Six of Humana's 20 plans in Guilford County for 2027 are Special Needs Plans. That breaks down as 5 Dual-Eligible Special Needs Plans (D-SNPs) and 1 Chronic Condition Special Needs Plan (C-SNP). There are no Institutional SNPs from Humana in the county.
Special Needs Plans are only for people who meet specific rules. A D-SNP is for people who have both Medicare and Medicaid. The C-SNP in this lineup — Humana Gold Plus - Diabetes and Heart (HMO C-SNP) — is for people with those qualifying chronic conditions. If you don't qualify, you can't enroll. If you do qualify, these plans may line up more closely with your situation, but you still need to check the network and drug list the same way you would with any plan.
How do I check a Humana plan against my doctors and prescriptions before December 7?
The most reliable way is the Medicare Plan Finder at Medicare.gov. You enter your ZIP code, add your prescription drugs and your preferred pharmacy, and the tool shows how each plan handles your specific drugs. You can also call 1-800-MEDICARE (TTY 1-877-486-2048), 24 hours a day, 7 days a week.
A simple checklist for each plan you're serious about:
- Doctors and hospitals: Call your doctor's office and ask whether they take that exact Humana plan for 2027 — not just "Humana." Plan networks differ.
- Prescriptions: Enter every drug into Plan Finder, with the dose. Check the tier, any prior authorization, and the pharmacies where the price is lowest.
- Drug coverage: Four of Humana's 20 plans in the county do not include Part D. If you pick one of those and want drug coverage, you'd generally need a stand-alone Part D plan — and in many cases, enrolling in a stand-alone Part D plan while on an MA plan will disenroll you from the MA plan. Confirm before you act.
- Your ANOC: If you're already in a Humana plan, read the ANOC side-by-side with the 2027 Evidence of Coverage.
Do this before December 7, 2026, so your choice takes effect cleanly on January 1, 2027.
What 2027 Medicare numbers should I keep in mind?
A few program-wide figures are already set for 2027. The Part D out-of-pocket cap rises to $2,400 in 2027, up from $2,100 in 2026. The maximum Part D deductible a plan can charge is $700 in 2027, up from $615 in 2026. The Part D national base beneficiary premium for 2027 is $41.33 — that's a formula input, not what any particular plan charges.
The 2027 Part B standard premium and deductible, and the 2027 IRMAA income brackets, had not been announced as of September 2026. CMS normally publishes those in the fall, usually in November. Don't rely on any projection in the meantime.
What happens if I do nothing by December 7?
If you do nothing, your current plan renews for 2027 — provided it is being offered next year — with the changes described in its ANOC. That's fine if the ANOC changes work for you. It's a problem if your plan is one of the two Humana plans not returning in Guilford County, or if a drug you take moved tiers, or if your doctor is leaving the network.
You also have the Medicare Advantage Open Enrollment Period from January 1 to March 31, 2027, which lets you switch from one Medicare Advantage plan to another, or back to Original Medicare, one time. But that window is narrower than Annual Enrollment, so most people are better off deciding by December 7.
By the numbers
Medicare Part B premium, 2006–2026
The standard monthly Part B premium has climbed from $88.50 in 2006 to $202.90 in 2026. Hover any point for that year’s premium.
Source: CMS. Standard premium shown; in some hold-harmless years many existing enrollees paid less. Confirm at Medicare.gov.
By the numbers
How people get Medicare in Guilford County
(MA penetration in Guilford County)
MA penetration from CMS enrollment data; Medigap share is an estimate. U.S. average is about 54% Medicare Advantage. These are area-level figures, not plan-specific.
2027 plan lineup
Humana Medicare Advantage plans in Guilford County for 2027
CMS lists 20 Humana Medicare Advantage plans in Guilford County for 2027, alphabetically by carrier. 12 other carriers also offer plans there.
| Plan | Type | Drug coverage | For 2027 |
|---|---|---|---|
| Humana 20 plans | |||
| Humana Dual Select H1036-307 (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Humana Dual Select H5525-072 (PPO D-SNP) | PPO D-SNP | Yes | Returning |
| Humana Full Access (Regional PPO) | PPO | Yes | Renamed |
| Humana Gold Plus - Diabetes and Heart (HMO C-SNP) | HMO C-SNP | Yes | Returning |
| Humana Gold Plus Giveback H1036-318 (HMO-POS) | HMO-POS | Yes | Returning |
| Humana Gold Plus Giveback H1036-343 (HMO-POS) | HMO-POS | Yes | New |
| Humana Gold Plus H1036-137 (HMO-POS) | HMO-POS | Yes | New |
| Humana Gold Plus H1036-335 (HMO-POS) | HMO-POS | Yes | Returning |
| Humana Gold Plus SNP-DE H1036-167 (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Humana Gold Plus SNP-DE H1036-331 (HMO D-SNP) | HMO D-SNP | Yes | Returning |
| Humana USAA Honor Giveback (PPO) | PPO | No | Returning |
| Humana USAA Honor Giveback (PPO) | PPO | No | Returning |
| Humana USAA Honor Giveback (Regional PPO) | PPO | No | Returning |
| HumanaChoice Giveback H5216-017 (PPO) | PPO | Yes | Returning |
| HumanaChoice Giveback H5525-035 (PPO) | PPO | Yes | Returning |
| HumanaChoice H5216-211 (PPO) | PPO | Yes | Returning |
| HumanaChoice H5525-070 (PPO) | PPO | Yes | Returning |
| HumanaChoice H7617-122 (PPO) | PPO | Yes | New |
| HumanaChoice R0110-004 (Regional PPO) | PPO | No | Returning |
| HumanaChoice SNP-DE H5525-036 (PPO D-SNP) | PPO D-SNP | Yes | Returning |
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
The 2027 choices, by type
How Humana Medicare Advantage plans in Guilford County break down for 2027
HMO plans use a network and usually a primary-care doctor and referrals; HMO-POS plans add some out-of-network coverage; PPO plans also cover out-of-network care, at a higher share; PFFS plans pay any provider that accepts the plan’s terms. Special Needs Plans serve people with Medicare and Medicaid (D-SNP), certain chronic conditions (C-SNP) or living in an institution (I-SNP).
Source: CMS Medicare Advantage Landscape Source Files, plan years 2026 and 2027. Plan availability is set at the county level. No plan is ranked or recommended; premiums, benefits, networks and star ratings are not shown. Plan details come from the Medicare Plan Finder at medicare.gov or the plan itself.
Key dates
Medicare enrollment periods at a glance
- Around your 65thInitial Enrollment PeriodA 7-month window around the month you turn 65 — your first chance to sign up.
- October 15 – December 7Annual Enrollment Period (Open Enrollment)Anyone with Medicare can join, switch, or drop a Medicare Advantage or Part D plan.
- January 1 – March 31Medicare Advantage Open EnrollmentIf you're already in a Medicare Advantage plan, you can make one change.
- January 1 – March 31General Enrollment PeriodFor people who missed their first chance to sign up for Part B.
- VariesSpecial Enrollment PeriodTriggered by life events like moving or losing other coverage.
Dates are set by Medicare and apply nationwide. Confirm your personal windows at Medicare.gov or 1-800-MEDICARE.
Explore
When can you enroll? An interactive year
Enrollment windows are federal and the same nationwide. Confirm your personal dates at Medicare.gov or 1-800-MEDICARE.
Explore
The parts of Medicare
Good to know
Frequently asked questions
Is Humana the only Medicare Advantage carrier in Greensboro for 2027?
What should I do if my Humana plan is not returning in 2027?
Do all of Humana's Greensboro-area plans include drug coverage?
Where can I get help comparing plans that isn't a sales call?
Watch
The Medicare Advantage changes for 2027 in every state, in 30 seconds
- CMS — MA Landscape Source File (plan-level availability by county)
- CMS — MA Landscape Source Files, current and coming plan year (year-over-year comparison)
- CMS — Medicare enrollment periods (medicare.gov)
For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
Also for Greensboro
Sources and methodology
- CMS, Medicare Advantage and Part D Landscape Source Files
- CMS, Medicare Advantage state/county penetration and enrollment files
- U.S. Census Bureau, American Community Survey (table B01001, age 65 and older)
- Medicare.gov, Medicare costs (Part B premium)
- CMS, Medicare prescription drug coverage (Part D) program rules
- CMS, Medicare Advantage and Part D plan-year announcements
- Medicare.gov, enrollment periods and plan rules
Figures cited in this article
- CMS Medicare Advantage Landscape Source File (2026 and 2027): Humana plan counts, plan types, SNP counts, drug coverage counts, and new/renamed/non-returning plans for Guilford County.
- CMS: 2027 Part D parameters (out-of-pocket cap, maximum deductible, national base beneficiary premium).
- Medicare.gov: Annual Enrollment dates, Medicare Advantage Open Enrollment dates, and the Plan Finder tool.
How we put this together: area counts come from the CMS files listed above for the county that contains this city, program figures come from CMS, Medicare.gov and the Social Security Administration, and no plan is ranked or recommended.
By The Medicare Desk · Published . For personalized answers, contact Medicare.gov or 1-800-MEDICARE.
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This page was last updated: October 2026.